Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 13 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
PVL INVEST from Leuven, company number BE0889383003, closed financial year 2025 with a result of € 407 after tax. For that financial year PVL INVEST recorded a gross margin of € 119,197 and equity of € 214,027. Compared with financial year 2024, the result moved from € 819 to € 407. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 31, 2025.
€ 214,027
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 407
▼ 50% vs 2024
Profit after tax over the fiscal year.
€ 6,873
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 164,027.
People and assets in 2025
€ 42,031
▼ 28% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 65,356
▼ 10% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 264,241
▼ 25% vs 2024
€ 82,394 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 72,352
▲ 14% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 16,700
▲ 36% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 215,011 | € 227,852 | € 157,629 | € 119,197 | ▼ 24% |
| Profit after taxes | € 63,101 | € 80,974 | € 819 | € 407 | ▼ 50% |
| Equity | € 131,827 | € 212,801 | € 213,620 | € 214,027 | |
| Total debts | € 571,601 | € 463,024 | € 444,490 | € 389,754 | ▼ 12% |
| Cash | € 8,398 | € 24,668 | - | € 6,873 | |
| Land & buildings | € 581,965 | € 532,542 | € 483,049 | € 436,735 | ▼ 10% |
| Retained profit | € 81,827 | € 162,801 | € 163,620 | € 164,027 | |
| Bank debt | € 477,784 | € 365,429 | € 352,275 | € 264,241 | ▼ 25% |
| Balance sheet total | € 703,427 | € 675,825 | € 658,111 | € 603,781 | ▼ 8% |
Key figures of PVL INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to PVL INVEST?
What happened at PVL INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 407 (▼ 50% vs 2024). Source: NBB ↗
- New establishment in Leuven. KBO
- Start of the company according to the CBE. KBO
In short
From € 63,101 profit in 2022 to € 407 profit in 2025.
Paid € 15,388 in corporate taxes since 2022.
Best year ever: 2023, with € 80,974 profit.
A new publication or filing at PVL INVEST? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind PVL INVEST is Pascale Vleminckx-Huybens. Pascale Vleminckx-Huybens is also behind G-C Invest.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Mechelsestraat 20 box 401
3000 Leuven
Leopold Vanderkelenstraat 12-14
3000 Leuven
Active since 17 August 2020
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0889.383.003
- VAT number
- BE 0889.383.003
- Registered office
- Mechelsestraat 20 bus 401, 3000 Leuven
- Names & denominations
- PVL INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 May 2007
- Peppol
- Active · Active since 15 Jul 2025
- Activities · NACE
Detailhandel in kledingaccessoires
Handelsbemiddeling in de groothandel in textiel, kleding, bont, schoeisel en lederwaren
Overige adviesbureaus op het gebied van bedrijfsvoering en beheer
Detailhandel in schoeisel
Andere drinkgelegenheden
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Detailhandel in damesbovenkleding
Bemiddeling in verband met exploitatie van en handel in onroerend goed
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