Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 48 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
MVL-FINANCE from Brussel, company number BE0882954475, closed financial year 2025 with a result of € 603,067 after tax. For that financial year MVL-FINANCE recorded a gross margin of € -11,501 and equity of € 6.3 million. Compared with financial year 2024, the result moved from € 167,909 to € 603,067. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 26, 2026.
€ 6.3 million
▲ 11% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 603,067
▲ 259% vs 2024
Profit after tax over the fiscal year.
€ 68,349
▲ 39% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 3.5 million.
People and assets in 2025
€ 43,144
▼ 39% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 2 million
▼ 52% vs 2024
€ 143,167 is repaid this year. At this pace the long-term loan is gone in ≈ 14 years.
€ 660
▲ € 579 vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -19,576 | € 4,502 | € -13,251 | € -11,501 | ▲ € 1,750 |
| Profit after taxes | € 245,765 | € 226,074 | € 167,909 | € 603,067 | ▲ 259% |
| Equity | € 5,314,522 | € 5,540,596 | € 5,708,505 | € 6,311,572 | ▲ 11% |
| Total debts | € 5,100,907 | € 4,402,742 | € 4,136,812 | € 1,991,441 | ▼ 52% |
| Cash | € 358,288 | € 67,311 | € 49,018 | € 68,349 | ▲ 39% |
| Land & buildings | € 79,704 | € 76,154 | € 72,603 | € 69,053 | ▼ 5% |
| Retained profit | € 2,497,977 | € 2,724,051 | € 2,891,960 | € 3,495,026 | ▲ 21% |
| Bank debt | € 5,100,531 | € 4,400,529 | € 4,136,629 | € 1,990,617 | ▼ 52% |
| Balance sheet total | € 10,415,428 | € 9,943,338 | € 9,845,316 | € 8,303,013 | ▼ 16% |
Key figures of MVL-FINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to MVL-FINANCE?
What happened at MVL-FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Frank Stevens stepped down as director. NBB
- Steven Van Eeckhoutte stepped down as director. NBB
- Ortwin Magnus stepped down as director. NBB
- Nico Wyckaert stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 603,067 (▲ 259% vs 2024). Source: NBB ↗
- Ronny Loubris stepped down as director. NBB
- Rohnny Champagne stepped down as director. NBB
- Stijn Merckx became a director. NBB
In short
From € 245,765 profit in 2022 to € 603,067 profit in 2025.
Paid € 224,059 in corporate taxes since 2022.
Best year ever: 2025, with € 603,067 profit.
Management
Behind MVL-FINANCE are Marc Pottelancie, Stijn Merckx and Hans Vaneerdewegh. It owns 100% of Gebobe itself.
Directors
According to the 2025 annual accounts
Marc Pottelancie
Director, Chairman of the board
Also active at: De Werkerssamenwerking, Institut de Formation postscolaire de l'Industrie des Fabrications métalliques-Ouvriers, GEBOBE, Het Rood Bondsgebouw, Circulum Hasselt
since 2018
Stijn Merckx
Director
since 2025
since 2025
since 2024 · until 2026
Frank Stevens
Director
Also active at: INTERGEMEENTELIJK OPBOUWWERK ARRONDISSEMENT LEUVEN-WERK, LIMBURGS TECHNOLOGIECENTRUM PLUS, Het Rood Bondsgebouw, Autonoom Gemeentebedrijf Landen, Circulum Hasselt, LIMBURGS TECHNOLOGIECENTRUM VAN DE METAALSECTOR, IGO
since 2020 · until 2032
Steven Van Eeckhoutte
Director
since 2018 · until 2032
Rohnny Champagne
Chairman of the board, Director
since 2013 · until 2026
Ortwin Magnus
Director, Vice-chairman of the board
Also active at: Volta, SEFOCAM, Het Rood Bondsgebouw, Circulum Hasselt, Travi
· until 2032
Nico Wyckaert
Managing director
Also active at: De Werkerssamenwerking, GEBOBE, Het Rood Bondsgebouw, Circulum Hasselt
· until 2032
Establishments
Establishment units
Physical locations of this company
Jakob Jordaensstraat 17
1000 Brussel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0882.954.475
- VAT number
- BE 0882.954.475
- Registered office
- Jakob Jordaensstraat 17, 1000 Brussel
- Names & denominations
- MVL-FINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 10 August 2006
- Peppol
- Active · Active since 21 Oct 2026
- Activities · NACE
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen