What does T & O BIKES do?

T & O BIKES is a shop in Leuven. Private Limited, started on 17 April 2007, 3 establishments.

What is the address of T & O BIKES?

The registered office of T & O BIKES is located at Diestsestraat 194C, 3000 Leuven.

Is T & O BIKES still active?

Yes. According to the CBE (29 October 2026) T & O BIKES is active, legal situation “Normale toestand”, started on 17 April 2007.

Is T & O BIKES registered on Peppol?

Yes, T & O BIKES is registered on the Peppol network with ID 0208:0889082402.

What is the enterprise number of T & O BIKES?

The enterprise number of T & O BIKES is BE0889082402.

When was T & O BIKES founded?

T & O BIKES was founded on 17 April 2007.

Who are the directors of T & O BIKES?

According to the 2025 annual accounts, the directors of T & O BIKES are: Jacobs 2.0 BV.

Is T & O BIKES a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 17 April 2007; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account; 3 establishments in the CBE.

How much profit did T & O BIKES make in 2025?

T & O BIKES recorded a loss after taxes of € 138,273 in financial year 2025.

What is the revenue of T & O BIKES?

As a small company, T & O BIKES is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 369,605.

How much does an employee at T & O BIKES earn?

The average wage cost per full-time employee at T & O BIKES was € 56,600 in 2025: staff costs of € 447,204 for 7.9 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does T & O BIKES have?

According to the 2025 annual accounts, T & O BIKES has 7.9 full-time equivalents (FTE).

T & O BIKES (Private Limited) - Leuven - BE0889082402

Dossier T & O BIKES, printed on 29 October 2026 from databakkes.be/en/0889082402/t-o-bikes. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 33 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

T & O BIKES from Leuven, company number BE0889082402, closed financial year 2025 with a result of € -138,273 after tax. For that financial year T & O BIKES recorded a gross margin of € 369,605 and equity of € 425,720. Compared with financial year 2024, the result moved from € 40,771 to € -138,273. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.

What it is worth Healthy

€ 425,720

▼ 25% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -138,273

▼ still € 40,771 profit in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 96,554

▼ 54% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 407,120.

People and assets in 2025

Full-time equivalents

7.9

▼ 1.2 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 447,204

▲ 2% vs 2024

€ 56,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 10,765

▲ € 9,824 vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 1 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 398,358

▼ 36% vs 2024

€ 310,474 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.

Owed to suppliers

€ 117,706

▲ 132% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 65,503

▼ 9% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 389,205 Gross margin 2022: € 389,205 First fiscal year in the series	€ 574,997 Gross margin 2023: € 574,997 ▲ 48% vs 2022 (€ 389,205) Favourable step	€ 614,564 Gross margin 2024: € 614,564 ▲ 7% vs 2023 (€ 574,997) Favourable step	€ 369,605 Gross margin 2025: € 369,605 ▼ 40% vs 2024 (€ 614,564) Unfavourable step	▼ 40%
Profit after taxes	€ 103,418 Profit after taxes 2022: € 103,418 First fiscal year in the series	€ 89,724 Profit after taxes 2023: € 89,724 ▼ 13% vs 2022 (€ 103,418) Unfavourable step	€ 40,771 Profit after taxes 2024: € 40,771 ▼ 55% vs 2023 (€ 89,724) Unfavourable step	€ -138,273 Profit after taxes 2025: € -138,273 ▼ € 179,044 vs 2024 (€ 40,771) Unfavourable step	▼ € 179,044
Equity	€ 472,509 Equity 2022: € 472,509 First fiscal year in the series	€ 562,233 Equity 2023: € 562,233 ▲ 19% vs 2022 (€ 472,509) Favourable step	€ 563,993 Equity 2024: € 563,993 Unchanged (€ 562,233) Favourable step	€ 425,720 Equity 2025: € 425,720 ▼ 25% vs 2024 (€ 563,993) Unfavourable step	▼ 25%
Total debts	€ 951,229 Total debts 2022: € 951,229 First fiscal year in the series	€ 799,366 Total debts 2023: € 799,366 ▼ 16% vs 2022 (€ 951,229) Favourable step	€ 789,204 Total debts 2024: € 789,204 ▼ 1% vs 2023 (€ 799,366) Favourable step	€ 621,527 Total debts 2025: € 621,527 ▼ 21% vs 2024 (€ 789,204) Favourable step	▼ 21%
Cash	€ 38,358 Cash 2022: € 38,358 First fiscal year in the series	€ 37,045 Cash 2023: € 37,045 ▼ 3% vs 2022 (€ 38,358) Unfavourable step	€ 207,665 Cash 2024: € 207,665 ▲ € 170,621 vs 2023 (€ 37,045) Favourable step	€ 96,554 Cash 2025: € 96,554 ▼ 54% vs 2024 (€ 207,665) Unfavourable step	▼ 54%
Land & buildings	€ 334,762 Land & buildings 2022: € 334,762 First fiscal year in the series	€ 0 Land & buildings 2023: € 0 ▼ 100% vs 2022 (€ 334,762) Unchanged	-	-
Retained profit	€ 453,909 Retained profit 2022: € 453,909 First fiscal year in the series	€ 543,633 Retained profit 2023: € 543,633 ▲ 20% vs 2022 (€ 453,909) Favourable step	€ 545,393 Retained profit 2024: € 545,393 Unchanged (€ 543,633) Favourable step	€ 407,120 Retained profit 2025: € 407,120 ▼ 25% vs 2024 (€ 545,393) Unfavourable step	▼ 25%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 0 Dividend 2023: € 0 Unchanged (€ 0) Unchanged	€ 39,010 Dividend 2024: € 39,010 Unchanged (€ 0) Unchanged	€ 0 Dividend 2025: € 0 ▼ 100% vs 2024 (€ 39,010) Unchanged	▼ 100%
Bank debt	€ 770,995 Bank debt 2022: € 770,995 First fiscal year in the series	€ 605,265 Bank debt 2023: € 605,265 ▼ 21% vs 2022 (€ 770,995) Favourable step	€ 623,062 Bank debt 2024: € 623,062 ▲ 3% vs 2023 (€ 605,265) Unfavourable step	€ 398,358 Bank debt 2025: € 398,358 ▼ 36% vs 2024 (€ 623,062) Favourable step	▼ 36%
Balance sheet total	€ 1,423,739 Balance sheet total 2022: € 1,423,739 First fiscal year in the series	€ 1,361,599 Balance sheet total 2023: € 1,361,599 ▼ 4% vs 2022 (€ 1,423,739) Unchanged	€ 1,353,197 Balance sheet total 2024: € 1,353,197 ▼ 1% vs 2023 (€ 1,361,599) Unchanged	€ 1,047,247 Balance sheet total 2025: € 1,047,247 ▼ 23% vs 2024 (€ 1,353,197) Unchanged	▼ 23%
Employees (FTE)	5.9 Employees (FTE) 2022: 5.9 First fiscal year in the series	8.1 Employees (FTE) 2023: 8.1 ▲ 2.2 vs 2022 (5.9) Unchanged	9.1 Employees (FTE) 2024: 9.1 ▲ 1 vs 2023 (8.1) Unchanged	7.9 Employees (FTE) 2025: 7.9 ▼ 1.2 vs 2024 (9.1) Unchanged	▼ 1.2

Key figures of T & O BIKES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to T & O BIKES?

What happened at T & O BIKES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 28, 2026 New annual accounts for financial year 2025: loss of € 138,273 (▼ € 179,044 vs 2024). filed late Source: NBB ↗
2024 Jacobs 2.0 BV became a director. NBB
Jun 8, 2023 New establishment in Boechout. KBO
May 1, 2022 New establishment in Leuven. KBO
May 9, 2007 New establishment in Leuven. KBO
Apr 17, 2007 Start of the company according to the CBE. KBO

In short

From € 103,418 profit in 2022 to € 138,273 loss in 2025.

Paid € 85,914 in corporate taxes since 2022.

Best year ever: 2022, with € 103,418 profit.

On average € 46,800 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

Jacobs 2.0 50%

The stake of Jacobs 2.0 comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

T & O BIKES

Behind T & O BIKES is Jacobs 2.0 BV. The shares are held by Jacobs 2.0 (50%).

Directors

According to the 2025 annual accounts

Jacobs 2.0 BV

Director · represented by Steven Lismont

since 2024

Shareholders

Jacobs 2.0

50%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Diestsestraat 194C

3000 Leuven

2.163.288.951

Diestsestraat 194 box C

3000 Leuven

Active since 9 May 2007

2.331.202.879

Diestsestraat 192

3000 Leuven

Active since 1 May 2022

2.345.885.018

Alexander Franckstraat 47

2530 Boechout

Active since 8 June 2023

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.

All companies at this address →

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Jacobs 2.0 same network

€ -1,928 gross margin · 2025

MATIMO

€ -1.3 million gross margin · 2025

+1 more

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0889.082.402

VAT number

BE 0889.082.402

Registered office

Diestsestraat 194C, 3000 Leuven

Names & denominations

T & O BIKES

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

17 April 2007

Peppol

Active · Active since 3 Dec 2025

Activities · NACE

Detailhandel in fietsen

Detailhandel in fietsen in gespecialiseerde winkels

Reparatie en onderhoud van consumentenartikelen, neg

Overige reparaties, n.e.g.

Gespecialiseerde detailhandel in rijwielen

View on CBE Public ↗ Annual accounts (NBB) ↗

T & O BIKES

Warning lights

Financials

What happened to T & O BIKES?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions