What does PANA & CO do?

PANA & CO is a supermarket in Charleroi. Public Limited, started on 12 May 2005, 1 establishment.

What is the address of PANA & CO?

The registered office of PANA & CO is located at Chaussée de Courcelles 95, 6041 Charleroi.

Is PANA & CO still active?

Yes. According to the CBE (29 October 2026) PANA & CO is active, legal situation “Normale toestand”, started on 12 May 2005.

Is PANA & CO registered on Peppol?

Yes, PANA & CO is registered on the Peppol network with ID 0208:0873779364.

What is the enterprise number of PANA & CO?

The enterprise number of PANA & CO is BE0873779364.

When was PANA & CO founded?

PANA & CO was founded on 12 May 2005.

Who are the directors of PANA & CO?

According to the 2025 annual accounts, the directors of PANA & CO are: Justine Minique, Panagiotis Valassis, Valalim SA.

Is PANA & CO a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 12 May 2005; 5 annual accounts filed, latest fiscal year 2025; 3 directors known from the annual account.

How much profit did PANA & CO make in 2025?

PANA & CO recorded a loss after taxes of € 314,401 in financial year 2025.

What is the revenue of PANA & CO?

As a small company, PANA & CO is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 849,159.

How much does an employee at PANA & CO earn?

The average wage cost per full-time employee at PANA & CO was € 22,100 in 2023: staff costs of € 730,191 for 33.1 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does PANA & CO have?

According to the 2025 annual accounts, PANA & CO has 0 full-time equivalents (FTE).

PANA & CO (Public Limited) - Charleroi - BE0873779364

Dossier PANA & CO, printed on 29 October 2026 from databakkes.be/en/0873779364/pana-co. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Two loss years in a row NBB

Negative result in 2024 and 2025.
Tight liquidity NBB

Cash and receivables cover 64 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

PANA & CO from Charleroi, company number BE0873779364, closed financial year 2025 with a result of € -314,401 after tax. For that financial year PANA & CO recorded a gross margin of € 849,159 and equity of € 812,994. Compared with financial year 2024, the result moved from € -27,282 to € -314,401. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 10, 2026.

What it is worth Healthy

€ 812,994

▼ 28% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -314,401

▼ 1052 % more loss than in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 934,423

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 712,994.

People and assets in 2025

Full-time equivalents

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 898,493

▲ 12% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 395,803

▲ € 352,565 vs 2024

Of which on lease € 12,547.

Debts at end 2025

Bank debt ≈ 22 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 2.8 million

▲ € 2.6 million vs 2024

€ 130,638 is repaid this year. At this pace the long-term loan is gone in ≈ 22 years.

Owed to suppliers

€ 1.3 million

▲ 174% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 162,484

▲ 13% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 1,052,347 Gross margin 2022: € 1,052,347 First fiscal year in the series	€ 1,114,611 Gross margin 2023: € 1,114,611 ▲ 6% vs 2022 (€ 1,052,347) Favourable step	€ 916,153 Gross margin 2024: € 916,153 ▼ 18% vs 2023 (€ 1,114,611) Unfavourable step	€ 849,159 Gross margin 2025: € 849,159 ▼ 7% vs 2024 (€ 916,153) Unfavourable step	▼ 7%
Profit after taxes	€ 182,959 Profit after taxes 2022: € 182,959 First fiscal year in the series	€ 198,635 Profit after taxes 2023: € 198,635 ▲ 9% vs 2022 (€ 182,959) Favourable step	€ -27,282 Profit after taxes 2024: € -27,282 ▼ € 225,917 vs 2023 (€ 198,635) Unfavourable step	€ -314,401 Profit after taxes 2025: € -314,401 ▼ € 287,118 vs 2024 (€ -27,282) Unfavourable step	▼ € 287,118
Equity	€ 986,043 Equity 2022: € 986,043 First fiscal year in the series	€ 1,154,678 Equity 2023: € 1,154,678 ▲ 17% vs 2022 (€ 986,043) Favourable step	€ 1,127,395 Equity 2024: € 1,127,395 ▼ 2% vs 2023 (€ 1,154,678) Unfavourable step	€ 812,994 Equity 2025: € 812,994 ▼ 28% vs 2024 (€ 1,127,395) Unfavourable step	▼ 28%
Total debts	€ 922,681 Total debts 2022: € 922,681 First fiscal year in the series	€ 935,755 Total debts 2023: € 935,755 ▲ 1% vs 2022 (€ 922,681) Unfavourable step	€ 855,112 Total debts 2024: € 855,112 ▼ 9% vs 2023 (€ 935,755) Favourable step	€ 4,312,543 Total debts 2025: € 4,312,543 ▲ € 3.5 million vs 2024 (€ 855,112) Unfavourable step	▲ € 3.5 million
Cash	€ 872,745 Cash 2022: € 872,745 First fiscal year in the series	€ 1,070,998 Cash 2023: € 1,070,998 ▲ 23% vs 2022 (€ 872,745) Favourable step	€ 933,481 Cash 2024: € 933,481 ▼ 13% vs 2023 (€ 1,070,998) Unfavourable step	€ 934,423 Cash 2025: € 934,423 Unchanged (€ 933,481) Favourable step
Land & buildings	€ 71,906 Land & buildings 2022: € 71,906 First fiscal year in the series	€ 69,066 Land & buildings 2023: € 69,066 ▼ 4% vs 2022 (€ 71,906) Unchanged	€ 66,674 Land & buildings 2024: € 66,674 ▼ 3% vs 2023 (€ 69,066) Unchanged	€ 1,440,005 Land & buildings 2025: € 1,440,005 ▲ € 1.4 million vs 2024 (€ 66,674) Unchanged	▲ € 1.4 million
Retained profit	€ 886,043 Retained profit 2022: € 886,043 First fiscal year in the series	€ 1,054,678 Retained profit 2023: € 1,054,678 ▲ 19% vs 2022 (€ 886,043) Favourable step	€ 1,027,395 Retained profit 2024: € 1,027,395 ▼ 3% vs 2023 (€ 1,054,678) Unfavourable step	€ 712,994 Retained profit 2025: € 712,994 ▼ 31% vs 2024 (€ 1,027,395) Unfavourable step	▼ 31%
Dividend	€ 29,541 Dividend 2022: € 29,541 First fiscal year in the series	€ 30,000 Dividend 2023: € 30,000 ▲ 2% vs 2022 (€ 29,541) Unchanged	€ 0 Dividend 2024: € 0 ▼ 100% vs 2023 (€ 30,000) Unchanged	€ 0 Dividend 2025: € 0 Unchanged (€ 0) Unchanged
Bank debt	€ 299,015 Bank debt 2022: € 299,015 First fiscal year in the series	€ 237,336 Bank debt 2023: € 237,336 ▼ 21% vs 2022 (€ 299,015) Favourable step	€ 215,886 Bank debt 2024: € 215,886 ▼ 9% vs 2023 (€ 237,336) Favourable step	€ 2,811,283 Bank debt 2025: € 2,811,283 ▲ € 2.6 million vs 2024 (€ 215,886) Unfavourable step	▲ € 2.6 million
Balance sheet total	€ 1,908,724 Balance sheet total 2022: € 1,908,724 First fiscal year in the series	€ 2,090,432 Balance sheet total 2023: € 2,090,432 ▲ 10% vs 2022 (€ 1,908,724) Unchanged	€ 1,982,507 Balance sheet total 2024: € 1,982,507 ▼ 5% vs 2023 (€ 2,090,432) Unchanged	€ 5,125,537 Balance sheet total 2025: € 5,125,537 ▲ 159% vs 2024 (€ 1,982,507) Unchanged	▲ 159%
Employees (FTE)	23.7 Employees (FTE) 2022: 23.7 First fiscal year in the series	33.1 Employees (FTE) 2023: 33.1 ▲ 9.4 vs 2022 (23.7) Unchanged	0 Employees (FTE) 2024: 0 ▼ 33.1 vs 2023 (33.1) Unchanged	0 Employees (FTE) 2025: 0 Unchanged (0) Unchanged

Key figures of PANA & CO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to PANA & CO?

What happened at PANA & CO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

2029 Justine Minique stepped down as director. NBB
2029 Panagiotis Valassis stepped down as director. NBB
2029 Valalim SA stepped down as director. NBB
Jul 10, 2026 New annual accounts for financial year 2025: loss of € 314,401. Source: NBB ↗
2023 Justine Minique became a director. NBB
2023 Panagiotis Valassis became a director. NBB
2023 Valalim SA became a director. NBB
Aug 1, 2005 New establishment in Charleroi. KBO

In short

From € 182,959 profit in 2022 to € 314,401 loss in 2025.

Paid € 147,747 in corporate taxes since 2022.

Best year ever: 2023, with € 198,635 profit.

On average € 33,700 of value added per employee in 2023.

Original PDFs at the National Bank ↗

Management

VALALIM 100%

The stake of VALALIM comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

PANA & CO

The shares are held by VALALIM (100%).

Directors

According to the 2025 annual accounts

Justine Minique

Director

Also active at: SONALIM

since 2023 · until 2029

Panagiotis Valassis

Director

since 2023 · until 2029

Valalim SA

Director · represented by Kostantin Valassis

since 2023 · until 2029

Shareholders

VALALIM

100%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Chaussée de Courcelles 95

6041 Charleroi

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0873.779.364

VAT number

BE 0873.779.364

Registered office

Chaussée de Courcelles 95, 6041 Charleroi

Names & denominations

PANA & CO

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

12 May 2005

Peppol

Active · Active since 12 Dec 2025

Activities · NACE

Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen

Supermarkten (verkoopsoppervlakte tussen 400 m2 en minder dan 2.500 m2)

Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 400 m² en minder dan 2500 m²)

View on CBE Public ↗ Annual accounts (NBB) ↗

PANA & CO

Warning lights

Financials

What happened to PANA & CO?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Details

Frequently asked questions