What does If and Co do?

If and Co is a shop in Walcourt. Private Limited, started on 31 January 2005, 1 establishment.

What is the address of If and Co?

The registered office of If and Co is located at Rue sous le Château(Wal) 7, 5650 Walcourt.

Is If and Co still active?

Yes. According to the CBE (31 October 2026) If and Co is active, legal situation “Normale toestand”, started on 31 January 2005.

Is If and Co registered on Peppol?

Yes, If and Co is registered on the Peppol network with ID 0208:0871551928.

What is the enterprise number of If and Co?

The enterprise number of If and Co is BE0871551928.

When was If and Co founded?

If and Co was founded on 31 January 2005.

Who are the directors of If and Co?

According to the 2025 annual accounts, the directors of If and Co are: Vincent FRANCOIS.

Is If and Co a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 31 January 2005; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did If and Co make in 2025?

If and Co posted a profit after taxes of € 9,376 in financial year 2025.

What is the revenue of If and Co?

As a small company, If and Co is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 14,902.

If and Co (Private Limited) - Walcourt - BE0871551928

Dossier If and Co, printed on 1 November 2026 from databakkes.be/en/0871551928/if-and-co. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Negative equity NBB

More debt than assets in 1 of the last 4 fiscal years.
Tight liquidity NBB

Cash and receivables cover 62 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

If and Co from Walcourt, company number BE0871551928, closed financial year 2025 with a result of € 9,376 after tax. For that financial year If and Co recorded a gross margin of € 14,902 and equity of € -2,703. Compared with financial year 2024, the result moved from € -21,809 to € 9,376. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 2, 2026.

What it is worth Caution

€ -2,703

▼ € 6,824 vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 9,376

▲ still € 21,809 loss in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 3,567

▲ 45% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 16,200 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Full-time equivalents estimate The annual accounts report no full-time equivalents. A micro company with one active director is usually run by that person; this is an assumption, not a figure from the source.

≈ 1

No payroll staff. One director, so that person most likely runs the business.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 9,271

