Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Knowledge & Wellness: Advice, Realize + Trade from Leuven, company number BE0884397894, closed financial year 2025 with a result of € -2,109 after tax. For that financial year Knowledge & Wellness: Advice, Realize + Trade recorded a gross margin of € -1,663 and equity of € -480,505. Compared with financial year 2024, the result moved from € -2,145 to € -2,109. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on May 18, 2026.
€ -480,505
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2,109
▲ 2 % less loss than in 2024
Profit after tax over the fiscal year.
€ 560
▲ 101% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -486,705.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -28,701 | € -87,174 | € -1,518 | € -1,663 | ▼ € 145 |
| Profit after taxes | € -149,887 | € -94,380 | € -2,145 | € -2,109 | ▲ € 36 |
| Equity | € -381,871 | € -476,251 | € -478,396 | € -480,505 | |
| Total debts | € 488,001 | € 477,025 | € 478,674 | € 481,465 | ▲ 1% |
| Cash | € 9,600 | € 640 | € 278 | € 560 | ▲ 101% |
| Retained profit | € -388,071 | € -482,451 | € -484,596 | € -486,705 | |
| Balance sheet total | € 106,130 | € 774 | € 278 | € 960 | ▲ 245% |
Key figures of Knowledge & Wellness: Advice, Realize + Trade, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Knowledge & Wellness: Advice, Realize + Trade?
What happened at Knowledge & Wellness: Advice, Realize + Trade in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 2,109. Source: NBB ↗
- Philip Hermans became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 149,887 loss in 2022 to € 2,109 loss in 2025.
Paid € 159 in corporate taxes since 2022.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Knowledge & Wellness: Advice, Realize + Trade is Philip Hermans.
Directors
According to the 2025 annual accounts
Philip Hermans
Director
since 2006
Establishments
Establishment units
Physical locations of this company
Platte Lostraat 506 box A
3010 Leuven
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0884.397.894
- VAT number
- BE 0884.397.894
- Registered office
- Platte Lostraat 506 bus A, 3010 Leuven
- Names & denominations
- Knowledge & Wellness: Advice, Realize + Trade · KWART
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 October 2006
- Peppol
- Active · Active since 19 Dec 2025