Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 21 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BYC from Sint-Jans-Molenbeek, company number BE0870596477, closed financial year 2025 with a result of € -87,835 after tax. For that financial year BYC recorded a gross margin of € 98,390 and equity of € 366,356. Compared with financial year 2024, the result moved from € 3,334 to € -87,835. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 6, 2026.
€ 366,356
▼ 19% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -87,835
▼ still € 3,334 profit in 2024
Profit after tax over the fiscal year.
€ 13,966
▲ 12% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 347,756.
People and assets in 2025
€ 55,661
▼ 20% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.7 million
▲ 102% vs 2024
€ 86,453 is repaid this year. At this pace the long-term loan is gone in ≈ 19 years.
€ 1,187
▼ 93% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 18,396
▼ 31% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 182,481 | € 172,918 | € 127,542 | € 98,390 | ▼ 23% |
| Profit after taxes | € 56,624 | € 50,959 | € 3,334 | € -87,835 | ▼ € 91,169 |
| Equity | € 438,898 | € 489,857 | € 454,191 | € 366,356 | ▼ 19% |
| Total debts | € 1,019,116 | € 976,969 | € 970,568 | € 1,949,709 | ▲ 101% |
| Cash | € 2,034 | € 125 | € 12,469 | € 13,966 | ▲ 12% |
| Land & buildings | € 1,258,885 | € 1,241,464 | € 1,222,383 | € 1,747,463 | ▲ 43% |
| Retained profit | € 420,298 | € 471,257 | € 435,591 | € 347,756 | ▼ 20% |
| Dividend | € 22,000 | € 0 | € 39,000 | € 0 | ▼ 100% |
| Bank debt | € 946,590 | € 864,061 | € 828,875 | € 1,678,209 | ▲ 102% |
| Balance sheet total | € 1,472,379 | € 1,480,607 | € 1,437,956 | € 2,328,678 | ▲ 62% |
Key figures of BYC, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BYC?
What happened at BYC in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 87,835 (▼ € 91,169 vs 2024). Source: NBB ↗
- CHARLOTTE FENAUX became a director. NBB
- New establishment in Hasselt. KBO
- Start of the company according to the CBE. KBO
- YVES BIESMANS became a director. NBB
In short
From € 56,624 profit in 2022 to € 87,835 loss in 2025.
Paid € 59,062 in corporate taxes since 2022.
Best year ever: 2022, with € 56,624 profit.
Paid out € 61,000 in dividends to the owners in total.
Management
Behind BYC are CHARLOTTE FENAUX and YVES BIESMANS. YVES BIESMANS is also behind TECTUM DSB, Tectum Dekkers, Biesmans Group, TECTUM CONSTRUCTORS and DAVIS.
Directors
According to the 2025 annual accounts
CHARLOTTE FENAUX
Administrator-manager
since 2007
YVES BIESMANS
Administrator-manager
Also active at: TECTUM DSB, Tectum Dekkers, Biesmans Group, TECTUM CONSTRUCTORS, DAVIS, CONSTRUCT PROTECT ENGINEERING, FALCON AUTOMATION, MAWIPEX +8 more
since 2004
Establishments
Establishment units
Physical locations of this company
Onafhankelijkheidstraat 51
1080 Sint-Jans-Molenbeek
Kiezelstraat 96
3500 Hasselt
Active since 1 January 2005
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0870.596.477
- VAT number
- BE 0870.596.477
- Registered office
- Onafhankelijkheidstraat 51, 1080 Sint-Jans-Molenbeek
- Names & denominations
- BYC
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 December 2004
- Peppol
- Active · Active since 11 Jan 2026
- Activities · NACE
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