Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 38 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
23 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
CFG GACHARD from Charleroi, company number BE0872709790, closed financial year 2025 with a result of € 53,625 after tax. For that financial year CFG GACHARD recorded a gross margin of € 162,018 and equity of € 566,124. Compared with financial year 2024, the result moved from € 65,736 to € 53,625. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 8, 2026.
€ 566,124
▲ 166% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 53,625
▼ 18% vs 2024
Profit after tax over the fiscal year.
€ 10,328
▲ € 8,266 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 248,124.
Debts at end 2025
€ 1.4 million
▼ 5% vs 2024
€ 114,822 is repaid this year. At this pace the long-term loan is gone in ≈ 12 years.
€ 9,391
▼ 15% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 24,292
▼ 45% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 148,954 | € 153,991 | € 165,972 | € 162,018 | ▼ 2% |
| Profit after taxes | € 37,186 | € 53,982 | € 65,736 | € 53,625 | ▼ 18% |
| Equity | € 92,780 | € 146,763 | € 212,499 | € 566,124 | ▲ 166% |
| Total debts | € 1,806,580 | € 1,701,905 | € 1,602,597 | € 1,493,368 | ▼ 7% |
| Cash | € 503 | € 293 | € 2,062 | € 10,328 | ▲ € 8,266 |
| Land & buildings | € 1,850,803 | € 1,798,139 | € 1,748,616 | € 1,987,093 | ▲ 14% |
| Retained profit | € 74,780 | € 128,763 | € 194,499 | € 248,124 | ▲ 28% |
| Bank debt | € 1,672,318 | € 1,581,546 | € 1,489,301 | € 1,415,121 | ▼ 5% |
| Balance sheet total | € 1,899,360 | € 1,848,668 | € 1,815,096 | € 2,059,492 | ▲ 13% |
Key figures of CFG GACHARD, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CFG GACHARD?
What happened at CFG GACHARD in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 53,625 (▼ 18% vs 2024). Source: NBB ↗
- Olivier BOSTEELS became a director. NBB
- Olivier LEFEBVRE became a director. NBB
- New establishment in Charleroi. KBO
- New establishment in Elsene. KBO
- Start of the company according to the CBE. KBO
In short
From € 37,186 profit in 2022 to € 53,625 profit in 2025.
Paid € 94,767 in corporate taxes since 2022.
Best year ever: 2024, with € 65,736 profit.
Management
Behind CFG GACHARD are Olivier BOSTEELS and Olivier LEFEBVRE. The same people are also behind Compagnie fiduciaire et de Gestion, MyFid and COMPAGNIE FIDUCIAIRE ET DE GESTION. Olivier BOSTEELS is also behind TRIANGLE (SHELTON).
Directors
According to the 2025 annual accounts
Olivier BOSTEELS
Director
Also active at: Compagnie fiduciaire et de Gestion, TRIANGLE (SHELTON), MyFid, COMPAGNIE FIDUCIAIRE ET DE GESTION
since 2020
Olivier LEFEBVRE
Director
Also active at: Compagnie fiduciaire et de Gestion, MyFid, COMPAGNIE FIDUCIAIRE ET DE GESTION
since 2020
Establishments
Establishment units
Physical locations of this company
Quai Arthur Rimbaud 6 box 2.01
6000 Charleroi
Gachardstraat 88
1050 Elsene
Active since 1 June 2005
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 23 companies are registered at this address.
All companies at this address →Carbon Group
€ 3.7 million revenue · 2025
Carbon Real Estate
€ 719,362 revenue · 2025
LA NOMADE
€ 71,534 gross margin · 2025
Compagnie fiduciaire et de Gestion same network
€ 254,757 gross margin · 2025
Starter Fund
€ -10,126 gross margin · 2025
+18 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0872.709.790
- VAT number
- BE 0872.709.790
- Registered office
- Quai Arthur Rimbaud 6 bus 2.01, 6000 Charleroi
- Names & denominations
- CFG GACHARD
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 24 March 2005
- Peppol
- Active · Active since 10 Feb 2026
- Activities · NACE
Activiteiten van (gecertificeerde) (fiscaal) accountants
Belastingconsulenten
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