Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 2 % of short-term debt in 2026; threshold 65 %.
Financials
Financial year 2026
SARDEL from Tessenderlo-Ham, company number BE0897644037, closed financial year 2026 with a result of € 16,595 after tax. For that financial year SARDEL recorded a gross margin of € 92,576 and equity of € 492,918. Compared with financial year 2025, the result moved from € 20,804 to € 16,595. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on October 16, 2026.
€ 492,918
▲ 3% vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 16,595
▼ 20% vs 2025
Profit after tax over the fiscal year.
€ 2,737
▼ 67% vs 2025
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2026. Retained profit grew to € 242,918.
Debts at end 2026
€ 784,968
▼ 9% vs 2025
€ 75,098 is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 84,829 | € 46,258 | € 101,034 | € 92,576 | ▼ 8% |
| Profit after taxes | € 25,929 | € 9,153 | € 20,804 | € 16,595 | ▼ 20% |
| Equity | € 446,366 | € 455,519 | € 476,323 | € 492,918 | ▲ 3% |
| Total debts | € 872,549 | € 1,592,008 | € 1,510,016 | € 1,435,448 | ▼ 5% |
| Cash | € 122,246 | € 9,843 | € 8,207 | € 2,737 | ▼ 67% |
| Land & buildings | € 464,296 | € 624,596 | € 1,975,208 | € 1,915,660 | ▼ 3% |
| Retained profit | € 196,366 | € 205,519 | € 226,323 | € 242,918 | ▲ 7% |
| Bank debt | € 380,504 | € 957,776 | € 859,267 | € 784,968 | ▼ 9% |
| Balance sheet total | € 1,318,916 | € 2,047,527 | € 1,986,339 | € 1,928,366 | ▼ 3% |
Key figures of SARDEL, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.
What happened to SARDEL?
What happened at SARDEL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: profit of € 16,595 (▼ 20% vs 2025). Source: NBB ↗
- New establishment in Tessenderlo-Ham. KBO
- Start of the company according to the CBE. KBO
In short
From € 25,929 profit in 2023 to € 16,595 profit in 2026.
Paid € 33,353 in corporate taxes since 2023.
Best year ever: 2023, with € 25,929 profit.
Management
Behind SARDEL are Hans DERACHE and Lutgard BOEL. Hans DERACHE is also behind NOTARIS HANS DERACHE.
Directors
According to the 2026 annual accounts
Lutgard BOEL
Director
Establishments
Establishment units
Physical locations of this company
Fabrieksstraat 3 box 9
3980 Tessenderlo-Ham
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0897.644.037
- VAT number
- BE 0897.644.037
- Registered office
- Fabrieksstraat 3 bus 9, 3980 Tessenderlo-Ham
- Names & denominations
- SARDEL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 April 2008
- Peppol
- Active · Active since 18 Dec 2025