Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2023 and 2024.
Financials
Financial year 2024
PENALTY from Antwerpen, company number BE0892837983, closed financial year 2024 with a result of € -20,577 after tax. For that financial year PENALTY recorded a gross margin of € 380,079 and equity of € 429,148. Compared with financial year 2023, the result moved from € -45,709 to € -20,577. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2025.
€ 429,148
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -20,577
▲ 55 % less loss than in 2023
Profit after tax over the fiscal year.
€ 449,600
▼ 2% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 410,548.
People and assets in 2024
€ 237,214
▼ 13% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2024
None
No bank loans on the last day of the fiscal year.
€ 355
▼ 98% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 115,598
▼ 31% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 118,749 | € 385,260 | € 414,187 | € 380,079 | ▼ 8% |
| Profit after taxes | € 8,534 | € 202,029 | € -45,709 | € -20,577 | ▲ € 25,132 |
| Equity | € 293,405 | € 495,434 | € 431,125 | € 429,148 | |
| Total debts | € 639,227 | € 662,839 | € 800,735 | € 775,247 | ▼ 3% |
| Cash | € 419,526 | € 695,327 | € 460,689 | € 449,600 | ▼ 2% |
| Retained profit | € 274,805 | € 476,834 | € 431,125 | € 410,548 | ▼ 5% |
| Bank debt | € 0 | € 0 | € 18,600 | € 0 | ▼ 100% |
| Balance sheet total | € 932,632 | € 1,158,274 | € 1,231,860 | € 1,204,394 | ▼ 2% |
Key figures of PENALTY, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to PENALTY?
What happened at PENALTY in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 20,577. Source: NBB ↗
- Zakaria CHAHBOUNE became a director. NBB
- ELIAS ET-TALAIE stepped down as director. NBB
- New establishment in Antwerpen. KBO
- New establishment in Verviers. KBO
- New establishment in Liège. KBO
- New establishment in Liège. KBO
- Start of the company according to the CBE. KBO
In short
From € 8,534 profit in 2021 to € 20,577 loss in 2024.
Paid € 104,278 in corporate taxes since 2021.
Best year ever: 2022, with € 202,029 profit.
A new publication or filing at PENALTY? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind PENALTY is Zakaria CHAHBOUNE. Zakaria CHAHBOUNE is also behind MY ICT MEDIA, LAOLA ENTERTAINMENT, ESDAL, TREFLEX and YAZ.
Directors
According to the 2024 annual accounts
Zakaria CHAHBOUNE
bestuurder
Also active at: MY ICT MEDIA, LAOLA ENTERTAINMENT, ESDAL, TREFLEX, YAZ, WEDWINKEL, ATA-DILA, CETALI
since 2025
Establishments
Establishment units
Physical locations of this company
Boekstraat 75 box B
2610 Antwerpen
Rue de la Régence 14
4000 Liège
Active since 5 October 2007
Rue de la Régence 12
4000 Liège
Active since 1 January 2011
Rue de Dison 66
4800 Verviers
Active since 13 January 2016
Boekstraat 75 B
2610 Antwerpen
Active since 4 October 2016
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0892.837.983
- VAT number
- BE 0892.837.983
- Registered office
- Boekstraat 75 bus B, 2610 Antwerpen
- Names & denominations
- PENALTY
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 October 2007
- Peppol
- Active · Active since 10 Sept 2026
- Activities · NACE
Activiteiten van loterijen en kansspelen