Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 8 to 3.
Financials
Financial year 2025
ANF CONSTRUCT from Antwerpen, company number BE0893111464, closed financial year 2025 with a result of € 32,884 after tax. For that financial year ANF CONSTRUCT recorded a gross margin of € 270,049 and equity of € 249,559. Compared with financial year 2024, the result moved from € 73,120 to € 32,884. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 8, 2026.
€ 249,559
▲ 6% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 32,884
▼ 55% vs 2024
Profit after tax over the fiscal year.
€ 473,851
▲ 2% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 19,500 paid out
59 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
3
▼ 4 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 157,275
▲ 2% vs 2024
€ 52,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 40,588
▲ 36% vs 2024
Of which on lease € 1,900.
Debts at end 2025
€ 63,826
▲ 203% vs 2024
€ 17,801 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 260,908
▼ 22% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 14,846
▼ 27% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 263,302 | € 256,773 | € 265,429 | € 270,049 | ▲ 2% |
| Profit after taxes | € 26,243 | € 61,081 | € 73,120 | € 32,884 | ▼ 55% |
| Equity | € 161,775 | € 196,855 | € 236,175 | € 249,559 | ▲ 6% |
| Total debts | € 279,833 | € 268,086 | € 388,391 | € 402,931 | ▲ 4% |
| Cash | € 167,892 | € 344,629 | € 465,836 | € 473,851 | ▲ 2% |
| Retained profit | € 141,775 | € 176,855 | € 216,175 | € 229,559 | ▲ 6% |
| Dividend | € 0 | € 26,000 | € 33,800 | € 19,500 | ▼ 42% |
| Bank debt | € 36,615 | € 28,724 | € 21,072 | € 63,826 | ▲ 203% |
| Balance sheet total | € 441,607 | € 464,942 | € 624,566 | € 652,490 | ▲ 4% |
| Employees (FTE) | 9 | 8 | 7 | 3 | ▼ 4 |
Key figures of ANF CONSTRUCT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ANF CONSTRUCT?
What happened at ANF CONSTRUCT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 32,884 (▼ 55% vs 2024). Source: NBB ↗
- New establishment in Antwerpen. KBO
- Nico Fosco became a director. NBB
- Ady Fosco became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 26,243 profit in 2022 to € 32,884 profit in 2025.
Paid € 106,431 in corporate taxes since 2022.
Best year ever: 2024, with € 73,120 profit.
On average € 90,000 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind ANF CONSTRUCT are Nico Fosco and Ady Fosco. Ady Fosco is also behind GIO F. and FNA COMPANY.
Directors
According to the 2025 annual accounts
Nico Fosco
Director
since 2007
since 2007
Establishments
Establishment units
Physical locations of this company
Arendshoflaan 76
2100 Antwerpen
Arendshoflaan 76 box glv
2100 Antwerpen
Active since 22 October 2007
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0893.111.464
- VAT number
- BE 0893.111.464
- Registered office
- Arendshoflaan 76, 2100 Antwerpen
- Names & denominations
- ANF CONSTRUCT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 October 2007
- Peppol
- Active · Active since 6 Jan 2026
- Activities · NACE
Sanitaire werkzaamheden
Algemene elektrotechnische installatiewerken
Elektrische installatie