Financials
Financial year 2025
JCPH CONSULT from Binche, company number BE0897160126, closed financial year 2025 with a result of € 3,091 after tax. For that financial year JCPH CONSULT recorded a gross margin of € 131,153 and equity of € 191,610. Compared with financial year 2024, the result moved from € -63,215 to € 3,091. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on November 27, 2025.
€ 191,610
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 3,091
▲ still € 63,215 loss in 2024
Profit after tax over the fiscal year.
€ 84
▼ 73% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 10,010.
People and assets in 2025
€ 47,697
▼ 76% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 51,862
▼ 27% vs 2024
Of which on lease € 43,645.
Debts at end 2025
€ 432,775
▼ 5% vs 2024
€ 69,289 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 85,608
▲ 65% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 67,126
▼ 22% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 250,834 | € 248,533 | € 131,153 | ▼ 47% |
| Profit after taxes | € 40,077 | € -63,215 | € 3,091 | ▲ € 66,306 |
| Equity | € 251,734 | € 188,519 | € 191,610 | ▲ 2% |
| Total debts | € 385,168 | € 860,329 | € 907,609 | ▲ 5% |
| Cash | € 6,706 | € 307 | € 84 | ▼ 73% |
| Land & buildings | € 278,760 | € 270,387 | € 265,603 | ▼ 2% |
| Retained profit | € 70,134 | € 6,919 | € 10,010 | ▲ 45% |
| Bank debt | € 274,592 | € 454,153 | € 432,775 | ▼ 5% |
| Balance sheet total | € 636,902 | € 1,048,849 | € 1,099,220 | ▲ 5% |
Key figures of JCPH CONSULT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2026 has not been filed yet; it was expected before 31 October 2026.
What happened to JCPH CONSULT?
What happened at JCPH CONSULT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 3,091. filed late Source: NBB ↗
- New establishment in Binche. KBO
- Start of the company according to the CBE. KBO
In short
From € 40,077 profit in 2022 to € 3,091 profit in 2025.
Paid € 22,407 in corporate taxes since 2022.
Best year ever: 2022, with € 40,077 profit.
Management
Behind JCPH CONSULT are Jean-Charles DERVAL, Pierre-Henry DERVAL and Daniel DERVAL. The same people are also behind B.D.L. CONSEILS.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Rue de Merbes(BUV) 406
7133 Binche
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0897.160.126
- VAT number
- BE 0897.160.126
- Registered office
- Rue de Merbes(BUV) 406, 7133 Binche
- Names & denominations
- JCPH CONSULT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 April 2008
- Peppol
- Active · Active since 20 Jan 2026
- Contact
- [email protected]
- Activities · NACE
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