Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 5 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Le Pré Saint-Germain from Waterloo, company number BE0897635030, closed financial year 2025 with a result of € -23,868 after tax. For that financial year Le Pré Saint-Germain recorded a gross margin of € -5,475 and equity of € -164,875. Compared with financial year 2024, the result moved from € -27,186 to € -23,868. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 25, 2026.
€ -164,875
▼ € 23,868 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -23,868
▲ 12 % less loss than in 2024
Profit after tax over the fiscal year.
€ 23,248
▲ 18% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -183,475.
Debts at end 2025
€ 453,000
Loans from banks and other lenders, long and short.
€ 1,933
▼ 62% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -6,052 | € -4,280 | € -3,009 | € -5,475 | ▼ € 2,466 |
| Profit after taxes | € -16,991 | € -32,919 | € -27,186 | € -23,868 | ▲ € 3,318 |
| Equity | € -80,903 | € -113,821 | € -141,007 | € -164,875 | ▼ € 23,868 |
| Total debts | € 751,376 | € 774,600 | € 746,599 | € 774,080 | ▲ 4% |
| Cash | € 10,973 | - | € 19,776 | € 23,248 | ▲ 18% |
| Retained profit | € -99,503 | € -132,421 | € -159,607 | € -183,475 | ▼ € 23,868 |
| Bank debt | € 477,700 | € 463,084 | € 453,000 | € 453,000 | |
| Balance sheet total | € 670,473 | € 660,779 | € 605,592 | € 609,204 | ▲ 1% |
Key figures of Le Pré Saint-Germain, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Le Pré Saint-Germain?
What happened at Le Pré Saint-Germain in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 23,868. filed late Source: NBB ↗
- David Masset became a director. NBB
- Marcel Van Hulle became a director. NBB
- Céline Anciaux became a director. NBB
- Raphael Anciaux became a director. NBB
- New establishment in Waterloo. KBO
- Start of the company according to the CBE. KBO
In short
From € 16,991 loss in 2022 to € 23,868 loss in 2025.
Management
The stake of FERNIMMO comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Le Pré Saint-GermainBehind Le Pré Saint-Germain are David Masset, Marcel Van Hulle, Céline Anciaux and Raphael Anciaux. The shares are held by FERNIMMO (50%).
Directors
According to the 2025 annual accounts
since 2023
since 2023
Céline Anciaux
Director
Also active at: Société de Développement Immobilier Européen, SOCIETE D'ETUDES ET D'INVESTISSEMENTS, MILLÉSIMES, MILVI, DIWEL, INVESTISSEMENTS ET DEVELOPPEMENTS DU LION
since 2023
Raphael Anciaux
Director
Also active at: MILLÉSIMES, MILVI, DIWEL, INVESTISSEMENTS ET DEVELOPPEMENTS DU LION
since 2023
Shareholders
50%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Avenue du Manoir 30
1410 Waterloo
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 8 companies are registered at this address.
All companies at this address →Société de Développement Immobilier Européen same network
€ 66,958 gross margin · 2025
SOCIETE D'ETUDES ET D'INVESTISSEMENTS same network
€ 12,521 gross margin · 2024
SENIOR IMMOB same network
€ 20,625 gross margin · 2025
MILLÉSIMES same network
€ 89,601 gross margin · 2025
MILVI same network
€ 23,409 gross margin · 2025
+3 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0897.635.030
- VAT number
- BE 0897.635.030
- Registered office
- Avenue du Manoir 30, 1410 Waterloo
- Names & denominations
- Le Pré Saint-Germain
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 16 April 2008
- Peppol
- Active · Active since 18 Feb 2025