Active · per the CBE, 31 October 2026

MIGLIA

BE0885868435

Rechtspersoon Private limited company 5 establishments

MIGLIA is an insurance broker in Gent. Private Limited, started on 21 December 2006, 5 establishments.

Oostakkerdorp 38, 9041 Gent

Behind the company: Fiss BV, Sax & Partners BV, Sacolim BV.

Active for

19 year, 10 months

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

  • Tight liquidity NBB

    Cash and receivables cover 55 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

MIGLIA from Gent, company number BE0885868435, closed financial year 2025 with a result of € 8,638 after tax. For that financial year MIGLIA recorded a gross margin of € 1.9 million and equity of € 396,444. Compared with financial year 2024, the result moved from € 380,127 to € 8,638. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 17, 2026.

What it is worth Growing

€ 396,444

▲ 2% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 8,638

▼ 98% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 438,532

▲ 25% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 321,444.

People and assets in 2025

Full-time equivalents

13.8

▲ 1.4 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 1.2 million

▲ 19% vs 2024

€ 87,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 495,085

▲ 36% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 7 years to go

€ 3.6 million

▲ 66% vs 2024

€ 530,323 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.

Owed to suppliers

€ 88,858

▲ 60% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 157,648

▼ 27% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 790,373 € 1,603,600 € 2,063,111 € 1,899,023 ▼ 8%
Profit after taxes € 93,686 € 186,481 € 380,127 € 8,638 ▼ 98%
Equity € 271,197 € 307,678 € 387,806 € 396,444 ▲ 2%
Total debts € 3,534,533 € 3,213,918 € 3,179,877 € 4,625,863 ▲ 45%
Cash € 92,439 € 189,406 € 351,743 € 438,532 ▲ 25%
Retained profit € 196,197 € 232,678 € 312,806 € 321,444 ▲ 3%
Dividend € 100,000 € 150,000 € 300,000 € 0 ▼ 100%
Bank debt € 2,323,694 € 2,208,415 € 2,163,403 € 3,594,205 ▲ 66%
Balance sheet total € 3,805,730 € 3,521,596 € 3,567,683 € 5,022,307 ▲ 41%
Employees (FTE) 5.7 12.6 12.4 13.8 ▲ 1.4

Key figures of MIGLIA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to MIGLIA?

What happened at MIGLIA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: profit of € 8,638 (▼ 98% vs 2024). filed late Source: NBB ↗
  • New establishment in Merelbeke-Melle. KBO
  • New establishment in Nazareth-De Pinte. KBO
  • New establishment in Gent. KBO
  • New establishment in Lokeren. KBO
  • New establishment in Gent. KBO
  • Start of the company according to the CBE. KBO

In short

From € 93,686 profit in 2022 to € 8,638 profit in 2025.

Paid € 362,981 in corporate taxes since 2022.

Best year ever: 2024, with € 380,127 profit.

On average € 137,600 of value added per employee in 2025.

Management

The stake of SAX & PARTNERS comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

MIGLIA

Behind MIGLIA are Fiss BV, Sax & Partners BV and Sacolim BV. The shares are held by SAX & PARTNERS (95.7%).

Directors

According to the 2025 annual accounts

Fiss BV

Director

Also active at: SAX & PARTNERS

Sax & Partners BV

Managing director

Sacolim BV

Director

Also active at: SAX & PARTNERS

Shareholders

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Oostakkerdorp 38

9041 Gent

2.351.089.859

Verlorensteenstraat 7

9030 Gent

Active since 23 August 2023

2.351.089.958

Roomstraat 1

9160 Lokeren

Active since 23 August 2023

2.378.662.308

Koning Albertlaan 2A

9840 Nazareth-De Pinte

Active since 1 January 2024

2.381.576.266

Hundelgemsesteenweg 572 box 2

9820 Merelbeke-Melle

Active since 1 November 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0885.868.435
VAT number
BE 0885.868.435
Registered office
Oostakkerdorp 38, 9041 Gent
Names & denominations
MIGLIA
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
21 December 2006
Peppol
Active · Active since 21 Oct 2026
Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

Frequently asked questions

What does MIGLIA do?
MIGLIA is an insurance broker in Gent. Private Limited, started on 21 December 2006, 5 establishments.
What is the address of MIGLIA?
The registered office of MIGLIA is located at Oostakkerdorp 38, 9041 Gent.
Is MIGLIA still active?
Yes. According to the CBE (31 October 2026) MIGLIA is active, legal situation “Normale toestand”, started on 21 December 2006.
Is MIGLIA registered on Peppol?
Yes, MIGLIA is registered on the Peppol network with ID 0208:0885868435.
What is the enterprise number of MIGLIA?
The enterprise number of MIGLIA is BE0885868435.
When was MIGLIA founded?
MIGLIA was founded on 21 December 2006.