Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 16 % of short-term debt in 2026; threshold 65 %.
Financials
Financial year 2026
COBO from Malle, company number BE0886591579, closed financial year 2026 with a result of € 161,164 after tax. For that financial year COBO recorded a gross margin of € 1.3 million and equity of € 1.4 million. Compared with financial year 2025, the result moved from € 32,480 to € 161,164. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 9, 2026.
€ 1.4 million
▲ 13% vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 161,164
▲ € 128,685 vs 2025
Profit after tax over the fiscal year.
€ 505,947
▼ 15% vs 2025
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2026. Retained profit grew to € 1.2 million.
People and assets in 2026
3.2
▼ 0.8 vs 2025
Average over the fiscal year, from the social balance sheet.
€ 134,553
▲ 53% vs 2025
€ 42,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2,434
▼ 37% vs 2025
Book value of vehicles, furniture and equipment.
Debts at end 2026
€ 4.6 million
▼ 8% vs 2025
€ 563,961 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 5,400
▼ 89% vs 2025
Supplier invoices still open on the last day of the fiscal year.
€ 56,209
▼ 21% vs 2025
Taxes, VAT and social contributions still to pay.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 968,823 | € 828,384 | € 1,095,467 | € 1,263,100 | ▲ 15% |
| Profit after taxes | € 253,640 | € 30,107 | € 32,480 | € 161,164 | ▲ € 128,685 |
| Equity | € 1,206,429 | € 1,253,623 | € 1,286,102 | € 1,447,267 | ▲ 13% |
| Total debts | € 7,811,067 | € 7,590,805 | € 7,879,885 | € 8,221,089 | ▲ 4% |
| Cash | € 529,045 | € 575,510 | € 592,968 | € 505,947 | ▼ 15% |
| Land & buildings | € 7,585,624 | € 7,378,322 | € 7,070,260 | € 6,982,583 | ▼ 1% |
| Retained profit | € 979,429 | € 1,026,623 | € 1,059,102 | € 1,220,267 | ▲ 15% |
| Bank debt | € 5,885,345 | € 5,470,832 | € 4,980,129 | € 4,578,933 | ▼ 8% |
| Balance sheet total | € 9,367,083 | € 9,194,543 | € 9,512,108 | € 10,044,880 | ▲ 6% |
| Employees (FTE) | 1 | 1 | 4 | 3.2 | ▼ 0.8 |
By gross margin, COBO ranks 1st of 13 companies with main activity “Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen” in Malle that publish figures (fiscal year 2026).
Key figures of COBO, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.
Ask about COBO the way you would ask their accountant.
Answers from the filed annual accounts, the Belgian Official Gazette and the CBE register.
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What happened to COBO?
What happened at COBO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: profit of € 161,164 (▲ € 128,685 vs 2025). Source: NBB ↗
- Incorporation, published in the Gazette. Source: Staatsblad ↗
- New establishment in Malle. KBO
In short
From € 253,640 profit in 2023 to € 161,164 profit in 2026.
Paid € 230,359 in corporate taxes since 2023.
Best year ever: 2023, with € 253,640 profit.
On average € 394,700 of value added per employee in 2026.
Management
Behind COBO is Tim Colpaert.
Directors
According to the 2026 annual accounts
Tim Colpaert
Director
Establishments
Establishment units
Physical locations of this company
Akkerstraat 8
2390 Malle
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Similar companies in Malle
Same main activity (Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen), 17 active companies in Malle, largest first.
€ 516,835 gross margin · 2025
€ 207,000 revenue · 2021
€ 192,584 gross margin · 2026
€ 192,368 gross margin · 2025
€ 90,834 gross margin · 2025
€ 89,791 gross margin · 2025
Shareholders according to the Official Gazette deeds
Who contributed at incorporation and at capital increases, with the deed as source. Later share transfers are not published in the Gazette.
Incorporation
Source: Deed ↗- COLPAERT Tim Eduard Marie-Josée(oprichter) 99.2%
- LENAERTS Hilde(oprichter) 0.8%
Details
- Company number
- 0886.591.579
- VAT number
- BE 0886.591.579
- Registered office
- Akkerstraat 8, 2390 Malle
- Names & denominations
- COBO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 January 2007
- Peppol
- Active · Active since 21 Oct 2026
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Bemiddeling in verband met exploitatie van en handel in onroerend goed
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis
Overige werkzaamheden in verband met de afwerking van gebouwen
Handel in eigen onroerend goed