Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 14 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
F&C CONSTRUCT from Balen, company number BE0876341352, closed financial year 2025 with a result of € 21,478 after tax. For that financial year F&C CONSTRUCT recorded a gross margin of € 58,569 and equity of € -160,102. Compared with financial year 2024, the result moved from € 55,395 to € 21,478. The company is profitable. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 31, 2025.
€ -160,102
▲ € 21,478 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 21,478
▼ 61% vs 2024
Profit after tax over the fiscal year.
€ 118,712
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -222,102.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
Debts at end 2025
€ 436,675
▼ 12% vs 2024
€ 61,779 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 23,981
▼ 19% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 28,158
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 61,448 | € 102,608 | € 101,124 | € 58,569 | ▼ 42% |
| Profit after taxes | € -8,613 | € 52,385 | € 55,395 | € 21,478 | ▼ 61% |
| Equity | € -306,321 | € -253,936 | € -181,580 | € -160,102 | ▲ € 21,478 |
| Total debts | € 1,642,671 | € 1,359,594 | € 1,386,718 | € 1,368,695 | ▼ 1% |
| Cash | € 27,131 | € 14,500 | € 119,062 | € 118,712 | |
| Retained profit | € -368,321 | € -315,936 | € -243,580 | € -222,102 | ▲ € 21,478 |
| Bank debt | € 1,061,953 | € 546,396 | € 497,166 | € 436,675 | ▼ 12% |
| Balance sheet total | € 1,336,350 | € 1,105,658 | € 1,205,137 | € 1,208,593 |
Key figures of F&C CONSTRUCT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to F&C CONSTRUCT?
What happened at F&C CONSTRUCT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Anja Willems stepped down as director. NBB
- MCM Company BVBA stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 21,478 (▼ 61% vs 2024). Source: NBB ↗
- Anja Willems became a director. NBB
- MCM Company BVBA became a director. NBB
- New establishment in Balen. KBO
- Start of the company according to the CBE. KBO
In short
From € 8,613 loss in 2022 to € 21,478 profit in 2025.
Best year ever: 2024, with € 55,395 profit.
Management
The shares are held by MCM Company.
Directors
According to the 2025 annual accounts
since 2023 · until 2029
Director · represented by Bart BEERTEN
Also active at: MATHIEU WILLEMS - DIELS, MACEMA
since 2023 · until 2029
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Vaartstraat 150
2490 Balen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0876.341.352
- VAT number
- BE 0876.341.352
- Registered office
- Vaartstraat 150, 2490 Balen
- Names & denominations
- F&C CONSTRUCT
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 29 September 2005
- Peppol
- Active · Active since 27 Mar 2026