Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 12 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BEMARMI from Harelbeke, company number BE0895555567, closed financial year 2025 with a result of € 1,882 after tax. For that financial year BEMARMI recorded a gross margin of € 421,063 and equity of € -930,383. Compared with financial year 2024, the result moved from € 7,356 to € 1,882. The company is profitable. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on February 12, 2026.
€ -930,383
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1,882
▼ 74% vs 2024
Profit after tax over the fiscal year.
€ 5,025
▼ 20% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -955,383.
People and assets in 2025
6.5
▲ 0.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 334,789
▲ 28% vs 2024
€ 51,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 25,813
▲ € 21,515 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 525,000
Loans from banks and other lenders, long and short.
€ 618,798
▼ 5% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 127,079
▲ 45% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 449,281 | € 376,217 | € 352,174 | € 421,063 | ▲ 20% |
| Profit after taxes | € 36,487 | € 5,073 | € 7,356 | € 1,882 | ▼ 74% |
| Equity | € -944,694 | € -939,621 | € -932,265 | € -930,383 | |
| Total debts | € 2,718,472 | € 2,697,100 | € 2,713,130 | € 2,639,479 | ▼ 3% |
| Cash | € 257 | € 4,934 | € 6,266 | € 5,025 | ▼ 20% |
| Retained profit | € -969,694 | € -964,621 | € -957,265 | € -955,383 | |
| Bank debt | € 516,892 | € 525,000 | € 525,000 | € 525,000 | |
| Balance sheet total | € 1,773,778 | € 1,757,479 | € 1,780,865 | € 1,709,096 | ▼ 4% |
| Employees (FTE) | 7.4 | 6.4 | 6.2 | 6.5 | ▲ 0.3 |
Key figures of BEMARMI, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to BEMARMI?
What happened at BEMARMI in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 1,882 (▼ 74% vs 2024). filed late Source: NBB ↗
- New establishment in Harelbeke. KBO
- STEFAAN CALLEWIER became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 36,487 profit in 2022 to € 1,882 profit in 2025.
Paid € 1,969 in corporate taxes since 2022.
Best year ever: 2022, with € 36,487 profit.
On average € 64,800 of value added per employee in 2025.
Management
The stake of NATUBEL, NATUCA comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
BEMARMIBehind BEMARMI is STEFAAN CALLEWIER. The shares are held by NATUBEL (55%) and NATUCA (44.8%).
Establishments
Establishment units
Physical locations of this company
Politieke Gevangenenstraat 40
8530 Harelbeke
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
AKAMAI-LINODE-AP Akamai Connected Cloud, SG
Website info
Features
Security
Details
- Company number
- 0895.555.567
- VAT number
- BE 0895.555.567
- Registered office
- Politieke Gevangenenstraat 40, 8530 Harelbeke
- Names & denominations
- BEMARMI
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 25 January 2008
- Peppol
- Active · Active since 12 Dec 2025
- Contact
- bemarmi.be
- Activities · NACE
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