Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 28 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
15 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
FULL OPTION SERVICES from Gembloux, company number BE0879788812, closed financial year 2025 with a result of € 5,490 after tax. For that financial year FULL OPTION SERVICES recorded a gross margin of € 62,389 and equity of € -47,778. Compared with financial year 2024, the result moved from € 4,607 to € 5,490. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 8, 2026.
€ -47,778
▲ € 1,169 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 5,490
▲ 19% vs 2024
Profit after tax over the fiscal year.
€ 8,820
▼ 44% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -77,451.
People and assets in 2025
€ 8,590
▼ 24% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 390,418
▼ 13% vs 2024
€ 59,456 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 17,106
▲ 128% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 5,309
▼ 28% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 105,735 | € 99,907 | - | - | |
| Gross margin | € 77,900 | € 60,648 | € 62,022 | € 62,389 | ▲ 1% |
| Profit after taxes | € -91,066 | € 3,742 | € 4,607 | € 5,490 | ▲ 19% |
| Equity | € -48,653 | € -49,232 | € -48,947 | € -47,778 | ▲ € 1,169 |
| Total debts | € 580,406 | € 524,634 | € 461,281 | € 412,833 | ▼ 11% |
| Cash | € 25,438 | € 29,683 | € 15,787 | € 8,820 | ▼ 44% |
| Land & buildings | € 451,509 | € 407,759 | € 364,009 | € 320,362 | ▼ 12% |
| Retained profit | € -91,290 | € -87,548 | € -82,941 | € -77,451 | ▲ € 5,490 |
| Bank debt | € 554,247 | € 501,582 | € 446,347 | € 390,418 | ▼ 13% |
| Balance sheet total | € 531,753 | € 475,402 | € 412,334 | € 365,055 | ▼ 11% |
Key figures of FULL OPTION SERVICES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FULL OPTION SERVICES?
What happened at FULL OPTION SERVICES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 5,490 (▲ 19% vs 2024). Source: NBB ↗
- Frédéric CROMBE became a director. NBB
- Vincent CROMBE became a director. NBB
- Thibaut CROMBE became a director. NBB
- Olivier CROMBE became a director. NBB
- New establishment in Hoeilaart. KBO
- Start of the company according to the CBE. KBO
In short
From € 91,066 loss in 2022 to € 5,490 profit in 2025.
Paid € 491 in corporate taxes since 2022.
Best year ever: 2025, with € 5,490 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind FULL OPTION SERVICES are Frédéric CROMBE, Vincent CROMBE, Thibaut CROMBE and Olivier CROMBE. Frédéric CROMBE is also behind BATISERVICE and CR IMMO. Vincent CROMBE is also behind "MPG WOOD", EUROP IMMO CONSTRUCT, CROMBETEC and CR IMMO.
Directors
According to the 2025 annual accounts
since 2021
since 2021
Thibaut CROMBE
Director
since 2021
Olivier CROMBE
Director
since 2021
Establishments
Establishment units
Physical locations of this company
Rue des Poiriers, Sauv. 12
5030 Gembloux
Brugstraat 27
1560 Hoeilaart
Active since 10 May 2006
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 15 companies are registered at this address.
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€ 20,703 gross margin · 2025
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What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0879.788.812
- VAT number
- BE 0879.788.812
- Registered office
- Rue des Poiriers, Sauv. 12, 5030 Gembloux
- Names & denominations
- FULL OPTION SERVICES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 7 March 2006
- Peppol
- Active · Active since 20 Aug 2025
- Activities · NACE
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Handel in onroerend goed
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