Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Board fully replaced NBB
No director from three years ago is still active according to annual account 2025.
Financials
Financial year 2025
H & M Project from Tournai, company number BE0883510741, closed financial year 2025 with a result of € 175 after tax. For that financial year H & M Project recorded a gross margin of € 278,462 and equity of € 104,205. Compared with financial year 2024, the result moved from € -19,405 to € 175. Profitable, and profit is growing. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on January 31, 2026.
€ 104,205
▼ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 175
▲ still € 19,405 loss in 2024
Profit after tax over the fiscal year.
€ 75,679
▲ € 62,866 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 39,863.
People and assets in 2025
€ 235,769
▲ 6% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2,402
▼ 42% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 397,317
▲ 199% vs 2024
€ 129,206 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 158,872
▲ 85% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 24,144
▲ 28% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 321,638 | € 286,862 | € 239,882 | € 278,462 | ▲ 16% |
| Profit after taxes | € 1,519 | € 679 | € -19,405 | € 175 | ▲ € 19,581 |
| Equity | € 130,824 | € 127,758 | € 106,191 | € 104,205 | ▼ 2% |
| Total debts | € 484,493 | € 449,312 | € 421,126 | € 626,525 | ▲ 49% |
| Cash | € 3,557 | € 2,082 | € 12,813 | € 75,679 | ▲ € 62,866 |
| Land & buildings | € 330,547 | € 317,005 | € 303,926 | € 292,631 | ▼ 4% |
| Retained profit | € 58,413 | € 59,092 | € 39,687 | € 39,863 | |
| Bank debt | € 167,852 | € 138,164 | € 133,011 | € 397,317 | ▲ 199% |
| Balance sheet total | € 615,318 | € 577,071 | € 527,317 | € 730,730 | ▲ 39% |
Key figures of H & M Project, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to H & M Project?
What happened at H & M Project in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 175. filed late Source: NBB ↗
- Géraud Camberlin became a director. NBB
- Bénédicte Cailleau became a director. NBB
- Stéphane Mincke stepped down as director. NBB
- Anne Hantute stepped down as director. NBB
- New establishment in Tournai. KBO
- Stéphane Mincke became a director. NBB
- Anne Hantute became a director. NBB
In short
From € 1,519 profit in 2022 to € 175 profit in 2025.
Paid € 558 in corporate taxes since 2022.
Best year ever: 2022, with € 1,519 profit.
A new publication or filing at H & M Project? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind H & M Project are Géraud Camberlin and Bénédicte Cailleau. The same people are also behind BO.BURO.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Rue de la Forêt(BL) 4
7522 Tournai
Rue de la Forêt(BL) SN
7522 Tournai
Active since 1 October 2006
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0883.510.741
- VAT number
- BE 0883.510.741
- Registered office
- Rue de la Forêt(BL) 4, 7522 Tournai
- Names & denominations
- H & M Project
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 14 September 2006
- Peppol
- Active · Active since 28 Mar 2025
- Activities · NACE
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