Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2024
HP CONSEIL from Wavre, company number BE0869972511, closed financial year 2024 with a result of € 15,702 after tax. For that financial year HP CONSEIL recorded a gross margin of € 184,229 and equity of € 372,680. Compared with financial year 2023, the result moved from € 19,254 to € 15,702. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 9, 2025.
€ 372,680
▲ 4% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 15,702
▼ 18% vs 2023
Profit after tax over the fiscal year.
€ 20,193
▼ 65% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € 366,430.
People and assets in 2024
1.5
▲ 0.6 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 75,511
▲ 3% vs 2023
€ 50,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 21,354
▲ 143% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 393,233
▼ 17% vs 2023
€ 47,134 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 36,436
▲ 83% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 31,610
▼ 13% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 295,764 | € 271,130 | € 194,064 | € 184,229 | ▼ 5% |
| Profit after taxes | € 98,522 | € 87,435 | € 19,254 | € 15,702 | ▼ 18% |
| Equity | € 250,289 | € 337,724 | € 356,978 | € 372,680 | ▲ 4% |
| Total debts | € 811,556 | € 761,761 | € 553,636 | € 477,879 | ▼ 14% |
| Cash | € 129,749 | € 174,495 | € 58,318 | € 20,193 | ▼ 65% |
| Land & buildings | € 593,813 | € 618,358 | € 594,174 | € 566,081 | ▼ 5% |
| Retained profit | € 244,039 | € 331,474 | € 350,728 | € 366,430 | ▲ 4% |
| Bank debt | € 625,839 | € 571,099 | € 474,879 | € 393,233 | ▼ 17% |
| Balance sheet total | € 1,061,845 | € 1,099,485 | € 910,614 | € 850,559 | ▼ 7% |
| Employees (FTE) | 3.4 | 1.5 | 0.9 | 1.5 | ▲ 0.6 |
Key figures of HP CONSEIL, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to HP CONSEIL?
What happened at HP CONSEIL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 15,702 (▼ 18% vs 2023). filed late Source: NBB ↗
- New establishment in Wavre. KBO
- Start of the company according to the CBE. KBO
In short
From € 98,522 profit in 2021 to € 15,702 profit in 2024.
Paid € 117,882 in corporate taxes since 2021.
Best year ever: 2021, with € 98,522 profit.
On average € 122,800 of value added per employee in 2024.
A new publication or filing at HP CONSEIL? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind HP CONSEIL are PASCAL DEMAIFFE and HARRY LECOMTE. The same people are also behind HP NIVELLES.
Directors
According to the 2024 annual accounts
Establishments
Establishment units
Physical locations of this company
Chaussée de Louvain 9
1300 Wavre
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0869.972.511
- VAT number
- BE 0869.972.511
- Registered office
- Chaussée de Louvain 9, 1300 Wavre
- Names & denominations
- HP CONSEIL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 November 2004
- Peppol
- Not registered
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten