Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 17 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BVV-Finance from Sint-Niklaas, company number BE0895625051, closed financial year 2025 with a result of € 260,199 after tax. For that financial year BVV-Finance recorded a gross margin of € 563,688 and equity of € 2.7 million. Compared with financial year 2024, the result moved from € 395,887 to € 260,199. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 29, 2026.
€ 2.7 million
▲ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 260,199
▼ 34% vs 2024
Profit after tax over the fiscal year.
€ 125,155
▼ 64% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 140,000 paid out
54 % of the profit went to the shareholders, the rest stayed in the company.
Debts at end 2025
€ 1.6 million
▲ 1% vs 2024
€ 323,510 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 47,429
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 899,652 | € 719,621 | € 592,323 | € 563,688 | ▼ 5% |
| Profit after taxes | € 490,339 | € 369,823 | € 395,887 | € 260,199 | ▼ 34% |
| Equity | € 2,420,670 | € 2,790,494 | € 2,567,381 | € 2,687,580 | ▲ 5% |
| Total debts | € 2,562,900 | € 2,000,451 | € 2,380,265 | € 2,189,552 | ▼ 8% |
| Cash | € 368,817 | € 176,048 | € 349,804 | € 125,155 | ▼ 64% |
| Land & buildings | € 3,980,007 | € 3,986,105 | € 3,904,742 | € 3,784,961 | ▼ 3% |
| Retained profit | € 2,402,070 | € 2,771,894 | € 2,548,781 | € 2,668,980 | ▲ 5% |
| Dividend | € 220,000 | € 0 | € 619,000 | € 140,000 | ▼ 77% |
| Bank debt | € 2,156,007 | € 1,858,934 | € 1,580,908 | € 1,603,889 | ▲ 1% |
| Balance sheet total | € 4,983,571 | € 4,790,945 | € 4,947,646 | € 4,877,132 | ▼ 1% |
Key figures of BVV-Finance, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BVV-Finance?
What happened at BVV-Finance in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 260,199 (▼ 34% vs 2024). filed late Source: NBB ↗
- New establishment in Sint-Niklaas. KBO
- Start of the company according to the CBE. KBO
In short
From € 490,339 profit in 2022 to € 260,199 profit in 2025.
Paid € 618,510 in corporate taxes since 2022.
Best year ever: 2022, with € 490,339 profit.
Paid out € 979,000 in dividends to the owners in total.
A new publication or filing at BVV-Finance? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind BVV-Finance is Bart Van Vlierberghe. Bart Van Vlierberghe is also behind SBV Finance.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Hooimanstraat 24
9112 Sint-Niklaas
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0895.625.051
- VAT number
- BE 0895.625.051
- Registered office
- Hooimanstraat 24, 9112 Sint-Niklaas
- Names & denominations
- BVV-Finance
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 11 February 2008
- Peppol
- Active · Active since 2 Jan 2026
- Activities · NACE
Agenten en makelaars in bankdiensten
Activiteiten van holdings
Holdings