What does SPRL Ch. et F. COLLARD do?

SPRL Ch. et F. COLLARD is filed with the CBE under the catch-all “Agenten en makelaars in bankdiensten”. Also registered: insurance broker. Private Limited, started on 27 December 2005, 1 establishment.

What is the address of SPRL Ch. et F. COLLARD?

The registered office of SPRL Ch. et F. COLLARD is located at Rue de Liège 1, 6660 Houffalize.

Is SPRL Ch. et F. COLLARD still active?

Yes. According to the CBE (30 October 2026) SPRL Ch. et F. COLLARD is active, legal situation “Normale toestand”, started on 27 December 2005.

Is SPRL Ch. et F. COLLARD registered on Peppol?

Yes, SPRL Ch. et F. COLLARD is registered on the Peppol network with ID 0208:0878192072.

What is the enterprise number of SPRL Ch. et F. COLLARD?

The enterprise number of SPRL Ch. et F. COLLARD is BE0878192072.

When was SPRL Ch. et F. COLLARD founded?

SPRL Ch. et F. COLLARD was founded on 27 December 2005.

Who are the directors of SPRL Ch. et F. COLLARD?

According to the 2025 annual accounts, the directors of SPRL Ch. et F. COLLARD are: CHRISTOPHE COLLARD, Nicolas COLLARD, FRANCOISE SIMONIS.

Is SPRL Ch. et F. COLLARD a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 27 December 2005; 5 annual accounts filed, latest fiscal year 2025; 3 directors known from the annual account.

How much profit did SPRL Ch. et F. COLLARD make in 2025?

SPRL Ch. et F. COLLARD posted a profit after taxes of € 313,860 in financial year 2025.

What is the revenue of SPRL Ch. et F. COLLARD?

As a small company, SPRL Ch. et F. COLLARD is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 572,884.

Does SPRL Ch. et F. COLLARD have a website?

Yes, SPRL Ch. et F. COLLARD has a website at assurancescollard.be.

SPRL Ch. et F. COLLARD (Private Limited) - Houffalize

Dossier SPRL Ch. et F. COLLARD, printed on 30 October 2026 from databakkes.be/en/0878192072/sprl-ch-et-f-collard. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

SPRL Ch. et F. COLLARD from Houffalize, company number BE0878192072, closed financial year 2025 with a result of € 313,860 after tax. For that financial year SPRL Ch. et F. COLLARD recorded a gross margin of € 572,884 and equity of € 913,234. Compared with financial year 2024, the result moved from € 308,309 to € 313,860. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 23, 2026.

What it is worth Healthy

€ 913,234

▼ 39% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 313,860

▲ 2% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 1 million

▲ 89% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 904,704 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Wage cost

€ 103,948

▼ 9% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 54,410

▲ 56% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 2 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 27,274

▲ 277% vs 2024

€ 12,364 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.

