Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 5 % of short-term debt in 2025; threshold 65 %.
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Figures corrected NBB
Corrected annual account filed for 2023.
Financials
Financial year 2025
A & B GRANIET from Tessenderlo-Ham, company number BE0894967827, closed financial year 2025 with a result of € 2,369 after tax. For that financial year A & B GRANIET recorded a gross margin of € 131,597 and equity of € 103,035. Compared with financial year 2024, the result moved from € 3,130 to € 2,369. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 13, 2026.
€ 103,035
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 2,369
▼ 24% vs 2024
Profit after tax over the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 96,835.
People and assets in 2025
€ 49,516
▲ 16% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2,355
▲ 42% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 585,754
▼ 4% vs 2024
€ 33,551 is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.
€ 116,713
▲ € 97,894 vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 77,119 | € 108,992 | € 82,605 | € 131,597 | ▲ 59% |
| Profit after taxes | € 12,498 | € 5,487 | € 3,130 | € 2,369 | ▼ 24% |
| Equity | € 107,407 | € 97,536 | € 100,666 | € 103,035 | ▲ 2% |
| Total debts | € 800,648 | € 881,701 | € 826,963 | € 910,727 | ▲ 10% |
| Cash | € 55,380 | € 1,134 | € 2,689 | - | |
| Land & buildings | € 620,540 | € 599,008 | € 579,351 | € 552,779 | ▼ 5% |
| Retained profit | € 101,207 | € 91,336 | € 94,466 | € 96,835 | ▲ 3% |
| Bank debt | € 647,688 | € 613,828 | € 612,088 | € 585,754 | ▼ 4% |
| Balance sheet total | € 908,055 | € 979,237 | € 927,628 | € 1,013,761 | ▲ 9% |
Key figures of A & B GRANIET, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to A & B GRANIET?
What happened at A & B GRANIET in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 2,369 (▼ 24% vs 2024). Source: NBB ↗
- New establishment in Tessenderlo-Ham. KBO
- Start of the company according to the CBE. KBO
In short
From € 12,498 profit in 2022 to € 2,369 profit in 2025.
Paid € 25,848 in corporate taxes since 2022.
Best year ever: 2022, with € 12,498 profit.
Management
Behind A & B GRANIET are Ayhan Demir and Bircan Gunaydin. Ayhan Demir is also behind AD NATURAL STONE & PROJECTS.
Directors
According to the 2025 annual accounts
Bircan Gunaydin
Director
Establishments
Establishment units
Physical locations of this company
Kanaalweg 98
3980 Tessenderlo-Ham
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0894.967.827
- VAT number
- BE 0894.967.827
- Registered office
- Kanaalweg 98, 3980 Tessenderlo-Ham
- Names & denominations
- A & B GRANIET
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 16 January 2008
- Peppol
- Active · Active since 11 Sept 2025
- Activities · NACE
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