Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 63 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
HOLDING FRANCOIS from Herzele, company number BE0882460270, closed financial year 2025 with a result of € 131,309 after tax. For that financial year HOLDING FRANCOIS recorded a gross margin of € 507,889 and equity of € 715,791. Compared with financial year 2024, the result moved from € 69,347 to € 131,309. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on January 28, 2026.
€ 715,791
▲ 22% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 131,309
▲ 89% vs 2024
Profit after tax over the fiscal year.
€ 201,058
▲ 10% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 404,591.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
€ 9,303
▲ 141% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 2.8 million
▼ 4% vs 2024
€ 272,212 is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.
€ 44,476
▲ 169% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 23,863
▼ 4% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 383,538 | € 395,082 | € 422,013 | € 507,889 | ▲ 20% |
| Profit after taxes | € 29,080 | € 61,172 | € 69,347 | € 131,309 | ▲ 89% |
| Equity | € 459,963 | € 518,135 | € 584,482 | € 715,791 | ▲ 22% |
| Total debts | € 3,504,861 | € 3,270,043 | € 3,163,235 | € 3,082,479 | ▼ 3% |
| Cash | € 43,054 | € 132,142 | € 183,384 | € 201,058 | ▲ 10% |
| Land & buildings | € 3,527,827 | € 3,329,785 | € 3,306,069 | € 3,272,251 | ▼ 1% |
| Retained profit | € 148,763 | € 206,935 | € 273,282 | € 404,591 | ▲ 48% |
| Dividend | € 0 | € 3,000 | € 3,000 | € 0 | ▼ 100% |
| Bank debt | € 3,266,202 | € 3,032,461 | € 2,919,129 | € 2,801,786 | ▼ 4% |
| Balance sheet total | € 3,964,824 | € 3,788,177 | € 3,747,716 | € 3,798,270 | ▲ 1% |
Key figures of HOLDING FRANCOIS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to HOLDING FRANCOIS?
What happened at HOLDING FRANCOIS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 131,309 (▲ 89% vs 2024). Source: NBB ↗
- New establishment in Herzele. KBO
- Start of the company according to the CBE. KBO
In short
From € 29,080 profit in 2022 to € 131,309 profit in 2025.
Paid € 231,417 in corporate taxes since 2022.
Best year ever: 2025, with € 131,309 profit.
Paid out € 6,000 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind HOLDING FRANCOIS are Ivan François, Tjorven François, Chayenne Christiaens and Veerle Van Herzele. It owns 100% of Tjovan itself.
Directors
According to the 2025 annual accounts
Tjorven François
Director
Chayenne Christiaens
Director
Veerle Van Herzele
Director
Establishments
Establishment units
Physical locations of this company
Schonenberg 49
9550 Herzele
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0882.460.270
- VAT number
- BE 0882.460.270
- Registered office
- Schonenberg 49, 9550 Herzele
- Names & denominations
- HOLDING FRANCOIS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 11 July 2006
- Peppol
- Active · Active since 5 Jan 2026
- Activities · NACE
Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk
Artisanale brood- en banketbakkerijen