▼ 24% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 1,890

▼ 52% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 7,786 Gross margin 2022: € 7,786 First fiscal year in the series	€ 4,969 Gross margin 2023: € 4,969 ▼ 36% vs 2022 (€ 7,786) Unfavourable step	€ -19,690 Gross margin 2024: € -19,690 ▼ € 24,659 vs 2023 (€ 4,969) Unfavourable step	€ 14,902 Gross margin 2025: € 14,902 ▲ € 34,592 vs 2024 (€ -19,690) Favourable step	▲ € 34,592
Profit after taxes	€ 4,159 Profit after taxes 2022: € 4,159 First fiscal year in the series	€ -2,195 Profit after taxes 2023: € -2,195 ▼ € 6,354 vs 2022 (€ 4,159) Unfavourable step	€ -21,809 Profit after taxes 2024: € -21,809 ▼ € 19,614 vs 2023 (€ -2,195) Unfavourable step	€ 9,376 Profit after taxes 2025: € 9,376 ▲ € 31,185 vs 2024 (€ -21,809) Favourable step	▲ € 31,185
Equity	€ 28,126 Equity 2022: € 28,126 First fiscal year in the series	€ 25,931 Equity 2023: € 25,931 ▼ 8% vs 2022 (€ 28,126) Unfavourable step	€ 4,121 Equity 2024: € 4,121 ▼ 84% vs 2023 (€ 25,931) Unfavourable step	€ -2,703 Equity 2025: € -2,703 ▼ € 6,824 vs 2024 (€ 4,121) Unfavourable step	▼ € 6,824
Total debts	€ 19,362 Total debts 2022: € 19,362 First fiscal year in the series	€ 15,148 Total debts 2023: € 15,148 ▼ 22% vs 2022 (€ 19,362) Favourable step	€ 30,197 Total debts 2024: € 30,197 ▲ 99% vs 2023 (€ 15,148) Unfavourable step	€ 39,653 Total debts 2025: € 39,653 ▲ 31% vs 2024 (€ 30,197) Unfavourable step	▲ 31%
Cash	€ 6,361 Cash 2022: € 6,361 First fiscal year in the series	-	€ 2,454 Cash 2024: € 2,454 First fiscal year in the series	€ 3,567 Cash 2025: € 3,567 ▲ 45% vs 2024 (€ 2,454) Favourable step	▲ 45%
Retained profit	€ 11,926 Retained profit 2022: € 11,926 First fiscal year in the series	€ 9,731 Retained profit 2023: € 9,731 ▼ 18% vs 2022 (€ 11,926) Unfavourable step	€ -12,079 Retained profit 2024: € -12,079 ▼ € 21,809 vs 2023 (€ 9,731) Unfavourable step	€ -18,903 Retained profit 2025: € -18,903 ▼ € 6,824 vs 2024 (€ -12,079) Unfavourable step	▼ € 6,824
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 0 Dividend 2023: € 0 Unchanged (€ 0) Unchanged	€ 0 Dividend 2024: € 0 Unchanged (€ 0) Unchanged	€ 16,200 Dividend 2025: € 16,200 Unchanged (€ 0) Unchanged
Bank debt	€ 0 Bank debt 2022: € 0 First fiscal year in the series	€ 2,530 Bank debt 2023: € 2,530 Unchanged (€ 0) Unfavourable step	€ 2,623 Bank debt 2024: € 2,623 ▲ 4% vs 2023 (€ 2,530) Unfavourable step	€ 0 Bank debt 2025: € 0 ▼ 100% vs 2024 (€ 2,623) Favourable step	▼ 100%
Balance sheet total	€ 47,488 Balance sheet total 2022: € 47,488 First fiscal year in the series	€ 41,079 Balance sheet total 2023: € 41,079 ▼ 13% vs 2022 (€ 47,488) Unchanged	€ 34,319 Balance sheet total 2024: € 34,319 ▼ 16% vs 2023 (€ 41,079) Unchanged	€ 36,950 Balance sheet total 2025: € 36,950 ▲ 8% vs 2024 (€ 34,319) Unchanged	▲ 8%

Key figures of If and Co, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to If and Co?

What happened at If and Co in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jun 2, 2026 New annual accounts for financial year 2025: profit of € 9,376. Source: NBB ↗
Jan 31, 2005 Start of the company according to the CBE. KBO
Jan 27, 2005 New establishment in Mettet. KBO
2005 Vincent FRANCOIS became a director. NBB

In short

From € 4,159 profit in 2022 to € 9,376 profit in 2025.

Paid € 7,489 in corporate taxes since 2022.

Best year ever: 2025, with € 9,376 profit.

Paid out € 16,200 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

Vincent FRANCOIS

If and Co

Behind If and Co is Vincent FRANCOIS.

Directors

According to the 2025 annual accounts

Vincent FRANCOIS

Director

since 2005

Establishments

Establishment units

Physical locations of this company

Registered office

Rue sous le Château(Wal) 7

5650 Walcourt

2.145.450.354

Rue Albert Ier 66

5640 Mettet

Active since 27 January 2005

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

DELFRANC

€ 34,060 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0871.551.928

VAT number

BE 0871.551.928

Registered office

Rue sous le Château(Wal) 7, 5650 Walcourt

Names & denominations

If and Co

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

31 January 2005

Peppol

Active · Active since 1 Jan 2001

Activities · NACE

Detailhandel in ICT-apparatuur

Onderhoud en reparatie van computers en van boekhoud- en overige kantoormachines

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Reparatie en onderhoud van computers en communicatieapparatuur

Groothandel in informatie- en communicatieapparatuur

Gespecialiseerde detailhandel in kantoormachines en -meubelen, computers en standaardprogrammatuur en telecommunicatieapparatuur

Groothandel in computers, randapparatuur en software

Reparatie van computers en randapparatuur

View on CBE Public ↗ Annual accounts (NBB) ↗

If and Co

Warning lights

Financials

What happened to If and Co?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions