COGARD is registered with the CBE as active in: Handel in eigen onroerend goed. Private Limited, started on 13 July 2007, 1 establishment.

What is the address of COGARD?

The registered office of COGARD is located at Sohan 1, 4860 Pepinster.

Is COGARD still active?

Yes. According to the CBE (30 October 2026) COGARD is active, legal situation “Normale toestand”, started on 13 July 2007.

Is COGARD registered on Peppol?

Yes, COGARD is registered on the Peppol network with ID 0208:0890830479.

What is the enterprise number of COGARD?

The enterprise number of COGARD is BE0890830479.

When was COGARD founded?

COGARD was founded on 13 July 2007.

Who are the directors of COGARD?

According to the 2025 annual accounts, the directors of COGARD are: Virginie STAELENS, Julien COLLARD.

Is COGARD a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 13 July 2007; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did COGARD make in 2025?

COGARD recorded a loss after taxes of € 214,891 in financial year 2025.

What is the revenue of COGARD?

As a small company, COGARD is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 48,790.

COGARD (Private Limited) - Pepinster - BE0890830479

Dossier COGARD, printed on 30 October 2026 from databakkes.be/en/0890830479/cogard. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Negative equity NBB

More debt than assets in 4 of the last 4 fiscal years.
Two loss years in a row NBB

Negative result in 2024 and 2025.
Tight liquidity NBB

Cash and receivables cover 25 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

COGARD from Pepinster, company number BE0890830479, closed financial year 2025 with a result of € -214,891 after tax. For that financial year COGARD recorded a gross margin of € 48,790 and equity of € -3.8 million. Compared with financial year 2024, the result moved from € -80,743 to € -214,891. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.

What it is worth Caution

€ -3.8 million

▼ € 214,891 vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -214,891

▼ 166 % more loss than in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 1 million

▲ € 966,933 vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € -3.8 million.

People and assets in 2025

Vehicles and equipment

€ 11,048

▼ 49% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 16 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 4.8 million

▲ 205% vs 2024

€ 49,175 is repaid this year. At this pace the long-term loan is gone in ≈ 16 years.

