Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Busy address KBO
13 other companies have their registered office at the same address; threshold 10.
-
Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
TERRA-BEL from Antwerpen, company number BE0892527979, closed financial year 2025 with a result of € -1,123 after tax. For that financial year TERRA-BEL recorded a gross margin of € -579 and equity of € -84,797. Compared with financial year 2024, the result moved from € -1,367 to € -1,123. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 30, 2026.
€ -84,797
▼ € 1,123 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1,123
▲ 18 % less loss than in 2024
Profit after tax over the fiscal year.
€ 15
▲ € 13 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -234,797.
Debts at end 2025
€ 588,365
Loans from banks and other lenders, long and short.
€ 913
▼ 42% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -978 | € -618 | € -613 | € -579 | ▲ € 34 |
| Profit after taxes | € -1,451 | € -1,136 | € -1,367 | € -1,123 | ▲ € 244 |
| Equity | € -81,171 | € -82,307 | € -83,674 | € -84,797 | ▼ € 1,123 |
| Total debts | € 685,632 | € 686,083 | € 686,611 | € 687,747 | |
| Cash | € 1,526 | € 842 | € 2 | € 15 | ▲ € 13 |
| Retained profit | € -231,171 | € -232,307 | € -233,674 | € -234,797 | |
| Bank debt | € 588,365 | € 588,365 | € 588,365 | € 588,365 | |
| Balance sheet total | € 604,460 | € 603,776 | € 602,936 | € 602,949 |
Key figures of TERRA-BEL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to TERRA-BEL?
What happened at TERRA-BEL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 1,123. filed late Source: NBB ↗
- Gwen VAN CAESBROECK stepped down as director. NBB
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 1,451 loss in 2022 to € 1,123 loss in 2025.
Management
Behind TERRA-BEL is The LAB+ BV. The LAB+ BV is also behind J.-P. VAN CAESBROECK & Co and TERRENUM.
Directors
According to the 2025 annual accounts
Director · represented by Gwen VAN CAESBROECK
Also active at: J.-P. VAN CAESBROECK & Co, TERRENUM
Gwen VAN CAESBROECK
Director
Also active at: J.-P. VAN CAESBROECK & Co, TERRENUM, BIZ-PROJECT, PLACE TO SEE, The LAB+
· until 2025
Establishments
Establishment units
Physical locations of this company
Edith Kielpad 2 box 601
2000 Antwerpen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 13 companies are registered at this address.
All companies at this address →J.-P. VAN CAESBROECK & Co same network
€ -816 gross margin · 2025
INTERTRADE-C. HARTMANN CORPORATION
€ 29,029 gross margin · 2025
IMPACT
€ 55,287 gross margin · 2025
TERRENUM same network
€ -780 gross margin · 2025
LES JEUNES BORAINS
€ 544,095 gross margin · 2025
+8 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0892.527.979
- VAT number
- BE 0892.527.979
- Registered office
- Edith Kielpad 2 bus 601, 2000 Antwerpen
- Names & denominations
- TERRA-BEL
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 4 October 2007
- Peppol
- Not registered