Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 31 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
A&M Lommel from Lommel, company number BE0881374464, closed financial year 2025 with a result of € 33,828 after tax. For that financial year A&M Lommel recorded revenue of € 28.7 million and equity of € 30,090. Compared with financial year 2024, the result moved from € -187,554 to € 33,828. Profitable, and profit is growing. The buffer shrank hard: equity is 97 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 2, 2026.
€ 30,090
▼ 97% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 33,828
▲ still € 187,554 loss in 2024
Profit after tax over the fiscal year.
€ 7,872
▼ 95% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 911,365 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
21.2
▲ 0.7 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.5 million
▲ 6% vs 2024
€ 72,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 6,261
▼ 43% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.6 million
▼ 64% vs 2024
Loans from banks and other lenders, long and short.
€ 361,151
▼ 38% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 5 days on average.
€ 402,521
▲ 5% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 17,893,115 | € 25,300,826 | € 30,593,194 | € 28,716,103 | ▼ 6% |
| Profit after taxes | € 68,936 | € 323,849 | € -187,554 | € 33,828 | ▲ € 221,381 |
| Equity | € 1,095,181 | € 1,095,181 | € 907,627 | € 30,090 | ▼ 97% |
| Total debts | € 5,342,412 | € 6,104,457 | € 6,257,962 | € 3,504,730 | ▼ 44% |
| Cash | € 78,905 | € 57,369 | € 159,421 | € 7,872 | ▼ 95% |
| Retained profit | € 1,065,181 | € 1,065,181 | € 877,627 | € 90 | ▼ € 877,537 |
| Dividend | € 140,136 | € 323,849 | € 0 | € 911,365 | |
| Bank debt | € 4,200,728 | € 4,585,199 | € 4,490,872 | € 1,626,941 | ▼ 64% |
| Balance sheet total | € 6,437,593 | € 7,199,637 | € 7,165,589 | € 3,534,820 | ▼ 51% |
| Employees (FTE) | 18 | 18.9 | 20.5 | 21.2 | ▲ 0.7 |
Key figures of A&M Lommel, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to A&M Lommel?
What happened at A&M Lommel in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 33,828. Source: NBB ↗
- New establishment in Pelt. KBO
- Holding A&M Group BV became a director. NBB
- Automotive & Mobility Invest NV became a director. NBB
- Start of the company according to the CBE. KBO
- New establishment in Lommel. KBO
In short
From € 68,936 profit in 2022 to € 33,828 profit in 2025.
Paid € 229,130 in corporate taxes since 2022.
Best year ever: 2023, with € 323,849 profit.
Paid out € 1.4 million in dividends to the owners in total.
Management
The stake of Holding A&M Group comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
A&M LommelBehind A&M Lommel are Holding A&M Group BV and Automotive & Mobility Invest NV. The shares are held by Holding A&M Group (100%).
Directors
According to the 2025 annual accounts
Director · represented by Goedgezelschap Wim
Also active at: A&M Tongeren, A&M Schaffen, A&M Genk, A&M Tienen, CEULEMANS HERENT, A&M Bree, A&M Diest, CEULEMANS MOTORS +9 more
since 2021
Automotive & Mobility Invest NV
Director · represented by Guelinckx Peter
Also active at: A&M Tongeren, A&M Schaffen, A&M Genk, A&M BM Halen, A&M Tienen, CEULEMANS HERENT, A&M BM Antwerpen, A&M Bree +25 more
since 2021
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Gerard Mercatorstraat 1
3920 Lommel
Europalaan 1
3900 Pelt
Active since 1 January 2026
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0881.374.464
- VAT number
- BE 0881.374.464
- Registered office
- Gerard Mercatorstraat 1, 3920 Lommel
- Names & denominations
- A&M Lommel
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 May 2006
- Peppol
- Active · Active since 18 Mar 2026
- Activities · NACE
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in motorvoertuigen
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Onderhoud en reparatie van auto's
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)