Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
Financials
Financial year 2025
RJ from Hasselt, company number BE0892320222, closed financial year 2025 with a result of € -103,836 after tax. For that financial year RJ recorded a gross margin of € -25,290 and equity of € -165,715. Compared with financial year 2024, the result moved from € 6,799 to € -103,836. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ -165,715
▼ € 103,836 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -103,836
▼ still € 6,799 profit in 2024
Profit after tax over the fiscal year.
€ 18,042
▼ 69% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -344,315.
People and assets in 2025
2
Average over the fiscal year, from the social balance sheet.
€ 48,208
▼ 46% vs 2024
€ 24,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 329
▼ 60% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 277,109
▼ 33% vs 2024
Loans from banks and other lenders, long and short.
€ 6,355
▼ 92% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,600
▼ 93% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -51,331 | € -84,144 | € 108,155 | € -25,290 | ▼ € 133,445 |
| Profit after taxes | € -128,927 | € -192,341 | € 6,799 | € -103,836 | ▼ € 110,635 |
| Equity | € 123,663 | € -68,678 | € -61,879 | € -165,715 | ▼ € 103,836 |
| Total debts | € 687,765 | € 662,809 | € 543,518 | € 288,593 | ▼ 47% |
| Cash | € 28,048 | € 81,089 | € 58,183 | € 18,042 | ▼ 69% |
| Land & buildings | € 140,000 | - | - | - | |
| Retained profit | € -54,937 | € -247,278 | € -240,479 | € -344,315 | ▼ € 103,836 |
| Bank debt | € 633,236 | € 525,609 | € 412,109 | € 277,109 | ▼ 33% |
| Balance sheet total | € 820,508 | € 603,211 | € 490,719 | € 131,957 | ▼ 73% |
| Employees (FTE) | 2 | 1.7 | 2 | 2 |
Key figures of RJ, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to RJ?
What happened at RJ in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 103,836 (▼ € 110,635 vs 2024). Source: NBB ↗
- New establishment in Hasselt. KBO
- Start of the company according to the CBE. KBO
- Raf Joosen became a director. NBB
In short
From € 128,927 loss in 2022 to € 103,836 loss in 2025.
Paid € 1,343 in corporate taxes since 2022.
Best year ever: 2024, with € 6,799 profit.
On average € 54,100 of value added per employee in 2024.
Management
Behind RJ is Raf Joosen. Raf Joosen is also behind Joosen-Luyckx, Belki, JOOSEN INVEST, JOOSEN - LUYCKX AQUA BIO and SURGI-TEC.
Directors
According to the 2025 annual accounts
Raf Joosen
Manager
Also active at: Joosen-Luyckx, Belki, JOOSEN INVEST, JOOSEN - LUYCKX AQUA BIO, SURGI-TEC, BELGIAN QUALITY FISH, Trimedy
since 2007
Establishments
Establishment units
Physical locations of this company
Hommelheide 64
3511 Hasselt
Kuringersteenweg 508
3511 Hasselt
Active since 26 September 2007
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0892.320.222
- VAT number
- BE 0892.320.222
- Registered office
- Hommelheide 64, 3511 Hasselt
- Names & denominations
- RJ
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 September 2007
- Peppol
- Active · Active since 24 Jun 2025
- Activities · NACE
Overige detailhandel in voedingsmiddelen, neg
Overige detailhandel in voedings- en genotmiddelen in gespecialiseerde winkels, n.e.g.
Overige detailhandel in voedingsmiddelen in gespecialiseerde winkels, n.e.g.
Detailhandel in onderkleding, lingerie en strand- en badkleding
Detailhandel in overige sportartikelen
Detailhandel in groenten en fruit
Detailhandel in onderkleding, lingerie, strand- en badkleding
Gespecialiseerde detailhandel in sport- en kampeerartikelen
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