Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 8 % of short-term debt in 2026; threshold 65 %.
Financials
Financial year 2026
D CONCEPT from Schilde, company number BE0881885693, closed financial year 2026 with a result of € -67,245 after tax. For that financial year D CONCEPT recorded a gross margin of € 40,635 and equity of € 76,109. Compared with financial year 2025, the result moved from € 14,722 to € -67,245. The company made a loss. The buffer shrank hard: equity is 78 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 13, 2026.
€ 76,109
▼ 78% vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -67,245
▼ still € 14,722 profit in 2025
Profit after tax over the fiscal year.
€ 1,911
▲ 106% vs 2025
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 70,860.
People and assets in 2026
€ 19,498
▼ 30% vs 2025
Book value of vehicles, furniture and equipment.
Debts at end 2026
€ 605,840
▲ 299% vs 2025
€ 462,839 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 720
▲ 54% vs 2025
Supplier invoices still open on the last day of the fiscal year.
€ 3,057
▼ 8% vs 2025
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 56,572 | € 77,052 | € 47,055 | € 40,635 | ▼ 14% |
| Profit after taxes | € 28,202 | € 31,961 | € 14,722 | € -67,245 | ▼ € 81,967 |
| Equity | € 294,671 | € 326,632 | € 341,354 | € 76,109 | ▼ 78% |
| Total debts | € 249,276 | € 257,315 | € 228,562 | € 777,423 | ▲ 240% |
| Cash | € 1,214 | € 1,669 | € 928 | € 1,911 | ▲ 106% |
| Land & buildings | € 338,000 | € 327,543 | € 319,422 | € 769,565 | ▲ 141% |
| Retained profit | € 282,171 | € 314,132 | € 328,854 | € 70,860 | ▼ 78% |
| Bank debt | € 185,031 | € 172,528 | € 151,726 | € 605,840 | ▲ 299% |
| Balance sheet total | € 543,948 | € 583,947 | € 569,916 | € 853,532 | ▲ 50% |
Key figures of D CONCEPT, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.
What happened to D CONCEPT?
What happened at D CONCEPT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: loss of € 67,245 (▼ € 81,967 vs 2025). Source: NBB ↗
- New establishment in Schilde. KBO
- Start of the company according to the CBE. KBO
- Nancy Kiebooms became a director. NBB
- François Derboven became a director. NBB
In short
From € 28,202 profit in 2023 to € 67,245 loss in 2026.
Paid € 33,454 in corporate taxes since 2023.
Best year ever: 2024, with € 31,961 profit.
Management
Behind D CONCEPT are Nancy Kiebooms and François Derboven. The same people are also behind D & L CONCEPTS. François Derboven is also behind FN CONCEPT.
Directors
According to the 2026 annual accounts
since 2006
since 2006
Establishments
Establishment units
Physical locations of this company
Catharinadreef 15
2970 Schilde
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0881.885.693
- VAT number
- BE 0881.885.693
- Registered office
- Catharinadreef 15, 2970 Schilde
- Names & denominations
- D CONCEPT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 June 2006
- Peppol
- Active · Active since 1 Jan 2001
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