Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 51 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CARMA COIFFURES from Esneux, company number BE0886451128, closed financial year 2025 with a result of € -19,335 after tax. For that financial year CARMA COIFFURES recorded a gross margin of € 294,005 and equity of € 81,093. Compared with financial year 2024, the result moved from € 36,196 to € -19,335. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 11, 2026.
€ 81,093
▼ 19% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -19,335
▼ still € 36,196 profit in 2024
Profit after tax over the fiscal year.
€ 13,254
▼ 53% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 62,493.
People and assets in 2025
€ 282,689
▲ 18% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 3,739
▲ 292% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 8,114
▼ 43% vs 2024
Loans from banks and other lenders, long and short.
€ 19,954
▲ 20% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 36,292
▲ 33% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 218,032 | € 260,618 | € 304,667 | € 294,005 | ▼ 3% |
| Profit after taxes | € -13,646 | € 7,368 | € 36,196 | € -19,335 | ▼ € 55,531 |
| Equity | € 56,865 | € 64,232 | € 100,428 | € 81,093 | ▼ 19% |
| Total debts | € 88,742 | € 84,772 | € 61,406 | € 66,088 | ▲ 8% |
| Cash | € 27,661 | € 23,739 | € 28,061 | € 13,254 | ▼ 53% |
| Retained profit | € 38,265 | € 45,632 | € 81,828 | € 62,493 | ▼ 24% |
| Bank debt | € 33,286 | € 21,295 | € 14,333 | € 8,114 | ▼ 43% |
| Balance sheet total | € 158,324 | € 159,615 | € 170,351 | € 153,777 | ▼ 10% |
Key figures of CARMA COIFFURES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CARMA COIFFURES?
What happened at CARMA COIFFURES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 19,335 (▼ € 55,531 vs 2024). Source: NBB ↗
- New establishment in Chaudfontaine. KBO
- New establishment in Esneux. KBO
- Start of the company according to the CBE. KBO
- SYLVIA MARECHAL became a director. NBB
In short
From € 13,646 loss in 2022 to € 19,335 loss in 2025.
Paid € 4,214 in corporate taxes since 2022.
Best year ever: 2024, with € 36,196 profit.
Management
Behind CARMA COIFFURES is SYLVIA MARECHAL.
Directors
According to the 2025 annual accounts
SYLVIA MARECHAL
Administrator-manager
since 2007
Establishments
Establishment units
Physical locations of this company
Avenue des Ardennes 8
4130 Esneux
Au Chession 2A box 5
4053 Chaudfontaine
Active since 15 July 2018
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0886.451.128
- VAT number
- BE 0886.451.128
- Registered office
- Avenue des Ardennes 8, 4130 Esneux
- Names & denominations
- CARMA COIFFURES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 16 January 2007
- Peppol
- Active · Active since 30 Sept 2025
- Activities · NACE
Kapsalons
Kappers- en barbiersactiviteiten
Haarverzorging