Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
L & C TRADING from Zandhoven, company number BE0879354290, closed financial year 2025 with a result of € -130,736 after tax. For that financial year L & C TRADING recorded a gross margin of € 96,281 and equity of € 3.8 million. Compared with financial year 2024, the result moved from € -154,185 to € -130,736. The company made a loss. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 9, 2026.
€ 3.8 million
▲ € 3.7 million vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -130,736
▲ 15 % less loss than in 2024
Profit after tax over the fiscal year.
€ 94,070
▲ 144% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -46,169.
Debts at end 2025
€ 1.2 million
▼ 76% vs 2024
Loans from banks and other lenders, long and short.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -5,504 | € -12,405 | € 196,281 | € 96,281 | ▼ 51% |
| Profit after taxes | € -45,368 | € -67,501 | € -154,185 | € -130,736 | ▲ € 23,448 |
| Equity | € 324,854 | € 257,352 | € 103,168 | € 3,772,431 | ▲ € 3.7 million |
| Total debts | € 2,313,857 | € 4,933,155 | € 5,011,099 | € 1,221,675 | ▼ 76% |
| Cash | € 4,614 | € 161,567 | € 38,527 | € 94,070 | ▲ 144% |
| Land & buildings | € 2,718,181 | € 5,103,428 | € 5,149,375 | € 4,981,641 | ▼ 3% |
| Retained profit | € 306,254 | € 238,752 | € 84,568 | € -46,169 | ▼ € 130,736 |
| Bank debt | € 335,330 | € 0 | € 5,010,006 | € 1,210,006 | ▼ 76% |
| Balance sheet total | € 2,739,169 | € 5,290,967 | € 5,210,846 | € 5,086,807 | ▼ 2% |
Key figures of L & C TRADING, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to L & C TRADING?
What happened at L & C TRADING in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 130,736. Source: NBB ↗
- New establishment in Zandhoven. KBO
- Herman Verhaegen became a director. NBB
- Willy Verhaegen became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 45,368 loss in 2022 to € 130,736 loss in 2025.
Management
The stake of IB-ACCOVER comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
L & C TRADINGBehind L & C TRADING are Herman Verhaegen and Willy Verhaegen. The shares are held by IB-ACCOVER (100%).
Directors
According to the 2025 annual accounts
Herman Verhaegen
Director
Also active at: Bodima, Peter Cox, IB-ACCOVER, CALIMERO, REWAH, ALDIVA - WORKS, IMMO COX
since 2019
Willy Verhaegen
Director
Also active at: Bodima, Peter Cox, IB-ACCOVER, WPS-Europe, REWAH, ALDIVA - WORKS, IMMO COX, W.B.BOUW INVEST
since 2019
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Nijverheidsweg 1
2240 Zandhoven
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
All companies at this address →Bodima same network
€ 10.2 million revenue · 2025
IB-ACCOVER same network
€ 1.1 million revenue · 2025
IMMO COX same network
€ 123,734 gross margin · 2025
Groep IB Accover
W.B.BOUW INVEST same network
€ 33,744 gross margin · 2025
+1 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0879.354.290
- VAT number
- BE 0879.354.290
- Registered office
- Nijverheidsweg 1, 2240 Zandhoven
- Names & denominations
- L & C TRADING
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 February 2006
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen