Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 58 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
A&M Pelt from Pelt, company number BE0877975110, closed financial year 2025 with a result of € 241,967 after tax. For that financial year A&M Pelt recorded revenue of € 19.9 million and equity of € 275,000. Compared with financial year 2024, the result moved from € -1,718 to € 241,967. Profitable, and profit is growing. The buffer shrank hard: equity is 82 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 2, 2026.
€ 275,000
▼ 82% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 241,967
▲ still € 1,718 loss in 2024
Profit after tax over the fiscal year.
€ 3,878
▼ 62% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 1.5 million paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
15
▲ 1.6 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 806,922
▲ 7% vs 2024
€ 53,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 4,302
▲ 18% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.4 million
▼ 69% vs 2024
Loans from banks and other lenders, long and short.
€ 292,118
▼ 3% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 6 days on average.
€ 350,436
▲ 286% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 13,358,710 | € 18,471,629 | € 19,157,990 | € 19,910,154 | ▲ 4% |
| Profit after taxes | € 374,094 | € 374,884 | € -1,718 | € 241,967 | ▲ € 243,685 |
| Equity | € 1,570,956 | € 1,570,956 | € 1,569,238 | € 275,000 | ▼ 82% |
| Total debts | € 3,445,021 | € 4,283,545 | € 5,401,987 | € 3,712,350 | ▼ 31% |
| Cash | € 70,020 | € 17,293 | € 10,112 | € 3,878 | ▼ 62% |
| Land & buildings | € 535 | € 378 | € 221 | € 64 | ▼ 71% |
| Retained profit | € 1,320,956 | € 1,320,956 | € 1,319,238 | € 25,000 | ▼ 98% |
| Dividend | € 374,094 | € 374,884 | € 0 | € 1,536,205 | |
| Bank debt | € 2,107,852 | € 3,004,438 | € 4,607,782 | € 1,435,793 | ▼ 69% |
| Balance sheet total | € 5,015,977 | € 5,854,501 | € 6,971,225 | € 3,987,350 | ▼ 43% |
| Employees (FTE) | 11.4 | 13.8 | 13.4 | 15 | ▲ 1.6 |
Key figures of A&M Pelt, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to A&M Pelt?
What happened at A&M Pelt in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Holding A&M Group BV stepped down as director. NBB
- Automotive & Mobility Invest NV stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 241,967. Source: NBB ↗
- Holding A&M Group BV became a director. NBB
- Automotive & Mobility Invest NV became a director. NBB
- New establishment in Pelt. KBO
- Start of the company according to the CBE. KBO
In short
From € 374,094 profit in 2022 to € 241,967 profit in 2025.
Paid € 404,070 in corporate taxes since 2022.
Best year ever: 2023, with € 374,884 profit.
Paid out € 2.3 million in dividends to the owners in total.
Management
The stake of Holding A&M Group comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
A&M PeltThe shares are held by Holding A&M Group (100%).
Directors
According to the 2025 annual accounts
Director · represented by Goedgezelschap Wim
Also active at: A&M Tongeren, A&M Schaffen, A&M Genk, A&M Tienen, CEULEMANS HERENT, A&M Bree, A&M Diest, CEULEMANS MOTORS +9 more
since 2021 · until 2027
Automotive & Mobility Invest NV
Director · represented by Guelinckx Peter
Also active at: A&M Tongeren, A&M Schaffen, A&M Genk, A&M BM Halen, A&M Tienen, CEULEMANS HERENT, A&M BM Antwerpen, A&M Bree +25 more
since 2021 · until 2027
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Europalaan 1
3900 Pelt
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0877.975.110
- VAT number
- BE 0877.975.110
- Registered office
- Europalaan 1, 3900 Pelt
- Names & denominations
- A&M Pelt
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 16 December 2005
- Peppol
- Active · Active since 18 Mar 2026
- Activities · NACE
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in motorvoertuigen
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
Detailhandel in motorbrandstoffen
Detailhandel in onderdelen en accessoires van motorvoertuigen
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Kleinhandel in onderdelen en accessoires van auto's
Onderhoud en reparatie van auto's
+1