What does ASSURANCES LADURON ET MORSA do?

ASSURANCES LADURON ET MORSA is an insurance broker in Ciney. Private Limited, started on 21 January 2005, 1 establishment.

What is the address of ASSURANCES LADURON ET MORSA?

The registered office of ASSURANCES LADURON ET MORSA is located at Avenue Schlogel 108, 5590 Ciney.

Is ASSURANCES LADURON ET MORSA still active?

Yes. According to the CBE (16 September 2026) ASSURANCES LADURON ET MORSA is active, legal situation “Normale toestand”, started on 21 January 2005.

Is ASSURANCES LADURON ET MORSA registered on Peppol?

Yes, ASSURANCES LADURON ET MORSA is registered on the Peppol network with ID 0208:0871369014.

What is the enterprise number of ASSURANCES LADURON ET MORSA?

The enterprise number of ASSURANCES LADURON ET MORSA is BE0871369014.

When was ASSURANCES LADURON ET MORSA founded?

ASSURANCES LADURON ET MORSA was founded on 21 January 2005.

Who are the directors of ASSURANCES LADURON ET MORSA?

According to the 2025 annual accounts, the directors of ASSURANCES LADURON ET MORSA are: Roland Laduron Management.

Is ASSURANCES LADURON ET MORSA a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 21 January 2005; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did ASSURANCES LADURON ET MORSA make in 2025?

ASSURANCES LADURON ET MORSA posted a profit after taxes of € 154,978 in financial year 2025.

What is the revenue of ASSURANCES LADURON ET MORSA?

As a small company, ASSURANCES LADURON ET MORSA is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 363,039.

ASSURANCES LADURON ET MORSA (Private Limited) - Ciney

Dossier ASSURANCES LADURON ET MORSA, printed on 16 September 2026 from databakkes.be/en/0871369014/assurances-laduron-et-morsa. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 63 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

ASSURANCES LADURON ET MORSA from Ciney, company number BE0871369014, closed financial year 2025 with a result of € 154,978 after tax. For that financial year ASSURANCES LADURON ET MORSA recorded a gross margin of € 363,039 and equity of € 128,792. Compared with financial year 2024, the result moved from € 137,757 to € 154,978. Profitable, and profit is growing. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 10, 2026.

What it is worth Healthy

€ 128,792

▼ 27% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 154,978

▲ 13% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 99,751

▼ 12% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 200,000 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Wage cost

€ 134,970

▲ 27% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 9,382

▲ 14% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 2,482

▼ 57% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 39,703

▼ 20% vs 2024

Taxes, VAT and social contributions still to pay.

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Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 291,542 Gross margin 2022: € 291,542 First fiscal year in the series	€ 315,224 Gross margin 2023: € 315,224 ▲ 8% vs 2022 (€ 291,542) Favourable step	€ 342,905 Gross margin 2024: € 342,905 ▲ 9% vs 2023 (€ 315,224) Favourable step	€ 363,039 Gross margin 2025: € 363,039 ▲ 6% vs 2024 (€ 342,905) Favourable step	▲ 6%
Profit after taxes	€ 125,354 Profit after taxes 2022: € 125,354 First fiscal year in the series	€ 127,502 Profit after taxes 2023: € 127,502 ▲ 2% vs 2022 (€ 125,354) Favourable step	€ 137,757 Profit after taxes 2024: € 137,757 ▲ 8% vs 2023 (€ 127,502) Favourable step	€ 154,978 Profit after taxes 2025: € 154,978 ▲ 13% vs 2024 (€ 137,757) Favourable step	▲ 13%
Equity	€ 235,655 Equity 2022: € 235,655 First fiscal year in the series	€ 363,156 Equity 2023: € 363,156 ▲ 54% vs 2022 (€ 235,655) Favourable step	€ 177,314 Equity 2024: € 177,314 ▼ 51% vs 2023 (€ 363,156) Unfavourable step	€ 128,792 Equity 2025: € 128,792 ▼ 27% vs 2024 (€ 177,314) Unfavourable step	▼ 27%
Total debts	€ 399,512 Total debts 2022: € 399,512 First fiscal year in the series	€ 109,986 Total debts 2023: € 109,986 ▼ 72% vs 2022 (€ 399,512) Favourable step	€ 297,634 Total debts 2024: € 297,634 ▲ 171% vs 2023 (€ 109,986) Unfavourable step	€ 319,132 Total debts 2025: € 319,132 ▲ 7% vs 2024 (€ 297,634) Unfavourable step	▲ 7%
Cash	€ 116,487 Cash 2022: € 116,487 First fiscal year in the series	€ 47,471 Cash 2023: € 47,471 ▼ 59% vs 2022 (€ 116,487) Unfavourable step	€ 113,496 Cash 2024: € 113,496 ▲ 139% vs 2023 (€ 47,471) Favourable step	€ 99,751 Cash 2025: € 99,751 ▼ 12% vs 2024 (€ 113,496) Unfavourable step	▼ 12%
Retained profit	€ 233,795 Retained profit 2022: € 233,795 First fiscal year in the series	€ 361,296 Retained profit 2023: € 361,296 ▲ 55% vs 2022 (€ 233,795) Favourable step	€ 175,454 Retained profit 2024: € 175,454 ▼ 51% vs 2023 (€ 361,296) Unfavourable step	€ 126,932 Retained profit 2025: € 126,932 ▼ 28% vs 2024 (€ 175,454) Unfavourable step	▼ 28%
Dividend	€ 248,600 Dividend 2022: € 248,600 First fiscal year in the series	€ 0 Dividend 2023: € 0 ▼ 100% vs 2022 (€ 248,600) Unchanged	€ 320,000 Dividend 2024: € 320,000 Unchanged (€ 0) Unchanged	€ 200,000 Dividend 2025: € 200,000 ▼ 37% vs 2024 (€ 320,000) Unchanged	▼ 37%
Balance sheet total	€ 635,167 Balance sheet total 2022: € 635,167 First fiscal year in the series	€ 473,143 Balance sheet total 2023: € 473,143 ▼ 26% vs 2022 (€ 635,167) Unchanged	€ 474,948 Balance sheet total 2024: € 474,948 Unchanged (€ 473,143) Unchanged	€ 447,924 Balance sheet total 2025: € 447,924 ▼ 6% vs 2024 (€ 474,948) Unchanged	▼ 6%

Key figures of ASSURANCES LADURON ET MORSA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to ASSURANCES LADURON ET MORSA?

What happened at ASSURANCES LADURON ET MORSA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jun 10, 2026 New annual accounts for financial year 2025: profit of € 154,978 (▲ 13% vs 2024). Source: NBB ↗
Jan 21, 2005 New establishment in Ciney. KBO
Jan 21, 2005 Start of the company according to the CBE. KBO

In short

From € 125,354 profit in 2022 to € 154,978 profit in 2025.

Paid € 209,286 in corporate taxes since 2022.

Best year ever: 2025, with € 154,978 profit.

Paid out € 768,600 in dividends to the owners in total.

Original PDFs at the National Bank ↗

A new publication or filing at ASSURANCES LADURON ET MORSA? We notify you, reason included.

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De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

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