What does HP CONSEIL do?

HP CONSEIL is an insurance broker in Wavre. Private Limited, started on 15 November 2004, 1 establishment.

What is the address of HP CONSEIL?

The registered office of HP CONSEIL is located at Chaussée de Louvain 9, 1300 Wavre.

Is HP CONSEIL still active?

Yes. According to the CBE (2 November 2026) HP CONSEIL is active, legal situation “Normale toestand”, started on 15 November 2004.

Is HP CONSEIL registered on Peppol?

No, HP CONSEIL is currently not registered on the Peppol network.

What is the enterprise number of HP CONSEIL?

The enterprise number of HP CONSEIL is BE0869972511.

When was HP CONSEIL founded?

HP CONSEIL was founded on 15 November 2004.

Who are the directors of HP CONSEIL?

According to the 2025 annual accounts, the directors of HP CONSEIL are: PASCAL DEMAIFFE, HARRY LECOMTE.

Is HP CONSEIL a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 15 November 2004; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account; 1 events from the Belgian Official Gazette processed.

How much profit did HP CONSEIL make in 2025?

HP CONSEIL posted a profit after taxes of € 6,571 in financial year 2025.

What is the revenue of HP CONSEIL?

As a small company, HP CONSEIL is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 194,700.

How much does an employee at HP CONSEIL earn?

The average wage cost per full-time employee at HP CONSEIL was € 50,300 in 2024: staff costs of € 75,511 for 1.5 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

HP CONSEIL (Private Limited) - Wavre - BE0869972511

Dossier HP CONSEIL, printed on 3 November 2026 from databakkes.be/en/0869972511/hp-conseil. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Not on Peppol Peppol

Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

HP CONSEIL from Wavre, company number BE0869972511, closed financial year 2025 with a result of € 6,571 after tax. For that financial year HP CONSEIL recorded a gross margin of € 194,700 and equity of € 379,419. Compared with financial year 2024, the result moved from € 15,702 to € 6,571. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 13, 2026.

What it is worth Growing

€ 379,419

▲ 2% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 6,571

▼ 58% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 53,623

▲ 166% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 373,169.

People and assets in 2025

Wage cost

€ 91,574

▲ 21% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 15,051

▼ 30% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 10 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 346,929

▼ 12% vs 2024

€ 33,382 is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.

