Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
BERNARD T.SERVICES from Herve, company number BE0894145802, closed financial year 2025 with a result of € -41,445 after tax. For that financial year BERNARD T.SERVICES recorded a gross margin of € 42,605 and equity of € 116,021. Compared with financial year 2024, the result moved from € -93,491 to € -41,445. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 29, 2026.
€ 116,021
▼ 26% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -41,445
▲ 56 % less loss than in 2024
Profit after tax over the fiscal year.
€ 183,470
▼ 36% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -843,979.
People and assets in 2025
€ 16,197
▼ 2% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 7,866
▲ 297% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -130,730 | € 8,225 | € 36,283 | € 42,605 | ▲ 17% |
| Profit after taxes | € -221,586 | € -82,185 | € -93,491 | € -41,445 | ▲ € 52,046 |
| Equity | € 333,143 | € 250,958 | € 157,466 | € 116,021 | ▼ 26% |
| Total debts | € 2,972,082 | € 2,772,553 | € 2,696,551 | € 2,606,517 | ▼ 3% |
| Cash | € 724,056 | € 815,005 | € 288,013 | € 183,470 | ▼ 36% |
| Land & buildings | € 1,140,875 | € 1,063,199 | € 985,523 | € 907,847 | ▼ 8% |
| Retained profit | € -626,857 | € -709,042 | € -802,534 | € -843,979 | ▼ € 41,445 |
| Balance sheet total | € 3,305,225 | € 3,023,511 | € 2,854,017 | € 2,722,538 | ▼ 5% |
Key figures of BERNARD T.SERVICES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BERNARD T.SERVICES?
What happened at BERNARD T.SERVICES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 41,445. filed late Source: NBB ↗
- Start of the company according to the CBE. KBO
- New establishment in Herve. KBO
In short
From € 221,586 loss in 2022 to € 41,445 loss in 2025.
Paid € 29,382 in corporate taxes since 2022.
Management
Behind BERNARD T.SERVICES are Marie-Séverine Grutman, Larry Grutman and Viviane Rensonnet. It owns 100% of Fliesen-Und Naturteincenter itself.
Directors
According to the 2025 annual accounts
Viviane Rensonnet
Director
Establishments
Establishment units
Physical locations of this company
Rue Longue Haie 31
4650 Herve
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0894.145.802
- VAT number
- BE 0894.145.802
- Registered office
- Rue Longue Haie 31, 4650 Herve
- Names & denominations
- BERNARD T.SERVICES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 December 2007
- Peppol
- Active · Active since 16 Jul 2026
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