What is the address of L & D FINANCE?

The registered office of L & D FINANCE is located at Kruisstraat (B) 31, 3980 Tessenderlo-Ham.

Is L & D FINANCE still active?

Yes. According to the CBE (17 September 2026) L & D FINANCE is active, legal situation “Normale toestand”, started on 29 April 2005.

Is L & D FINANCE registered on Peppol?

Yes, L & D FINANCE is registered on the Peppol network with ID 0208:0873554680.

What is the enterprise number of L & D FINANCE?

The enterprise number of L & D FINANCE is BE0873554680.

When was L & D FINANCE founded?

L & D FINANCE was founded on 29 April 2005.

Who are the directors of L & D FINANCE?

According to the 2025 annual accounts, the directors of L & D FINANCE are: Kris Lievens.

Is L & D FINANCE a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 29 April 2005; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did L & D FINANCE make in 2025?

L & D FINANCE posted a profit after taxes of € 16,245 in financial year 2025.

What is the revenue of L & D FINANCE?

As a small company, L & D FINANCE is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 49,323.

L & D FINANCE (Private Limited) - Tessenderlo-Ham

Dossier L & D FINANCE, printed on 17 September 2026 from databakkes.be/en/0873554680/l-d-finance. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

L & D FINANCE from Tessenderlo-Ham, company number BE0873554680, closed financial year 2025 with a result of € 16,245 after tax. For that financial year L & D FINANCE recorded a gross margin of € 49,323 and equity of € 587,513. Compared with financial year 2024, the result moved from € 400,717 to € 16,245. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 14, 2026.

What it is worth Growing

€ 587,513

▲ 3% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 16,245

▼ 96% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 165,207

▲ € 125,193 vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 548,913.

People and assets in 2025

Vehicles and equipment

€ 7,306

▼ 22% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 17 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 196,578

▼ 55% vs 2024

€ 11,689 is repaid this year. At this pace the long-term loan is gone in ≈ 17 years.

