Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 3 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
INVESTECK from Zottegem, company number BE0878744279, closed financial year 2025 with a result of € -54,463 after tax. For that financial year INVESTECK recorded a gross margin of € 40,560 and equity of € 1.2 million. Compared with financial year 2024, the result moved from € -49,990 to € -54,463. The company made a loss. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 30, 2026.
€ 1.2 million
▲ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -54,463
▼ 9 % more loss than in 2024
Profit after tax over the fiscal year.
€ 25,876
▲ 153% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 152,310.
People and assets in 2025
€ 7,532
▲ 25% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 2,018
▲ € 1,998 vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 64,138 | € 78,017 | € 47,805 | € 40,560 | ▼ 15% |
| Profit after taxes | € 72,370 | € -32,818 | € -49,990 | € -54,463 | ▼ € 4,473 |
| Equity | € 1,215,862 | € 1,183,044 | € 1,133,054 | € 1,192,310 | ▲ 5% |
| Total debts | € 1,842,657 | € 1,833,677 | € 1,932,828 | € 1,765,775 | ▼ 9% |
| Cash | € 22,073 | € 33,016 | € 10,216 | € 25,876 | ▲ 153% |
| Land & buildings | € 2,616,553 | € 2,545,364 | € 2,474,175 | € 2,283,788 | ▼ 8% |
| Retained profit | € 175,862 | € 143,044 | € 93,054 | € 152,310 | ▲ 64% |
| Balance sheet total | € 3,175,963 | € 3,126,279 | € 3,167,554 | € 3,088,392 | ▼ 2% |
Key figures of INVESTECK, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 June 2027.
What happened to INVESTECK?
What happened at INVESTECK in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Koen Van Damme stepped down as director. NBB
- Ilse Van Damme stepped down as director. NBB
- Christiane Van de Vijver stepped down as director. NBB
- Elke Van Damme stepped down as director. NBB
- Erik Van Damme stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 54,463. Source: NBB ↗
- Elke Van Damme became a director. NBB
- Koen Van Damme became a director. NBB
In short
From € 72,370 profit in 2022 to € 54,463 loss in 2025.
Paid € 12,596 in corporate taxes since 2022.
Best year ever: 2022, with € 72,370 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Koen Van Damme
Director
since 2023 · until 2029
Ilse Van Damme
Director
since 2023 · until 2029
Christiane Van de Vijver
Director
since 2023 · until 2029
Elke Van Damme
Director
since 2023 · until 2029
Erik Van Damme
Director
since 2023 · until 2029
Establishments
Establishment units
Physical locations of this company
Ter Heiden 33
9620 Zottegem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0878.744.279
- VAT number
- BE 0878.744.279
- Registered office
- Ter Heiden 33, 9620 Zottegem
- Names & denominations
- INVESTECK
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 19 January 2006
- Peppol
- Active · Active since 22 Oct 2025