Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 13 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CVMC from Sint-Lievens-Houtem, company number BE0887096771, closed financial year 2025 with a result of € 22,250 after tax. For that financial year CVMC recorded a gross margin of € 556,959 and equity of € -441,438. Compared with financial year 2024, the result moved from € 123,045 to € 22,250. The company is profitable. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on February 2, 2026.
€ -441,438
▲ € 22,250 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 22,250
▼ 82% vs 2024
Profit after tax over the fiscal year.
€ 73,871
▼ 49% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -460,038.
People and assets in 2025
12.1
▼ 0.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 394,992
▲ 6% vs 2024
€ 32,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2,490
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 370,377
▼ 53% vs 2024
€ 71,110 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 569,068
▼ 11% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 51,760
▼ 26% vs 2024
Taxes, VAT and social contributions still to pay.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 445,800 | € 556,044 | € 623,782 | € 556,959 | ▼ 11% |
| Profit after taxes | € -25,806 | € 185,254 | € 123,045 | € 22,250 | ▼ 82% |
| Equity | € -771,988 | € -586,733 | € -463,688 | € -441,438 | ▲ € 22,250 |
| Total debts | € 1,718,529 | € 1,618,979 | € 1,506,052 | € 1,349,740 | ▼ 10% |
| Cash | € 79,682 | € 95,403 | € 145,405 | € 73,871 | ▼ 49% |
| Land & buildings | € 179,689 | € 150,398 | € 123,030 | € 97,093 | ▼ 21% |
| Retained profit | € -790,588 | € -605,333 | € -482,288 | € -460,038 | ▲ € 22,250 |
| Bank debt | € 719,434 | € 793,041 | € 791,942 | € 370,377 | ▼ 53% |
| Balance sheet total | € 946,542 | € 1,032,246 | € 1,042,364 | € 908,301 | ▼ 13% |
| Employees (FTE) | 11 | 8.7 | 12.2 | 12.1 | ▼ 0.1 |
Key figures of CVMC, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to CVMC?
What happened at CVMC in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 22,250 (▼ 82% vs 2024). filed late Source: NBB ↗
- Margo Stevens became a director. NBB
- Chloë Stevens became a director. NBB
- New establishment in Sint-Lievens-Houtem. KBO
- Start of the company according to the CBE. KBO
- Chris Stevens became a director. NBB
- Vivianne Vanden Eede became a director. NBB
In short
From € 25,806 loss in 2022 to € 22,250 profit in 2025.
Best year ever: 2023, with € 185,254 profit.
On average € 46,000 of value added per employee in 2025.
A new publication or filing at CVMC? We notify you, reason included.
Follow CVMCDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CVMC are Chris Stevens, Margo Stevens, Chloë Stevens and Vivianne Vanden Eede. Chris Stevens is also behind Rolumac. Margo Stevens is also behind Rolumac.
Establishments
Establishment units
Physical locations of this company
Edgard Tinelstraat 16-18
9520 Sint-Lievens-Houtem
Edgard Tinelstraat 16/18
9520 Sint-Lievens-Houtem
Active since 26 February 2007
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0887.096.771
- VAT number
- BE 0887.096.771
- Registered office
- Edgard Tinelstraat 16-18, 9520 Sint-Lievens-Houtem
- Names & denominations
- CVMC
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 8 February 2007
- Peppol
- Active · Active since 3 Dec 2025
- Activities · NACE
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Supermarkten (verkoopsoppervlakte tussen 400 m2 en minder dan 2.500 m2)
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 400 m² en minder dan 2500 m²)