Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 26 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
TO-BE from Kontich, company number BE0875839823, closed financial year 2025 with a result of € 170,386 after tax. For that financial year TO-BE recorded revenue of € 6.8 million and equity of € 1.6 million. Compared with financial year 2024, the result moved from € 268,241 to € 170,386. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on March 31, 2026.
€ 1.6 million
▲ 12% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 170,386
▼ 36% vs 2024
Profit after tax over the fiscal year.
€ 215,599
▼ 38% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1.5 million.
People and assets in 2025
11.4
▼ 2.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 644,054
▼ 13% vs 2024
€ 56,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 159,751
▲ € 128,677 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.2 million
▼ 7% vs 2024
€ 220,491 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 529,370
▲ 18% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 125,218
▼ 25% vs 2024
Taxes, VAT and social contributions still to pay.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | - | - | - | € 6,835,912 | |
| Gross margin | € 1,117,674 | € 1,140,725 | € 1,249,263 | € 991,709 | ▼ 21% |
| Profit after taxes | € 257,714 | € 261,092 | € 268,241 | € 170,386 | ▼ 36% |
| Equity | € 1,052,347 | € 1,313,439 | € 1,407,596 | € 1,577,982 | ▲ 12% |
| Total debts | € 2,457,660 | € 2,129,515 | € 2,097,436 | € 1,888,475 | ▼ 10% |
| Cash | € 158,247 | € 225,756 | € 346,799 | € 215,599 | ▼ 38% |
| Retained profit | € 1,002,347 | € 1,263,439 | € 1,357,596 | € 1,527,982 | ▲ 13% |
| Dividend | € 0 | € 0 | € 174,084 | € 0 | ▼ 100% |
| Bank debt | € 1,692,525 | € 1,494,400 | € 1,289,086 | € 1,196,084 | ▼ 7% |
| Balance sheet total | € 3,510,007 | € 3,442,954 | € 3,505,033 | € 3,466,457 | ▼ 1% |
| Employees (FTE) | 12.8 | 12.3 | 13.9 | 11.4 | ▼ 2.5 |
Key figures of TO-BE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to TO-BE?
What happened at TO-BE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 170,386 (▼ 36% vs 2024). Source: NBB ↗
- Kristof Berx became a director. NBB
- Audrey Goeman became a director. NBB
- Start of the company according to the CBE. KBO
- New establishment in Kontich. KBO
In short
From € 257,714 profit in 2022 to € 170,386 profit in 2025.
Paid € 448,676 in corporate taxes since 2022.
Best year ever: 2024, with € 268,241 profit.
On average € 87,000 of value added per employee in 2025.
A new publication or filing at TO-BE? We notify you, reason included.
Follow TO-BEDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind TO-BE are Kristof Berx and Audrey Goeman. The shares are held by Kristof Berx (50%) and Audrey Goeman (50%). It owns 100% of V.A. Trading itself.
Directors
According to the 2025 annual accounts
since 2023
since 2023
Shareholders
Kristof Berx · director
50%
Audrey Goeman · director
50%
Participations
100%
Establishments
Establishment units
Physical locations of this company
Mechelsesteenweg 272
2550 Kontich
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0875.839.823
- VAT number
- BE 0875.839.823
- Registered office
- Mechelsesteenweg 272, 2550 Kontich
- Names & denominations
- TO-BE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 September 2005
- Peppol
- Active · Active since 22 Apr 2025
- Activities · NACE
Detailhandel in huisdieren, voer voor huisdieren en benodigdheden daarvoor
Gespecialiseerde detailhandel in huisdieren, voedsel voor huisdieren en benodigdheden daarvoor
Groothandel in akkerbouwproducten en veevoeders, algemeen assortiment
Groothandel in levend vee
Diensten in verband met de verzorging van huisdieren, muv veterinaire diensten
Groothandel in levende dieren
Groothandel in granen, zaden en diervoeders
Diensten in verband met de verzorging van huisdieren, m.u.v. veterinaire diensten