Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 64 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
HANDELSKWEKERIJ DE WAELE HUBERT EN LODE from Lochristi, company number BE0877097853, closed financial year 2025 with a result of € 76,644 after tax. For that financial year HANDELSKWEKERIJ DE WAELE HUBERT EN LODE recorded a gross margin of € 1.8 million and equity of € 2.9 million. Compared with financial year 2024, the result moved from € 372,444 to € 76,644. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on January 30, 2026.
€ 2.9 million
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 76,644
▼ 79% vs 2024
Profit after tax over the fiscal year.
€ 615,536
▲ 208% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 2.7 million.
People and assets in 2025
24.8
▲ 0.9 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.1 million
▲ 3% vs 2024
€ 43,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 82,395
▼ 29% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 3.2 million
▲ 5% vs 2024
€ 424,572 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 649,241
▲ 56% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 151,945
▲ 2% vs 2024
Taxes, VAT and social contributions still to pay.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,668,063 | € 2,158,818 | € 2,157,166 | € 1,849,404 | ▼ 14% |
| Profit after taxes | € 352,291 | € 505,995 | € 372,444 | € 76,644 | ▼ 79% |
| Equity | € 1,817,699 | € 2,318,533 | € 2,815,897 | € 2,868,700 | ▲ 2% |
| Total debts | € 5,027,609 | € 4,906,509 | € 4,366,844 | € 4,479,684 | ▲ 3% |
| Cash | € 43,643 | € 376,273 | € 199,958 | € 615,536 | ▲ 208% |
| Land & buildings | € 4,241,781 | € 4,093,568 | € 3,740,170 | € 3,387,324 | ▼ 9% |
| Retained profit | € 1,695,802 | € 2,201,798 | € 2,574,242 | € 2,650,886 | ▲ 3% |
| Bank debt | € 3,939,482 | € 3,495,667 | € 3,091,444 | € 3,242,120 | ▲ 5% |
| Balance sheet total | € 6,847,163 | € 7,226,626 | € 7,190,900 | € 7,355,287 | ▲ 2% |
| Employees (FTE) | 22.6 | 15.5 | 23.9 | 24.8 | ▲ 0.9 |
Key figures of HANDELSKWEKERIJ DE WAELE HUBERT EN LODE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to HANDELSKWEKERIJ DE WAELE HUBERT EN LODE?
What happened at HANDELSKWEKERIJ DE WAELE HUBERT EN LODE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 76,644 (▼ 79% vs 2024). Source: NBB ↗
- New establishment in Lochristi. KBO
- Lode De Waele became a director. NBB
- New establishment in Lochristi. KBO
- Start of the company according to the CBE. KBO
In short
From € 352,291 profit in 2022 to € 76,644 profit in 2025.
Paid € 398,626 in corporate taxes since 2022.
Best year ever: 2023, with € 505,995 profit.
On average € 74,600 of value added per employee in 2025.
A new publication or filing at HANDELSKWEKERIJ DE WAELE HUBERT EN LODE? We notify you, reason included.
Follow HANDELSKWEKERIJ DE WAELE HUBERT EN LODEDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind HANDELSKWEKERIJ DE WAELE HUBERT EN LODE is Lode De Waele. Lode De Waele is also behind ANDRIES and WilwoodII.
Establishments
Establishment units
Physical locations of this company
Papdijk 24
9185 Lochristi
Ommegangstraat 24
9080 Lochristi
Active since 1 August 2017
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0877.097.853
- VAT number
- BE 0877.097.853
- Registered office
- Papdijk 24, 9185 Lochristi
- Names & denominations
- HANDELSKWEKERIJ DE WAELE HUBERT EN LODE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 October 2005
- Peppol
- Active · Active since 12 Mar 2025
- Activities · NACE
Teelt van bloemen
Bloementeelt
Detailhandel in bloemen, planten, zaden en kunstmeststoffen
Gespecialiseerde detailhandel in bloemen en planten, zaden en kunstmeststoffen