Owed to suppliers

€ 252,015

▼ 69% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 2,099

▲ 165% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Revenue	€ 4,921,500 Revenue 2022: € 4,921,500 First fiscal year in the series	-	€ 0 Revenue 2024: € 0 First fiscal year in the series	-
Gross margin	€ 704,098 Gross margin 2022: € 704,098 First fiscal year in the series	€ -25,733 Gross margin 2023: € -25,733 ▼ € 729,832 vs 2022 (€ 704,098) Unfavourable step	€ 85,473 Gross margin 2024: € 85,473 ▲ € 111,207 vs 2023 (€ -25,733) Favourable step	€ 48,790 Gross margin 2025: € 48,790 ▼ 43% vs 2024 (€ 85,473) Unfavourable step	▼ 43%
Profit after taxes	€ 545,057 Profit after taxes 2022: € 545,057 First fiscal year in the series	€ -346,520 Profit after taxes 2023: € -346,520 ▼ € 891,577 vs 2022 (€ 545,057) Unfavourable step	€ -80,743 Profit after taxes 2024: € -80,743 ▲ € 265,777 vs 2023 (€ -346,520) Favourable step	€ -214,891 Profit after taxes 2025: € -214,891 ▼ € 134,149 vs 2024 (€ -80,743) Unfavourable step	▼ € 134,149
Equity	€ -3,124,926 Equity 2022: € -3,124,926 First fiscal year in the series	€ -3,471,446 Equity 2023: € -3,471,446 ▼ € 346,520 vs 2022 (€ -3,124,926) Unfavourable step	€ -3,552,189 Equity 2024: € -3,552,189 ▼ € 80,743 vs 2023 (€ -3,471,446) Unfavourable step	€ -3,767,080 Equity 2025: € -3,767,080 ▼ € 214,891 vs 2024 (€ -3,552,189) Unfavourable step	▼ € 214,891
Total debts	€ 13,193,343 Total debts 2022: € 13,193,343 First fiscal year in the series	€ 9,088,300 Total debts 2023: € 9,088,300 ▼ 31% vs 2022 (€ 13,193,343) Favourable step	€ 10,376,296 Total debts 2024: € 10,376,296 ▲ 14% vs 2023 (€ 9,088,300) Unfavourable step	€ 13,058,258 Total debts 2025: € 13,058,258 ▲ 26% vs 2024 (€ 10,376,296) Unfavourable step	▲ 26%
Cash	€ 13,822 Cash 2022: € 13,822 First fiscal year in the series	€ 656,187 Cash 2023: € 656,187 ▲ € 642,365 vs 2022 (€ 13,822) Favourable step	€ 58,250 Cash 2024: € 58,250 ▼ 91% vs 2023 (€ 656,187) Unfavourable step	€ 1,025,183 Cash 2025: € 1,025,183 ▲ € 966,933 vs 2024 (€ 58,250) Favourable step	▲ € 966,933
Land & buildings	€ 915,508 Land & buildings 2022: € 915,508 First fiscal year in the series	€ 1,059,979 Land & buildings 2023: € 1,059,979 ▲ 16% vs 2022 (€ 915,508) Unchanged	€ 1,023,584 Land & buildings 2024: € 1,023,584 ▼ 3% vs 2023 (€ 1,059,979) Unchanged	€ 987,189 Land & buildings 2025: € 987,189 ▼ 4% vs 2024 (€ 1,023,584) Unchanged	▼ 4%
Retained profit	€ -3,148,926 Retained profit 2022: € -3,148,926 First fiscal year in the series	€ -3,495,446 Retained profit 2023: € -3,495,446 ▼ € 346,520 vs 2022 (€ -3,148,926) Unfavourable step	€ -3,576,189 Retained profit 2024: € -3,576,189 ▼ € 80,743 vs 2023 (€ -3,495,446) Unfavourable step	€ -3,791,080 Retained profit 2025: € -3,791,080 ▼ € 214,891 vs 2024 (€ -3,576,189) Unfavourable step	▼ € 214,891
Bank debt	€ 756,212 Bank debt 2022: € 756,212 First fiscal year in the series	€ 905,528 Bank debt 2023: € 905,528 ▲ 20% vs 2022 (€ 756,212) Unfavourable step	€ 1,575,622 Bank debt 2024: € 1,575,622 ▲ 74% vs 2023 (€ 905,528) Unfavourable step	€ 4,809,995 Bank debt 2025: € 4,809,995 ▲ 205% vs 2024 (€ 1,575,622) Unfavourable step	▲ 205%
Balance sheet total	€ 10,068,416 Balance sheet total 2022: € 10,068,416 First fiscal year in the series	€ 5,616,854 Balance sheet total 2023: € 5,616,854 ▼ 44% vs 2022 (€ 10,068,416) Unchanged	€ 6,824,107 Balance sheet total 2024: € 6,824,107 ▲ 21% vs 2023 (€ 5,616,854) Unchanged	€ 9,291,178 Balance sheet total 2025: € 9,291,178 ▲ 36% vs 2024 (€ 6,824,107) Unchanged	▲ 36%

Key figures of COGARD, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to COGARD?

What happened at COGARD in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Sep 30, 2026 New annual accounts for financial year 2025: loss of € 214,891. filed late Source: NBB ↗
2020 Virginie STAELENS became a director. NBB
2020 Julien COLLARD became a director. NBB
Jul 13, 2007 New establishment in Pepinster. KBO
Jul 13, 2007 Start of the company according to the CBE. KBO

In short

From € 545,057 profit in 2022 to € 214,891 loss in 2025.

Paid € 7,099 in corporate taxes since 2022.

Best year ever: 2022, with € 545,057 profit.

Original PDFs at the National Bank ↗

Management

Virginie STAELENS Julien COLLARD

Sohan

COGARD

Immobilière du Haras

CIRRUS GROUPE

Behind COGARD are Virginie STAELENS and Julien COLLARD. The same people are also behind Sohan. Julien COLLARD is also behind Immobilière du Haras, CIRRUS GROUPE and IMMOBILIERE DU JONCKEU.

Directors

According to the 2025 annual accounts

Virginie STAELENS

Director

Also active at: Sohan

since 2020

Julien COLLARD

Director

Also active at: Immobilière du Haras, CIRRUS GROUPE, Sohan, IMMOBILIERE DU JONCKEU

since 2020

Establishments

Establishment units

Physical locations of this company

Registered office

Sohan 1

4860 Pepinster

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.

All companies at this address →

Immobilière du Haras same network

€ -2,621 gross margin · 2025

CIRRUS GROUPE same network

€ -3,086 gross margin · 2025

Sohan same network

€ -19,718 gross margin · 2025

IMMOBILIERE DU JONCKEU same network

€ 1.4 million gross margin · 2025

CHAMPS DES OISEAUX

+1 more

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0890.830.479
VAT number: BE 0890.830.479
Registered office: Sohan 1, 4860 Pepinster
Names & denominations: COGARD
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 13 July 2007
Peppol: Active · Active since 2 Apr 2026
Activities · NACE: Handel in eigen onroerend goed

View on CBE Public ↗ Annual accounts (NBB) ↗