What does LAVAERT-DELAERE do?

LAVAERT-DELAERE is an insurance broker in Kortrijk. Private Limited, started on 27 November 2007, 1 establishment.

What is the address of LAVAERT-DELAERE?

The registered office of LAVAERT-DELAERE is located at Talpenhoekstraat(Aal) 35, 8511 Kortrijk.

Is LAVAERT-DELAERE still active?

Yes. According to the CBE (30 October 2026) LAVAERT-DELAERE is active, legal situation “Normale toestand”, started on 27 November 2007.

Is LAVAERT-DELAERE registered on Peppol?

Yes, LAVAERT-DELAERE is registered on the Peppol network with ID 0208:0893845991.

What is the enterprise number of LAVAERT-DELAERE?

The enterprise number of LAVAERT-DELAERE is BE0893845991.

When was LAVAERT-DELAERE founded?

LAVAERT-DELAERE was founded on 27 November 2007.

Who are the directors of LAVAERT-DELAERE?

According to the 2024 annual accounts, the directors of LAVAERT-DELAERE are: Veerle DELAERE, Gunther LAVAERT.

Is LAVAERT-DELAERE a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 27 November 2007; 4 annual accounts filed, latest fiscal year 2024; 2 directors known from the annual account.

How much profit did LAVAERT-DELAERE make in 2024?

LAVAERT-DELAERE posted a profit after taxes of € 172,254 in financial year 2024.

What is the revenue of LAVAERT-DELAERE?

As a small company, LAVAERT-DELAERE is not required to publish revenue in its annual accounts. In financial year 2024, its added value was € 293,350.

LAVAERT-DELAERE (Private Limited) - Kortrijk

Dossier LAVAERT-DELAERE, printed on 30 October 2026 from databakkes.be/en/0893845991/lavaert-delaere. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Figures corrected NBB

Corrected annual account filed for 2024.

Financials

Financial year 2024

LAVAERT-DELAERE from Kortrijk, company number BE0893845991, closed financial year 2024 with a result of € 172,254 after tax. For that financial year LAVAERT-DELAERE recorded a gross margin of € 293,350 and equity of € 917,661. Compared with financial year 2023, the result moved from € 65,283 to € 172,254. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 31, 2025.

What it is worth Healthy

€ 917,661

▼ 4% vs 2023

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 172,254

▲ 164% vs 2023

Profit after tax over the fiscal year.

Cash in the bank

€ 214,902

▲ € 195,622 vs 2023

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 213,578 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2024

Vehicles and equipment

€ 60,545

▼ 18% vs 2023

Book value of vehicles, furniture and equipment.

Debts at end 2024

Bank debt ≈ 3 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 81,573

▼ 29% vs 2023

€ 31,910 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.

