Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
P.E. Votre Partenaire Financier from Trooz, company number BE0895012565, closed financial year 2025 with a result of € -7,910 after tax. For that financial year P.E. Votre Partenaire Financier recorded a gross margin of € 26,255 and equity of € 804,099. Compared with financial year 2024, the result moved from € -24,885 to € -7,910. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 25, 2026.
€ 804,099
▼ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -7,910
▲ 68 % less loss than in 2024
Profit after tax over the fiscal year.
€ 19,698
▼ 84% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 795,599.
People and assets in 2025
€ 1,800
▼ 80% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 1,900
▲ € 1,776 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 282
▼ 68% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 47,564 | € -5,985 | € 10,623 | € 26,255 | ▲ 147% |
| Profit after taxes | € 64,412 | € -85,395 | € -24,885 | € -7,910 | ▲ € 16,975 |
| Equity | € 922,290 | € 836,894 | € 812,009 | € 804,099 | ▼ 1% |
| Total debts | € 197,571 | € 169,469 | € 144,466 | € 126,781 | ▼ 12% |
| Cash | € 409,939 | € 293,345 | € 124,437 | € 19,698 | ▼ 84% |
| Land & buildings | € 375,933 | € 343,365 | € 325,427 | € 307,489 | ▼ 6% |
| Retained profit | € 913,790 | € 828,394 | € 803,509 | € 795,599 | ▼ 1% |
| Dividend | € 800 | € 0 | € 0 | € 0 | |
| Balance sheet total | € 1,119,860 | € 1,006,363 | € 956,475 | € 930,880 | ▼ 3% |
Key figures of P.E. Votre Partenaire Financier, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to P.E. Votre Partenaire Financier?
What happened at P.E. Votre Partenaire Financier in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 7,910. filed late Source: NBB ↗
- New establishment in Waremme. KBO
- Start of the company according to the CBE. KBO
In short
From € 64,412 profit in 2022 to € 7,910 loss in 2025.
Paid € 7,555 in corporate taxes since 2022.
Best year ever: 2022, with € 64,412 profit.
Paid out € 800 in dividends to the owners in total.
Management
Behind P.E. Votre Partenaire Financier is Pierre ERNST. Pierre ERNST is also behind ADSG and ADSD.
Establishments
Establishment units
Physical locations of this company
Rue Rondfontaine 18
4870 Trooz
Avenue Guillaume Joachim 44
4300 Waremme
Active since 1 March 2008
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0895.012.565
- VAT number
- BE 0895.012.565
- Registered office
- Rue Rondfontaine 18, 4870 Trooz
- Names & denominations
- P.E. Votre Partenaire Financier · PEVPF · Artisan du crédit
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 January 2008
- Peppol
- Active · Active since 31 Jan 2026
- Activities · NACE
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