Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 53 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CERAMICA CONCEPT from Schaarbeek, company number BE0895498258, closed financial year 2025 with a result of € -27,675 after tax. For that financial year CERAMICA CONCEPT recorded a gross margin of € 45,368 and equity of € -3,709. Compared with financial year 2024, the result moved from € -12,996 to € -27,675. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 25, 2026.
€ -3,709
▼ € 27,675 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -27,675
▼ 113 % more loss than in 2024
Profit after tax over the fiscal year.
€ 7,567
▼ 77% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -22,259.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 36,666
▼ 4% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 164,837
▼ 10% vs 2024
€ 17,130 is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.
€ 5,248
▼ 52% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 7,357
▼ 48% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 64,771 | € 71,449 | € 67,573 | € 45,368 | ▼ 33% |
| Profit after taxes | € -5,559 | € 5,379 | € -12,996 | € -27,675 | ▼ € 14,679 |
| Equity | € 31,583 | € 36,962 | € 23,966 | € -3,709 | ▼ € 27,675 |
| Total debts | € 258,120 | € 232,021 | € 209,591 | € 179,665 | ▼ 14% |
| Cash | € 27,111 | € 24,985 | € 32,500 | € 7,567 | ▼ 77% |
| Land & buildings | € 162,000 | € 151,200 | € 140,400 | € 129,600 | ▼ 8% |
| Retained profit | € 13,033 | € 18,412 | € 5,416 | € -22,259 | ▼ € 27,675 |
| Bank debt | € 236,194 | € 209,010 | € 182,892 | € 164,837 | ▼ 10% |
| Balance sheet total | € 289,703 | € 268,983 | € 233,557 | € 175,956 | ▼ 25% |
Key figures of CERAMICA CONCEPT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CERAMICA CONCEPT?
What happened at CERAMICA CONCEPT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 27,675. Source: NBB ↗
- New establishment in Vilvoorde. KBO
- New establishment in Schaarbeek. KBO
- Start of the company according to the CBE. KBO
In short
From € 5,559 loss in 2022 to € 27,675 loss in 2025.
Paid € 5,849 in corporate taxes since 2022.
Best year ever: 2023, with € 5,379 profit.
A new publication or filing at CERAMICA CONCEPT? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CERAMICA CONCEPT is ANTONY GIUSEPPE NOCERA.
Directors
According to the 2025 annual accounts
ANTONY GIUSEPPE NOCERA
Administrator-manager
Establishments
Establishment units
Physical locations of this company
Distelsstraat 16
1030 Schaarbeek
Mechelsesteenweg 586c box 12
1800 Vilvoorde
Active since 1 July 2018
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0895.498.258
- VAT number
- BE 0895.498.258
- Registered office
- Distelsstraat 16, 1030 Schaarbeek
- Names & denominations
- CERAMICA CONCEPT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 February 2008
- Peppol
- Active · Active since 12 Aug 2025
- Activities · NACE
Houwen, bewerken en afwerken van natuursteen
Overige werkzaamheden in verband met de afwerking van gebouwen
Installatie van isolatie
Bouw van autowegen en andere wegen
Overige gespecialiseerde bouwactiviteiten, neg
Plaatsen van vloer- en wandtegels
Isolatiewerkzaamheden
Overige gespecialiseerde bouwwerkzaamheden