Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 51 % of short-term debt in 2026; threshold 65 %.
Financials
Financial year 2026
H.A.R.T-INVEST from Sint-Truiden, company number BE0881621617, closed financial year 2026 with a result of € 490,529 after tax. For that financial year H.A.R.T-INVEST recorded a gross margin of € 1.3 million and equity of € 2 million. Compared with financial year 2025, the result moved from € 13,384 to € 490,529. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on October 23, 2026.
€ 2 million
▲ 15% vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 490,529
▲ € 477,146 vs 2025
Profit after tax over the fiscal year.
€ 23,916
▼ 4% vs 2025
Cash and bank balances on the last day of the fiscal year.
€ 233,535 paid out
48 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2026
1.6
Average over the fiscal year, from the social balance sheet.
€ 174,985
▲ 22% vs 2025
€ 109,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 443,217
▼ 27% vs 2025
Of which on lease € 710.
Debts at end 2026
€ 7.8 million
▼ 14% vs 2025
€ 603,545 is repaid this year. At this pace the long-term loan is gone in ≈ 13 years.
€ 9,339
▼ 55% vs 2025
Supplier invoices still open on the last day of the fiscal year.
€ 169,106
▲ 229% vs 2025
Taxes, VAT and social contributions still to pay.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 878,158 | € 671,560 | € 1,104,809 | € 1,261,024 | ▲ 14% |
| Profit after taxes | € 727,644 | € 13,212 | € 13,384 | € 490,529 | ▲ € 477,146 |
| Equity | € 1,948,146 | € 1,841,358 | € 1,695,042 | € 1,952,036 | ▲ 15% |
| Total debts | € 3,841,960 | € 9,798,719 | € 9,405,915 | € 8,270,725 | ▼ 12% |
| Cash | € 15,864 | € 43,970 | € 24,789 | € 23,916 | ▼ 4% |
| Land & buildings | € 1,973,171 | € 6,830,595 | € 6,503,614 | € 6,480,446 | |
| Retained profit | € 1,718,146 | € 1,606,358 | € 1,460,042 | € 1,717,036 | ▲ 18% |
| Dividend | € 301,400 | € 125,000 | € 159,700 | € 233,535 | ▲ 46% |
| Bank debt | € 3,187,527 | € 9,514,088 | € 9,068,935 | € 7,819,206 | ▼ 14% |
| Balance sheet total | € 5,790,105 | € 11,640,077 | € 11,100,957 | € 10,222,761 | ▼ 8% |
| Employees (FTE) | 1 | 1.1 | 1.6 | 1.6 |
Key figures of H.A.R.T-INVEST, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.
What happened to H.A.R.T-INVEST?
What happened at H.A.R.T-INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: profit of € 490,529 (▲ € 477,146 vs 2025). Source: NBB ↗
- New establishment in Sint-Truiden. KBO
- Start of the company according to the CBE. KBO
In short
From € 727,644 profit in 2023 to € 490,529 profit in 2026.
Paid € 344,332 in corporate taxes since 2023.
Best year ever: 2023, with € 727,644 profit.
On average € 788,100 of value added per employee in 2026.
Management
Behind H.A.R.T-INVEST are AN VAN VOSSOLE and Ruddi Truyens. It owns 100% of ARCHIBETON and 100% of MTS SYSTEMS itself.
Directors
According to the 2026 annual accounts
AN VAN VOSSOLE
Administrator-manager
Also active at: MTS INDUSTRIEBOUW, ARCHIBETON, MECHART, MULTI-HART
Ruddi Truyens
Administrator-manager
Also active at: MTS INDUSTRIEBOUW, ARCHIBETON, MECHART, MULTI-HART
Establishments
Establishment units
Physical locations of this company
Lichtenberglaan 2051
3800 Sint-Truiden
Industriezone Schurhovenveld 4068
3800 Sint-Truiden
Active since 1 July 2006
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0881.621.617
- VAT number
- BE 0881.621.617
- Registered office
- Lichtenberglaan 2051, 3800 Sint-Truiden
- Names & denominations
- H.A.R.T-INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 May 2006
- Peppol
- Active · Active since 8 Oct 2025
- Activities · NACE
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