Owed to suppliers

€ 1,761

▼ 71% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 6,884

▲ 65% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 127,564 Gross margin 2022: € 127,564 First fiscal year in the series	€ 147,056 Gross margin 2023: € 147,056 ▲ 15% vs 2022 (€ 127,564) Favourable step	€ 635,517 Gross margin 2024: € 635,517 ▲ € 488,461 vs 2023 (€ 147,056) Favourable step	€ 49,323 Gross margin 2025: € 49,323 ▼ 92% vs 2024 (€ 635,517) Unfavourable step	▼ 92%
Profit after taxes	€ 48,554 Profit after taxes 2022: € 48,554 First fiscal year in the series	€ 59,349 Profit after taxes 2023: € 59,349 ▲ 22% vs 2022 (€ 48,554) Favourable step	€ 400,717 Profit after taxes 2024: € 400,717 ▲ € 341,369 vs 2023 (€ 59,349) Favourable step	€ 16,245 Profit after taxes 2025: € 16,245 ▼ 96% vs 2024 (€ 400,717) Unfavourable step	▼ 96%
Equity	€ 122,914 Equity 2022: € 122,914 First fiscal year in the series	€ 182,263 Equity 2023: € 182,263 ▲ 48% vs 2022 (€ 122,914) Favourable step	€ 571,267 Equity 2024: € 571,267 ▲ 213% vs 2023 (€ 182,263) Favourable step	€ 587,513 Equity 2025: € 587,513 ▲ 3% vs 2024 (€ 571,267) Favourable step	▲ 3%
Total debts	€ 376,788 Total debts 2022: € 376,788 First fiscal year in the series	€ 353,817 Total debts 2023: € 353,817 ▼ 6% vs 2022 (€ 376,788) Favourable step	€ 449,751 Total debts 2024: € 449,751 ▲ 27% vs 2023 (€ 353,817) Unfavourable step	€ 206,299 Total debts 2025: € 206,299 ▼ 54% vs 2024 (€ 449,751) Favourable step	▼ 54%
Cash	€ 20,007 Cash 2022: € 20,007 First fiscal year in the series	€ 70,027 Cash 2023: € 70,027 ▲ 250% vs 2022 (€ 20,007) Favourable step	€ 40,014 Cash 2024: € 40,014 ▼ 43% vs 2023 (€ 70,027) Unfavourable step	€ 165,207 Cash 2025: € 165,207 ▲ € 125,193 vs 2024 (€ 40,014) Favourable step	▲ € 125,193
Land & buildings	€ 402,933 Land & buildings 2022: € 402,933 First fiscal year in the series	€ 384,550 Land & buildings 2023: € 384,550 ▼ 5% vs 2022 (€ 402,933) Unchanged	€ 375,950 Land & buildings 2024: € 375,950 ▼ 2% vs 2023 (€ 384,550) Unchanged	€ 357,128 Land & buildings 2025: € 357,128 ▼ 5% vs 2024 (€ 375,950) Unchanged	▼ 5%
Retained profit	€ 84,314 Retained profit 2022: € 84,314 First fiscal year in the series	€ 143,663 Retained profit 2023: € 143,663 ▲ 70% vs 2022 (€ 84,314) Favourable step	€ 532,667 Retained profit 2024: € 532,667 ▲ 271% vs 2023 (€ 143,663) Favourable step	€ 548,913 Retained profit 2025: € 548,913 ▲ 3% vs 2024 (€ 532,667) Favourable step	▲ 3%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 0 Dividend 2023: € 0 Unchanged (€ 0) Unchanged	€ 11,713 Dividend 2024: € 11,713 Unchanged (€ 0) Unchanged	€ 0 Dividend 2025: € 0 ▼ 100% vs 2024 (€ 11,713) Unchanged	▼ 100%
Bank debt	€ 334,620 Bank debt 2022: € 334,620 First fiscal year in the series	€ 324,687 Bank debt 2023: € 324,687 ▼ 3% vs 2022 (€ 334,620) Favourable step	€ 438,330 Bank debt 2024: € 438,330 ▲ 35% vs 2023 (€ 324,687) Unfavourable step	€ 196,578 Bank debt 2025: € 196,578 ▼ 55% vs 2024 (€ 438,330) Favourable step	▼ 55%
Balance sheet total	€ 499,927 Balance sheet total 2022: € 499,927 First fiscal year in the series	€ 536,080 Balance sheet total 2023: € 536,080 ▲ 7% vs 2022 (€ 499,927) Unchanged	€ 1,021,019 Balance sheet total 2024: € 1,021,019 ▲ 90% vs 2023 (€ 536,080) Unchanged	€ 793,812 Balance sheet total 2025: € 793,812 ▼ 22% vs 2024 (€ 1,021,019) Unchanged	▼ 22%

Key figures of L & D FINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to L & D FINANCE?

What happened at L & D FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 14, 2026 New annual accounts for financial year 2025: profit of € 16,245 (▼ 96% vs 2024). filed late Source: NBB ↗
Nov 10, 2020 New establishment in Tessenderlo-Ham. KBO
Apr 29, 2005 Start of the company according to the CBE. KBO

In short

From € 48,554 profit in 2022 to € 16,245 profit in 2025.

Paid € 215,552 in corporate taxes since 2022.

Best year ever: 2024, with € 400,717 profit.

Paid out € 11,713 in dividends to the owners in total.

Original PDFs at the National Bank ↗

A new publication or filing at L & D FINANCE? We notify you, reason included.

Follow L & D FINANCE

Databakkes Pro

Know what changes at your customers, suppliers and competitors. Without reading an annual account.

Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.

Yes, I want that

See what a followed company gets: the De Lijn dossier

Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.

My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit

Real filings at the National Bank

Management

Kris Lievens

L & D FINANCE

Behind L & D FINANCE is Kris Lievens.

See the full network in the app

Directors

According to the 2025 annual accounts

Kris Lievens

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Kruisstraat (B) 31

3980 Tessenderlo-Ham

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0873.554.680
VAT number: BE 0873.554.680
Registered office: Kruisstraat (B) 31, 3980 Tessenderlo-Ham
Names & denominations: L & D FINANCE
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 29 April 2005
Peppol: Active · Active since 29 Sept 2025

View on CBE Public ↗ Annual accounts (NBB) ↗