Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 23 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
TARTINE GOURMANDE from Zwevegem, company number BE0897547730, closed financial year 2025 with a result of € -65,481 after tax. For that financial year TARTINE GOURMANDE recorded a gross margin of € 228,835 and equity of € 106,378. Compared with financial year 2024, the result moved from € 55,443 to € -65,481. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 25, 2026.
€ 106,378
▼ 38% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -65,481
▼ still € 55,443 profit in 2024
Profit after tax over the fiscal year.
€ 11,642
▼ 85% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 87,778.
People and assets in 2025
3.1
▼ 0.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 195,942
▼ 5% vs 2024
€ 63,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 12,880
▼ 27% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 172,646
▼ 27% vs 2024
€ 49,802 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 52,882
▲ 25% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 26,142
▼ 44% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 310,057 | € 400,088 | € 385,032 | € 228,835 | ▼ 41% |
| Profit after taxes | € -22,450 | € 107,784 | € 55,443 | € -65,481 | ▼ € 120,924 |
| Equity | € 8,633 | € 116,417 | € 171,859 | € 106,378 | ▼ 38% |
| Total debts | € 510,922 | € 372,994 | € 325,091 | € 251,670 | ▼ 23% |
| Cash | € 21,322 | € 14,871 | € 77,882 | € 11,642 | ▼ 85% |
| Land & buildings | € 313,530 | € 316,854 | € 272,102 | € 227,730 | ▼ 16% |
| Retained profit | € -9,967 | € 97,817 | € 153,259 | € 87,778 | ▼ 43% |
| Bank debt | € 419,718 | € 323,507 | € 235,931 | € 172,646 | ▼ 27% |
| Balance sheet total | € 519,554 | € 489,410 | € 496,950 | € 358,048 | ▼ 28% |
| Employees (FTE) | - | 2.6 | 3.3 | 3.1 | ▼ 0.2 |
Key figures of TARTINE GOURMANDE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to TARTINE GOURMANDE?
What happened at TARTINE GOURMANDE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 65,481 (▼ € 120,924 vs 2024). Source: NBB ↗
- Wim VANDEBURIE became a director. NBB
- Lieselot TALPE became a director. NBB
- New establishment in Zwevegem. KBO
- New establishment in Zwevegem. KBO
- Start of the company according to the CBE. KBO
In short
From € 22,450 loss in 2022 to € 65,481 loss in 2025.
Paid € 29,197 in corporate taxes since 2022.
Best year ever: 2023, with € 107,784 profit.
On average € 73,800 of value added per employee in 2025.
Management
Behind TARTINE GOURMANDE are Wim VANDEBURIE and Lieselot TALPE.
Directors
According to the 2025 annual accounts
Wim VANDEBURIE
Director
since 2023
Lieselot TALPE
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Vaartstraat(M) 6
8552 Zwevegem
Gauwelstraat(H) 108
8551 Zwevegem
Active since 17 May 2023
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0897.547.730
- VAT number
- BE 0897.547.730
- Registered office
- Vaartstraat(M) 6, 8552 Zwevegem
- Names & denominations
- TARTINE GOURMANDE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 April 2008
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Detailhandel in groenten en fruit
Industriële vervaardiging van brood en van vers banketbakkerswerk
Markt- en straathandel in voedings- en genotmiddelen