Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 22 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CREDITIS from Wavre, company number BE0885698090, closed financial year 2025 with a result of € 27,165 after tax. For that financial year CREDITIS recorded a gross margin of € 77,332 and equity of € 46,459. Compared with financial year 2024, the result moved from € 6,419 to € 27,165. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 25, 2026.
€ 46,459
▲ 141% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 27,165
▲ € 20,747 vs 2024
Profit after tax over the fiscal year.
€ 12,737
▲ € 12,124 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 27,859.
People and assets in 2025
€ 972
▼ 64% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 15,261
▲ 89% vs 2024
Of which on lease € 4,451.
Debts at end 2025
€ 670,391
▲ 97% vs 2024
€ 35,061 is repaid this year. At this pace the long-term loan is gone in ≈ 19 years.
€ 201,447
▲ € 160,671 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 364
▼ 87% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 19,049 | € 27,172 | € 43,440 | € 77,332 | ▲ 78% |
| Profit after taxes | € 17,640 | € 14,093 | € 6,419 | € 27,165 | ▲ € 20,747 |
| Equity | € -1,217 | € 12,875 | € 19,294 | € 46,459 | ▲ 141% |
| Total debts | € 2,166 | € 428,964 | € 459,773 | € 875,727 | ▲ 90% |
| Cash | € 949 | € 3,181 | € 613 | € 12,737 | ▲ € 12,124 |
| Land & buildings | - | € 400,375 | € 452,266 | € 842,194 | ▲ 86% |
| Retained profit | € -19,817 | € -5,725 | € 694 | € 27,859 | ▲ € 27,165 |
| Bank debt | € 0 | € 358,777 | € 340,680 | € 670,391 | ▲ 97% |
| Balance sheet total | € 949 | € 441,840 | € 479,067 | € 922,186 | ▲ 92% |
Key figures of CREDITIS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CREDITIS?
What happened at CREDITIS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 27,165 (▲ € 20,747 vs 2024). filed late Source: NBB ↗
- Start of the company according to the CBE. KBO
- New establishment in Perwez. KBO
In short
From € 17,640 profit in 2022 to € 27,165 profit in 2025.
Paid € 9,320 in corporate taxes since 2022.
Best year ever: 2025, with € 27,165 profit.
A new publication or filing at CREDITIS? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CREDITIS are KSR SRL, LALOOZE SRL and BULTIAU FINANCE & CONSTRUCT CONSULTING SRL.
Directors
According to the 2025 annual accounts
Director · represented by Nicolas André
Director · represented by Julien Pierre
BULTIAU FINANCE & CONSTRUCT CONSULTING SRL
Director · represented by Jonathan Bultiau
Establishments
Establishment units
Physical locations of this company
Rue de Champles 12
1301 Wavre
Chaussée de Wavre 18
1360 Perwez
Active since 13 December 2006
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0885.698.090
- VAT number
- BE 0885.698.090
- Registered office
- Rue de Champles 12, 1301 Wavre
- Names & denominations
- CREDITIS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 December 2006
- Peppol
- Active · Active since 1 Dec 2025
- Activities · NACE
Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen
Activiteiten van holdings
Holdings