Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 40 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
PHEMAR from Tournai, company number BE0892796413, closed financial year 2025 with a result of € 25,378 after tax. For that financial year PHEMAR recorded a gross margin of € 14,640 and equity of € -12,655. Compared with financial year 2024, the result moved from € -2,901 to € 25,378. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.
€ -12,655
▲ € 25,378 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 25,378
▲ still € 2,901 loss in 2024
Profit after tax over the fiscal year.
€ 10
▼ 94% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -32,655.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 3,848
▼ 37% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 9,313 | € 8,572 | € 2,231 | € 14,640 | ▲ € 12,409 |
| Profit after taxes | € 5,157 | € 3,457 | € -2,901 | € 25,378 | ▲ € 28,279 |
| Equity | € -38,590 | € -35,132 | € -38,033 | € -12,655 | ▲ € 25,378 |
| Total debts | € 66,168 | € 55,196 | € 49,031 | € 21,244 | ▼ 57% |
| Cash | € 2,328 | € 2,003 | € 160 | € 10 | ▼ 94% |
| Retained profit | € -58,590 | € -55,132 | € -58,033 | € -32,655 | ▲ € 25,378 |
| Balance sheet total | € 27,579 | € 20,064 | € 10,997 | € 8,588 | ▼ 22% |
Key figures of PHEMAR, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PHEMAR?
What happened at PHEMAR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 25,378. Source: NBB ↗
- New establishment in Tournai. KBO
- Start of the company according to the CBE. KBO
In short
From € 5,157 profit in 2022 to € 25,378 profit in 2025.
Best year ever: 2025, with € 25,378 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind PHEMAR is JOHAN VANDEWALLE. JOHAN VANDEWALLE is also behind SIBEAC.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Rue du Vieux Comté(MOU) 57
7543 Tournai
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0892.796.413
- VAT number
- BE 0892.796.413
- Registered office
- Rue du Vieux Comté(MOU) 57, 7543 Tournai
- Names & denominations
- PHEMAR
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 12 October 2007
- Peppol
- Active · Active since 5 Dec 2025
- Activities · NACE
Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden
Fastfoodzaken, snackbars, frituren en dergelijke
Eetgelegenheden met beperkte bediening
Handelsbemiddeling in de groothandel in andere specifieke goederen
Handelsbemiddeling in de niet-gespecialiseerde groothandel