Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 23 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CONCRETO from Keerbergen, company number BE0874934852, closed financial year 2025 with a result of € 16,190 after tax. For that financial year CONCRETO recorded a gross margin of € 81,390 and equity of € 218,357. Compared with financial year 2024, the result moved from € 22,847 to € 16,190. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 28, 2025.
€ 218,357
▼ 6% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 16,190
▼ 29% vs 2024
Profit after tax over the fiscal year.
€ 2,959
▼ 68% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 30,900 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 33,992
▲ 3% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 9,336
▲ 131% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 209,352
▼ 8% vs 2024
€ 18,043 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 13,287
▼ 33% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 14,736
▲ 10% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 92,212 | € 94,095 | € 86,769 | € 81,390 | ▼ 6% |
| Profit after taxes | € 30,143 | € 33,673 | € 22,847 | € 16,190 | ▼ 29% |
| Equity | € 204,247 | € 237,920 | € 233,067 | € 218,357 | ▼ 6% |
| Total debts | € 301,950 | € 253,528 | € 309,422 | € 318,623 | ▲ 3% |
| Cash | € 84,085 | € 76,718 | € 9,347 | € 2,959 | ▼ 68% |
| Land & buildings | € 239,220 | € 232,614 | € 226,008 | € 219,402 | ▼ 3% |
| Retained profit | € 191,847 | € 225,520 | € 220,667 | € 205,957 | ▼ 7% |
| Dividend | € 0 | € 0 | € 27,700 | € 30,900 | ▲ 12% |
| Bank debt | € 226,929 | € 211,422 | € 226,474 | € 209,352 | ▼ 8% |
| Balance sheet total | € 506,197 | € 491,447 | € 542,489 | € 536,980 | ▼ 1% |
Key figures of CONCRETO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2026 has not been filed yet; it was expected before 31 October 2026.
What happened to CONCRETO?
What happened at CONCRETO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 16,190 (▼ 29% vs 2024). Source: NBB ↗
- New establishment in Tremelo. KBO
- New establishment in Keerbergen. KBO
- Start of the company according to the CBE. KBO
In short
From € 30,143 profit in 2022 to € 16,190 profit in 2025.
Paid € 48,350 in corporate taxes since 2022.
Best year ever: 2023, with € 33,673 profit.
Paid out € 58,600 in dividends to the owners in total.
Management
Behind CONCRETO is Anne Brouwers.
Directors
According to the 2025 annual accounts
Anne Brouwers
Director
Establishments
Establishment units
Physical locations of this company
Mastendreef 6
3140 Keerbergen
Grote Bollostraat 18
3120 Tremelo
Active since 1 February 2016
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0874.934.852
- VAT number
- BE 0874.934.852
- Registered office
- Mastendreef 6, 3140 Keerbergen
- Names & denominations
- CONCRETO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 July 2005
- Peppol
- Active · Active since 17 Oct 2025
- Activities · NACE
Detailhandel in onderkleding, lingerie en strand- en badkleding
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Overige adviesbureaus op het gebied van bedrijfsvoering en beheer
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering