Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 5 % of short-term debt in 2024; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2024
J.V.&G.-INVEST from Bilzen-Hoeselt, company number BE0892880347, closed financial year 2024 with a result of € -2,130 after tax. For that financial year J.V.&G.-INVEST recorded a gross margin of € 156,579 and equity of € -129,726. Compared with financial year 2023, the result moved from € 3,257 to € -2,130. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 24, 2025.
€ -129,726
▼ € 2,130 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2,130
▼ still € 3,257 profit in 2023
Profit after tax over the fiscal year.
€ 7,355
▼ 52% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -329,726.
Debts at end 2024
€ 965,591
▲ 20% vs 2023
€ 268,967 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 90,073
▲ € 72,719 vs 2023
Supplier invoices still open on the last day of the fiscal year.
| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 105,523 | € 122,505 | € 103,002 | € 156,579 | ▲ 52% |
| Profit after taxes | € -16,329 | € 1,373 | € 3,257 | € -2,130 | ▼ € 5,386 |
| Equity | € -132,226 | € -130,853 | € -127,597 | € -129,726 | ▼ € 2,130 |
| Total debts | € 2,308,495 | € 2,250,071 | € 2,192,464 | € 2,629,938 | ▲ 20% |
| Cash | € 3,593 | € 23,288 | € 15,453 | € 7,355 | ▼ 52% |
| Land & buildings | € 2,029,806 | € 1,954,796 | € 1,901,060 | € 2,086,946 | ▲ 10% |
| Retained profit | € -332,226 | € -330,853 | € -327,597 | € -329,726 | ▼ € 2,130 |
| Bank debt | € 1,067,895 | € 936,916 | € 802,383 | € 965,591 | ▲ 20% |
| Balance sheet total | € 2,176,269 | € 2,119,218 | € 2,064,868 | € 2,500,212 | ▲ 21% |
Key figures of J.V.&G.-INVEST, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to J.V.&G.-INVEST?
What happened at J.V.&G.-INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 2,130 (▼ € 5,386 vs 2023). filed late Source: NBB ↗
- New establishment in Bilzen-Hoeselt. KBO
- Start of the company according to the CBE. KBO
In short
From € 16,329 loss in 2021 to € 2,130 loss in 2024.
Best year ever: 2023, with € 3,257 profit.
Management
Behind J.V.&G.-INVEST are Joel VANGRONSVELD and Ann-Pascale BIJNENS. It owns 10% of TC Bilzen itself.
Directors
According to the 2024 annual accounts
Ann-Pascale BIJNENS
Director
Establishments
Establishment units
Physical locations of this company
Eigenbilzenstraat 71
3740 Bilzen-Hoeselt
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0892.880.347
- VAT number
- BE 0892.880.347
- Registered office
- Eigenbilzenstraat 71, 3740 Bilzen-Hoeselt
- Names & denominations
- J.V.&G.-INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 October 2007
- Peppol
- Not registered