Owed to suppliers

€ 36,809

▲ 1% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 29,258

▼ 7% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 271,130 Gross margin 2022: € 271,130 First fiscal year in the series	€ 194,064 Gross margin 2023: € 194,064 ▼ 28% vs 2022 (€ 271,130) Unfavourable step	€ 184,229 Gross margin 2024: € 184,229 ▼ 5% vs 2023 (€ 194,064) Unfavourable step	€ 194,700 Gross margin 2025: € 194,700 ▲ 6% vs 2024 (€ 184,229) Favourable step	▲ 6%
Profit after taxes	€ 87,435 Profit after taxes 2022: € 87,435 First fiscal year in the series	€ 19,254 Profit after taxes 2023: € 19,254 ▼ 78% vs 2022 (€ 87,435) Unfavourable step	€ 15,702 Profit after taxes 2024: € 15,702 ▼ 18% vs 2023 (€ 19,254) Unfavourable step	€ 6,571 Profit after taxes 2025: € 6,571 ▼ 58% vs 2024 (€ 15,702) Unfavourable step	▼ 58%
Equity	€ 337,724 Equity 2022: € 337,724 First fiscal year in the series	€ 356,978 Equity 2023: € 356,978 ▲ 6% vs 2022 (€ 337,724) Favourable step	€ 372,680 Equity 2024: € 372,680 ▲ 4% vs 2023 (€ 356,978) Favourable step	€ 379,419 Equity 2025: € 379,419 ▲ 2% vs 2024 (€ 372,680) Favourable step	▲ 2%
Total debts	€ 761,761 Total debts 2022: € 761,761 First fiscal year in the series	€ 553,636 Total debts 2023: € 553,636 ▼ 27% vs 2022 (€ 761,761) Favourable step	€ 477,879 Total debts 2024: € 477,879 ▼ 14% vs 2023 (€ 553,636) Favourable step	€ 440,805 Total debts 2025: € 440,805 ▼ 8% vs 2024 (€ 477,879) Favourable step	▼ 8%
Cash	€ 174,495 Cash 2022: € 174,495 First fiscal year in the series	€ 58,318 Cash 2023: € 58,318 ▼ 67% vs 2022 (€ 174,495) Unfavourable step	€ 20,193 Cash 2024: € 20,193 ▼ 65% vs 2023 (€ 58,318) Unfavourable step	€ 53,623 Cash 2025: € 53,623 ▲ 166% vs 2024 (€ 20,193) Favourable step	▲ 166%
Land & buildings	€ 618,358 Land & buildings 2022: € 618,358 First fiscal year in the series	€ 594,174 Land & buildings 2023: € 594,174 ▼ 4% vs 2022 (€ 618,358) Unchanged	€ 566,081 Land & buildings 2024: € 566,081 ▼ 5% vs 2023 (€ 594,174) Unchanged	€ 538,812 Land & buildings 2025: € 538,812 ▼ 5% vs 2024 (€ 566,081) Unchanged	▼ 5%
Retained profit	€ 331,474 Retained profit 2022: € 331,474 First fiscal year in the series	€ 350,728 Retained profit 2023: € 350,728 ▲ 6% vs 2022 (€ 331,474) Favourable step	€ 366,430 Retained profit 2024: € 366,430 ▲ 4% vs 2023 (€ 350,728) Favourable step	€ 373,169 Retained profit 2025: € 373,169 ▲ 2% vs 2024 (€ 366,430) Favourable step	▲ 2%
Bank debt	€ 571,099 Bank debt 2022: € 571,099 First fiscal year in the series	€ 474,879 Bank debt 2023: € 474,879 ▼ 17% vs 2022 (€ 571,099) Favourable step	€ 393,233 Bank debt 2024: € 393,233 ▼ 17% vs 2023 (€ 474,879) Favourable step	€ 346,929 Bank debt 2025: € 346,929 ▼ 12% vs 2024 (€ 393,233) Favourable step	▼ 12%
Balance sheet total	€ 1,099,485 Balance sheet total 2022: € 1,099,485 First fiscal year in the series	€ 910,614 Balance sheet total 2023: € 910,614 ▼ 17% vs 2022 (€ 1,099,485) Unchanged	€ 850,559 Balance sheet total 2024: € 850,559 ▼ 7% vs 2023 (€ 910,614) Unchanged	€ 820,224 Balance sheet total 2025: € 820,224 ▼ 4% vs 2024 (€ 850,559) Unchanged	▼ 4%
Employees (FTE)	1.5 Employees (FTE) 2022: 1.5 First fiscal year in the series	0.9 Employees (FTE) 2023: 0.9 ▼ 0.6 vs 2022 (1.5) Unchanged	1.5 Employees (FTE) 2024: 1.5 ▲ 0.6 vs 2023 (0.9) Unchanged	-

Key figures of HP CONSEIL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to HP CONSEIL?

What happened at HP CONSEIL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Oct 13, 2026 New annual accounts for financial year 2025: profit of € 6,571 (▼ 58% vs 2024). filed late Source: NBB ↗
Jul 1, 2005 New establishment in Wavre. KBO
Nov 25, 2004 Incorporation, published in the Gazette. Source: Staatsblad ↗

In short

From € 87,435 profit in 2022 to € 6,571 profit in 2025.

Paid € 97,973 in corporate taxes since 2022.

Best year ever: 2022, with € 87,435 profit.

On average € 122,800 of value added per employee in 2024.

Original PDFs at the National Bank ↗

Management

PASCAL DEMAIFFE HARRY LECOMTE

HP NIVELLES

HP CONSEIL

Behind HP CONSEIL are PASCAL DEMAIFFE and HARRY LECOMTE. The same people are also behind HP NIVELLES.

Directors

According to the 2025 annual accounts

PASCAL DEMAIFFE

Director

Also active at: HP NIVELLES

HARRY LECOMTE

Director

Also active at: HP NIVELLES

Establishments

Establishment units

Physical locations of this company

Registered office

Chaussée de Louvain 9

1300 Wavre

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

Conseils, Concept, Création, Communication et Développement

€ 82 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Shareholders according to the Official Gazette deeds

Who contributed at incorporation and at capital increases, with the deed as source. Later share transfers are not published in the Gazette.

Incorporation

25 November 2004 Source: Deed ↗

François Jean-Marie BERNARD(oprichter) 50%
Jérôme MUSIN(oprichter) 50%

Details

Company number

0869.972.511

VAT number

BE 0869.972.511

Registered office

Chaussée de Louvain 9, 1300 Wavre

Names & denominations

HP CONSEIL

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

15 November 2004

Peppol

Not registered

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

View on CBE Public ↗ Annual accounts (NBB) ↗

HP CONSEIL

Warning lights

Financials

What happened to HP CONSEIL?

Management

Directors

Establishments

Establishment units

Who else lives here?

Shareholders according to the Official Gazette deeds

Details

Frequently asked questions