Owed to suppliers

€ 1,901

▼ 54% vs 2023

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 25,738

▼ 41% vs 2023

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2021	2022	2023	2024	Change 2023 → 2024
Gross margin	€ 138,993 Gross margin 2021: € 138,993 First fiscal year in the series	€ 105,731 Gross margin 2022: € 105,731 ▼ 24% vs 2021 (€ 138,993) Unfavourable step	€ 123,789 Gross margin 2023: € 123,789 ▲ 17% vs 2022 (€ 105,731) Favourable step	€ 293,350 Gross margin 2024: € 293,350 ▲ 137% vs 2023 (€ 123,789) Favourable step	▲ 137%
Profit after taxes	€ 71,258 Profit after taxes 2021: € 71,258 First fiscal year in the series	€ 411,303 Profit after taxes 2022: € 411,303 ▲ € 340,045 vs 2021 (€ 71,258) Favourable step	€ 65,283 Profit after taxes 2023: € 65,283 ▼ 84% vs 2022 (€ 411,303) Unfavourable step	€ 172,254 Profit after taxes 2024: € 172,254 ▲ 164% vs 2023 (€ 65,283) Favourable step	▲ 164%
Equity	€ 482,399 Equity 2021: € 482,399 First fiscal year in the series	€ 893,702 Equity 2022: € 893,702 ▲ 85% vs 2021 (€ 482,399) Favourable step	€ 958,985 Equity 2023: € 958,985 ▲ 7% vs 2022 (€ 893,702) Favourable step	€ 917,661 Equity 2024: € 917,661 ▼ 4% vs 2023 (€ 958,985) Unfavourable step	▼ 4%
Total debts	€ 406,291 Total debts 2021: € 406,291 First fiscal year in the series	€ 407,995 Total debts 2022: € 407,995 Unchanged (€ 406,291) Unfavourable step	€ 417,445 Total debts 2023: € 417,445 ▲ 2% vs 2022 (€ 407,995) Unfavourable step	€ 615,635 Total debts 2024: € 615,635 ▲ 47% vs 2023 (€ 417,445) Unfavourable step	▲ 47%
Cash	€ 440,193 Cash 2021: € 440,193 First fiscal year in the series	€ 11,431 Cash 2022: € 11,431 ▼ 97% vs 2021 (€ 440,193) Unfavourable step	€ 19,280 Cash 2023: € 19,280 ▲ 69% vs 2022 (€ 11,431) Favourable step	€ 214,902 Cash 2024: € 214,902 ▲ € 195,622 vs 2023 (€ 19,280) Favourable step	▲ € 195,622
Land & buildings	€ 17,166 Land & buildings 2021: € 17,166 First fiscal year in the series	€ 27,387 Land & buildings 2022: € 27,387 ▲ 60% vs 2021 (€ 17,166) Unchanged	€ 18,325 Land & buildings 2023: € 18,325 ▼ 33% vs 2022 (€ 27,387) Unchanged	€ 12,685 Land & buildings 2024: € 12,685 ▼ 31% vs 2023 (€ 18,325) Unchanged	▼ 31%
Retained profit	€ 416,371 Retained profit 2021: € 416,371 First fiscal year in the series	€ 827,675 Retained profit 2022: € 827,675 ▲ 99% vs 2021 (€ 416,371) Favourable step	€ 892,957 Retained profit 2023: € 892,957 ▲ 8% vs 2022 (€ 827,675) Favourable step	€ 851,634 Retained profit 2024: € 851,634 ▼ 5% vs 2023 (€ 892,957) Unfavourable step	▼ 5%
Dividend	€ 0 Dividend 2021: € 0 First fiscal year in the series	€ 0 Dividend 2022: € 0 Unchanged (€ 0) Unchanged	€ 0 Dividend 2023: € 0 Unchanged (€ 0) Unchanged	€ 213,578 Dividend 2024: € 213,578 Unchanged (€ 0) Unchanged
Bank debt	€ 95,423 Bank debt 2021: € 95,423 First fiscal year in the series	€ 72,608 Bank debt 2022: € 72,608 ▼ 24% vs 2021 (€ 95,423) Favourable step	€ 115,570 Bank debt 2023: € 115,570 ▲ 59% vs 2022 (€ 72,608) Unfavourable step	€ 81,573 Bank debt 2024: € 81,573 ▼ 29% vs 2023 (€ 115,570) Favourable step	▼ 29%
Balance sheet total	€ 888,690 Balance sheet total 2021: € 888,690 First fiscal year in the series	€ 1,301,697 Balance sheet total 2022: € 1,301,697 ▲ 46% vs 2021 (€ 888,690) Unchanged	€ 1,376,430 Balance sheet total 2023: € 1,376,430 ▲ 6% vs 2022 (€ 1,301,697) Unchanged	€ 1,533,296 Balance sheet total 2024: € 1,533,296 ▲ 11% vs 2023 (€ 1,376,430) Unchanged	▲ 11%

Key figures of LAVAERT-DELAERE, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.

What happened to LAVAERT-DELAERE?

What happened at LAVAERT-DELAERE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Oct 31, 2025 Corrected annual accounts filed for financial year 2024. filed late Source: NBB ↗
Jan 1, 2008 New establishment in Kortrijk. KBO
Nov 27, 2007 Start of the company according to the CBE. KBO

In short

From € 71,258 profit in 2021 to € 172,254 profit in 2024.

Paid € 212,334 in corporate taxes since 2021.

Best year ever: 2022, with € 411,303 profit.

Paid out € 213,578 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

Veerle DELAERE

Gunther LAVAERT

LAVAERT-DELAERE

KORAAL FINANCE 50%

Behind LAVAERT-DELAERE are Veerle DELAERE and Gunther LAVAERT. It owns 50% of KORAAL FINANCE itself.

Directors

According to the 2024 annual accounts

Veerle DELAERE

Director

Also active at: KORAAL FINANCE, KORAAL INSURE

Gunther LAVAERT

Director

Also active at: LAVAERT-DELAERE INVEST, KORAAL INSURE

Establishments

Establishment units

Physical locations of this company

Registered office

Talpenhoekstraat(Aal) 35

8511 Kortrijk

2.166.926.055

Lauwsestraat(Aal) 1 box 3

8511 Kortrijk

Active since 1 January 2008

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

KIWANIS KORTRIJK RING

LAVAERT-DELAERE INVEST same network

€ 18,168 gross margin · 2024

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0893.845.991
VAT number: BE 0893.845.991
Registered office: Talpenhoekstraat(Aal) 35, 8511 Kortrijk
Names & denominations: LAVAERT-DELAERE
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 27 November 2007
Peppol: Active · Active since 6 Jan 2026
Activities · NACE: Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