Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 2 % of short-term debt in 2026; threshold 65 %.
Financials
Financial year 2026
TERM CONSULT from Herk-de-Stad, company number BE0876674419, closed financial year 2026 with a result of € -24,176 after tax. For that financial year TERM CONSULT recorded a gross margin of € -3,157 and equity of € 412,530. Compared with financial year 2025, the result moved from € 330,823 to € -24,176. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 22, 2026.
€ 412,530
▼ 6% vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -24,176
▼ still € 330,823 profit in 2025
Profit after tax over the fiscal year.
€ 4,779
▲ 33% vs 2025
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 393,930.
Debts at end 2026
None
No bank loans on the last day of the fiscal year.
€ 979
▼ 90% vs 2025
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 21,634 | € 47,021 | € 474,999 | € -3,157 | ▼ € 478,156 |
| Profit after taxes | € -7,488 | € 8,002 | € 330,823 | € -24,176 | ▼ € 354,999 |
| Equity | € 112,462 | € 105,883 | € 436,706 | € 412,530 | ▼ 6% |
| Total debts | € 650,371 | € 646,980 | € 391,639 | € 263,924 | ▼ 33% |
| Cash | € 3,102 | € 6,909 | € 3,606 | € 4,779 | ▲ 33% |
| Land & buildings | € 738,399 | € 743,804 | - | € 206,509 | |
| Retained profit | € 93,862 | € 87,283 | € 418,106 | € 393,930 | ▼ 6% |
| Dividend | € 0 | € 14,580 | € 0 | € 0 | |
| Bank debt | € 322,810 | € 295,736 | € 0 | € 0 | |
| Balance sheet total | € 762,833 | € 752,863 | € 828,345 | € 676,454 | ▼ 18% |
Key figures of TERM CONSULT, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 30 January 2028.
What happened to TERM CONSULT?
What happened at TERM CONSULT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: loss of € 24,176 (▼ € 354,999 vs 2025). Source: NBB ↗
- PINO CommV became a director. NBB
- Jasper Philipsen became a director. NBB
- New establishment in Herk-de-Stad. KBO
- Start of the company according to the CBE. KBO
In short
From € 7,488 loss in 2023 to € 24,176 loss in 2026.
Paid € 129,960 in corporate taxes since 2023.
Best year ever: 2025, with € 330,823 profit.
Paid out € 14,580 in dividends to the owners in total.
Management
Behind TERM CONSULT are PINO CommV and Jasper Philipsen. PINO CommV is also behind WITON.
Directors
According to the 2026 annual accounts
since 2023
Jasper Philipsen
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Industrieweg 1120
3540 Herk-de-Stad
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0876.674.419
- VAT number
- BE 0876.674.419
- Registered office
- Industrieweg 1120, 3540 Herk-de-Stad
- Names & denominations
- TERM CONSULT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 October 2005
- Peppol
- Active · Active since 26 Jun 2025
- Activities · NACE
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