Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 3 fiscal years.
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Two loss years in a row NBB
Negative result in 2022 and 2023.
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Tight liquidity NBB
Cash and receivables cover 57 % of short-term debt in 2023; threshold 65 %.
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Legal situation KBO
Opening faillissement according to the CBE.
Financials
Financial year 2023
STUDYCOACH from Saint-Ghislain, company number BE0885779947, closed financial year 2023 with a result of € -988,946 after tax. For that financial year STUDYCOACH recorded a gross margin of € 1.4 million and equity of € -1.2 million. Compared with financial year 2022, the result moved from € -564,121 to € -988,946. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 5, 2024.
€ -1.2 million
▼ € 988,946 vs 2022
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -988,946
▼ 75 % more loss than in 2022
Profit after tax over the fiscal year.
€ 223,784
▲ € 216,144 vs 2022
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -1.2 million.
People and assets in 2023
24.2
▲ 2.5 vs 2022
Average over the fiscal year, from the social balance sheet.
€ 2 million
▲ 19% vs 2022
€ 83,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 64,536
▼ 27% vs 2022
Book value of vehicles, furniture and equipment.
Debts at end 2023
€ 1.2 million
▼ 24% vs 2022
€ 213,645 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 441,345
▲ 34% vs 2022
Supplier invoices still open on the last day of the fiscal year.
€ 1.1 million
▲ 147% vs 2022
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | Change 2022 → 2023 | |
|---|---|---|---|---|
| Gross margin | € 1,574,780 | € 1,467,559 | € 1,360,747 | ▼ 7% |
| Profit after taxes | € 84,433 | € -564,121 | € -988,946 | ▼ € 424,826 |
| Equity | € 371,082 | € -193,039 | € -1,181,985 | ▼ € 988,946 |
| Total debts | € 1,289,543 | € 2,317,936 | € 2,697,222 | ▲ 16% |
| Cash | € 78,428 | € 7,640 | € 223,784 | ▲ € 216,144 |
| Land & buildings | € 239,652 | € 237,636 | € 215,134 | ▼ 9% |
| Retained profit | € 352,482 | € -211,639 | € -1,200,585 | ▼ € 988,946 |
| Bank debt | € 916,056 | € 1,556,628 | € 1,184,242 | ▼ 24% |
| Balance sheet total | € 1,660,625 | € 2,174,897 | € 1,629,369 | ▼ 25% |
| Employees (FTE) | 17.5 | 21.7 | 24.2 | ▲ 2.5 |
Key figures of STUDYCOACH, fiscal years 2021 to 2023, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2024 has not been filed yet; it was expected before 31 July 2025.
What happened to STUDYCOACH?
What happened at STUDYCOACH in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
STUDYCOACH is active according to the CBE. Legal situation: Opening faillissement.
- New annual accounts for financial year 2023: loss of € 988,946. filed late Source: NBB ↗
- New establishment in Bernissart. KBO
- New establishment in Beaumont. KBO
- Start of the company according to the CBE. KBO
In short
From € 84,433 profit in 2021 to € 988,946 loss in 2023.
Paid € 60,856 in corporate taxes since 2021.
Best year ever: 2021, with € 84,433 profit.
On average € 56,200 of value added per employee in 2023.
A new publication or filing at STUDYCOACH? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Rue Louis Caty(B) 202
7331 Saint-Ghislain
Rue Les Menus(TH) 4
6500 Beaumont
Active since 29 December 2006
Rue de l'Industrie(HAR) 69
7321 Bernissart
Active since 1 October 2019
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0885.779.947
- VAT number
- BE 0885.779.947
- Registered office
- Rue Louis Caty(B) 202, 7331 Saint-Ghislain
- Names & denominations
- STUDYCOACH
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Opening faillissement
- Start date
- 19 December 2006
- Peppol
- Not registered
- Contact
- +32497391418
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