Owed to suppliers

€ 19,131

▲ € 18,786 vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 87,146

▲ 19% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 334,089 Gross margin 2022: € 334,089 First fiscal year in the series	€ 339,534 Gross margin 2023: € 339,534 ▲ 2% vs 2022 (€ 334,089) Favourable step	€ 396,241 Gross margin 2024: € 396,241 ▲ 17% vs 2023 (€ 339,534) Favourable step	€ 572,884 Gross margin 2025: € 572,884 ▲ 45% vs 2024 (€ 396,241) Favourable step	▲ 45%
Profit after taxes	€ 277,338 Profit after taxes 2022: € 277,338 First fiscal year in the series	€ 269,680 Profit after taxes 2023: € 269,680 ▼ 3% vs 2022 (€ 277,338) Unfavourable step	€ 308,309 Profit after taxes 2024: € 308,309 ▲ 14% vs 2023 (€ 269,680) Favourable step	€ 313,860 Profit after taxes 2025: € 313,860 ▲ 2% vs 2024 (€ 308,309) Favourable step	▲ 2%
Equity	€ 1,287,446 Equity 2022: € 1,287,446 First fiscal year in the series	€ 1,338,279 Equity 2023: € 1,338,279 ▲ 4% vs 2022 (€ 1,287,446) Favourable step	€ 1,504,078 Equity 2024: € 1,504,078 ▲ 12% vs 2023 (€ 1,338,279) Favourable step	€ 913,234 Equity 2025: € 913,234 ▼ 39% vs 2024 (€ 1,504,078) Unfavourable step	▼ 39%
Total debts	€ 153,854 Total debts 2022: € 153,854 First fiscal year in the series	€ 102,485 Total debts 2023: € 102,485 ▼ 33% vs 2022 (€ 153,854) Favourable step	€ 89,980 Total debts 2024: € 89,980 ▼ 12% vs 2023 (€ 102,485) Favourable step	€ 844,123 Total debts 2025: € 844,123 ▲ € 754,144 vs 2024 (€ 89,980) Unfavourable step	▲ € 754,144
Cash	€ 421,058 Cash 2022: € 421,058 First fiscal year in the series	€ 634,761 Cash 2023: € 634,761 ▲ 51% vs 2022 (€ 421,058) Favourable step	€ 555,783 Cash 2024: € 555,783 ▼ 12% vs 2023 (€ 634,761) Unfavourable step	€ 1,049,680 Cash 2025: € 1,049,680 ▲ 89% vs 2024 (€ 555,783) Favourable step	▲ 89%
Retained profit	€ 1,268,846 Retained profit 2022: € 1,268,846 First fiscal year in the series	€ 1,319,679 Retained profit 2023: € 1,319,679 ▲ 4% vs 2022 (€ 1,268,846) Favourable step	€ 1,485,478 Retained profit 2024: € 1,485,478 ▲ 13% vs 2023 (€ 1,319,679) Favourable step	€ 894,634 Retained profit 2025: € 894,634 ▼ 40% vs 2024 (€ 1,485,478) Unfavourable step	▼ 40%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 218,847 Dividend 2023: € 218,847 Unchanged (€ 0) Unchanged	€ 142,510 Dividend 2024: € 142,510 ▼ 35% vs 2023 (€ 218,847) Unchanged	€ 904,704 Dividend 2025: € 904,704 ▲ € 762,194 vs 2024 (€ 142,510) Unchanged	▲ € 762,194
Bank debt	€ 3,361 Bank debt 2022: € 3,361 First fiscal year in the series	€ 0 Bank debt 2023: € 0 ▼ 100% vs 2022 (€ 3,361) Favourable step	€ 7,228 Bank debt 2024: € 7,228 Unchanged (€ 0) Unfavourable step	€ 27,274 Bank debt 2025: € 27,274 ▲ 277% vs 2024 (€ 7,228) Unfavourable step	▲ 277%
Balance sheet total	€ 1,441,300 Balance sheet total 2022: € 1,441,300 First fiscal year in the series	€ 1,440,763 Balance sheet total 2023: € 1,440,763 Unchanged (€ 1,441,300) Unchanged	€ 1,594,057 Balance sheet total 2024: € 1,594,057 ▲ 11% vs 2023 (€ 1,440,763) Unchanged	€ 1,757,357 Balance sheet total 2025: € 1,757,357 ▲ 10% vs 2024 (€ 1,594,057) Unchanged	▲ 10%

Key figures of SPRL Ch. et F. COLLARD, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to SPRL Ch. et F. COLLARD?

What happened at SPRL Ch. et F. COLLARD in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 23, 2026 New annual accounts for financial year 2025: profit of € 313,860 (▲ 2% vs 2024). Source: NBB ↗
2017 Nicolas COLLARD became a director. NBB
Jan 2, 2006 New establishment in Houffalize. KBO
Dec 27, 2005 Start of the company according to the CBE. KBO
2005 CHRISTOPHE COLLARD became a director. NBB
2005 FRANCOISE SIMONIS became a director. NBB

In short

From € 277,338 profit in 2022 to € 313,860 profit in 2025.

Paid € 392,527 in corporate taxes since 2022.

Best year ever: 2025, with € 313,860 profit.

Paid out € 1.3 million in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

CHRISTOPHE COLLARD

Nicolas COLLARD

FRANCOISE SIMONIS

SPRL Ch. et F. COLLARD

SABLON FINANCE SPRL 50.7%

Behind SPRL Ch. et F. COLLARD are CHRISTOPHE COLLARD, Nicolas COLLARD and FRANCOISE SIMONIS. It owns 50.7% of SABLON FINANCE SPRL itself.

Directors

According to the 2025 annual accounts

CHRISTOPHE COLLARD

Director

Also active at: SABLON FINANCE

since 2005

Nicolas COLLARD

Director

since 2017

FRANCOISE SIMONIS

Director

Also active at: SABLON FINANCE

since 2005

Establishments

Establishment units

Physical locations of this company

Registered office

Rue de Liège 1

6660 Houffalize

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

HTTPS assurancescollard.be

Canonical: https://www.assurancescollard.be/fr-be

Technologies

ASP.NETD3.jsDrupalFont AwesomeMatomoOpenCartOptinMonsterPHPVimeoYoast SEOYouTube Embed

Website info

HTTPS Ja

Languages FR

Features

Webshop Blog Jobs Contact page

Details

Company number

0878.192.072

VAT number

BE 0878.192.072

Registered office

Rue de Liège 1, 6660 Houffalize

Names & denominations

SPRL Ch. et F. COLLARD

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

27 December 2005

Peppol

Active · Active since 6 Oct 2025

Contact

assurancescollard.be

Activities · NACE

Agenten en makelaars in bankdiensten

Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies

Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗

SPRL Ch. et F. COLLARD

Financials

What happened to SPRL Ch. et F. COLLARD?

Management

Directors

Establishments

Establishment units

Website

Technologies

Website info

Features

Details

Frequently asked questions